Sparebank 1 Helgeland
OSE:HELG
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
S
|
Sparebank 1 Helgeland
OSE:HELG
|
NO |
Intrinsic Value
The intrinsic value of Sparebank 1 Helgeland (HELG) under the Base Case is 177.64 NOK per share. Compared with the current market price of 170 NOK, the stock appears Undervalued by 4% .
The intrinsic value is calculated using the DCF method. The model assumes net margin jumps to 42% in 2026, higher than in any of the last six years, before easing to 35% by 2031. If net margin stayed at its five-year average of 30%, the estimate would be about kr147.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Sparebank 1 Helgeland Does
SpareBank 1 Helgeland is a regional savings bank in Norway that serves people, small businesses, and local organizations in the Helgeland area. It takes deposits, makes home and business loans, and helps customers with everyday banking, payments, savings, and digital banking services. It also earns fee income from services such as insurance, mortgages, and other financial products offered through the SpareBank 1 network.
- Headquarters
- Norway NO
- Employees
- 163
- IPO date
- Mar 24, 2004
The intrinsic value for Sparebank 1 Helgeland (HELG) under the Base Case is 177.64 NOK.
Compared with the current market price of 170 NOK, the stock appears Undervalued by 4% .