Instabank ASA
OSE:INSTA
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Income Statement
Income Statement
Instabank ASA
| Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||
| Net Interest Income |
3
|
12
|
29
|
54
|
80
|
103
|
125
|
149
|
176
|
203
|
225
|
319
|
253
|
342
|
347
|
274
|
279
|
279
|
266
|
274
|
281
|
289
|
314
|
318
|
320
|
325
|
335
|
345
|
|
| Interest Income |
3
|
14
|
35
|
64
|
98
|
129
|
158
|
189
|
223
|
254
|
278
|
374
|
306
|
394
|
399
|
326
|
330
|
327
|
310
|
314
|
320
|
330
|
361
|
375
|
394
|
424
|
463
|
511
|
|
| Interest Expense |
1
|
3
|
6
|
11
|
18
|
25
|
32
|
40
|
46
|
50
|
53
|
55
|
53
|
52
|
52
|
52
|
51
|
48
|
44
|
40
|
39
|
41
|
47
|
56
|
74
|
99
|
129
|
167
|
|
| Non Interest Income |
4
|
11
|
19
|
27
|
31
|
34
|
37
|
40
|
43
|
43
|
43
|
46
|
47
|
49
|
48
|
46
|
49
|
52
|
50
|
49
|
47
|
43
|
47
|
47
|
47
|
61
|
66
|
80
|
|
| Revenue |
7
N/A
|
23
+245%
|
48
+112%
|
81
+68%
|
110
+36%
|
137
+24%
|
162
+19%
|
189
+17%
|
219
+16%
|
247
+13%
|
268
+9%
|
365
+36%
|
300
-18%
|
391
+30%
|
395
+1%
|
320
-19%
|
328
+3%
|
331
+1%
|
316
-5%
|
322
+2%
|
328
+2%
|
332
+1%
|
361
+9%
|
365
+1%
|
367
+0%
|
386
+5%
|
401
+4%
|
424
+6%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||
| Loan Loss Provision |
(4)
|
(7)
|
(10)
|
(18)
|
(22)
|
(26)
|
(33)
|
(38)
|
(47)
|
(62)
|
(68)
|
(72)
|
(71)
|
(83)
|
(89)
|
(90)
|
(93)
|
(80)
|
(75)
|
(77)
|
(81)
|
(81)
|
(88)
|
(91)
|
(100)
|
(111)
|
(119)
|
(129)
|
|
| Non Interest Expense |
(30)
|
(46)
|
(63)
|
(77)
|
(84)
|
(97)
|
(109)
|
(124)
|
(138)
|
(152)
|
(163)
|
(169)
|
(173)
|
(173)
|
(170)
|
(172)
|
(178)
|
(182)
|
(159)
|
(149)
|
(135)
|
(132)
|
(157)
|
(165)
|
(163)
|
(166)
|
(166)
|
(167)
|
|
| Pre-Tax Income |
(27)
N/A
|
(31)
-14%
|
(25)
+18%
|
(14)
+44%
|
4
N/A
|
14
+232%
|
21
+54%
|
27
+31%
|
34
+24%
|
33
-3%
|
37
+12%
|
123
+234%
|
55
-55%
|
136
+147%
|
136
+0%
|
58
-57%
|
57
-2%
|
69
+20%
|
81
+19%
|
96
+18%
|
112
+16%
|
119
+6%
|
116
-2%
|
108
-7%
|
103
-5%
|
110
+6%
|
116
+6%
|
128
+11%
|
|
| Net Income | |||||||||||||||||||||||||||||
| Tax Provision |
9
|
10
|
9
|
6
|
(2)
|
(4)
|
(6)
|
(8)
|
(8)
|
(8)
|
(9)
|
(11)
|
(14)
|
(14)
|
(15)
|
(15)
|
(14)
|
(17)
|
(20)
|
(24)
|
(29)
|
(29)
|
(28)
|
(26)
|
(21)
|
(24)
|
(25)
|
(27)
|
|
| Income from Continuing Operations |
(17)
|
(20)
|
(16)
|
(8)
|
2
|
9
|
15
|
20
|
26
|
25
|
28
|
112
|
41
|
121
|
121
|
43
|
43
|
51
|
61
|
72
|
84
|
90
|
88
|
82
|
82
|
85
|
91
|
101
|
|
| Net Income (Common) |
(17)
N/A
|
(20)
-15%
|
(16)
+20%
|
(8)
+52%
|
2
N/A
|
9
+312%
|
15
+58%
|
20
+32%
|
26
+32%
|
25
-3%
|
28
+12%
|
112
+298%
|
41
-63%
|
121
+194%
|
121
+0%
|
43
-64%
|
43
-2%
|
51
+20%
|
61
+19%
|
72
+18%
|
84
+16%
|
90
+8%
|
88
-2%
|
82
-7%
|
82
0%
|
85
+4%
|
91
+7%
|
101
+11%
|
|
| EPS (Diluted) |
-0.09
N/A
|
-0.11
-22%
|
-0.08
+27%
|
-0.04
+50%
|
0.01
N/A
|
0.05
+400%
|
0.07
+40%
|
0.09
+29%
|
0.09
N/A
|
0.09
N/A
|
0.09
N/A
|
0.36
+300%
|
0.12
-67%
|
0.38
+217%
|
0.38
N/A
|
0.12
-68%
|
0.13
+8%
|
0.15
+15%
|
0.18
+20%
|
0.21
+17%
|
0.25
+19%
|
0.27
+8%
|
0.27
N/A
|
0.75
+178%
|
0.25
-67%
|
0.25
N/A
|
0.23
-8%
|
0.28
+22%
|
|
