Kraft Bank ASA
OSE:KRAB
Income Statement
Income Statement
Kraft Bank ASA
| Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||
| Net Interest Income |
8
|
17
|
27
|
39
|
50
|
61
|
71
|
77
|
86
|
96
|
108
|
123
|
133
|
140
|
144
|
145
|
144
|
146
|
145
|
140
|
134
|
127
|
121
|
125
|
137
|
146
|
161
|
|
| Interest Income |
9
|
19
|
34
|
51
|
66
|
81
|
94
|
102
|
112
|
121
|
132
|
147
|
159
|
168
|
173
|
182
|
197
|
220
|
241
|
257
|
262
|
273
|
283
|
298
|
321
|
339
|
359
|
|
| Interest Expense |
1
|
2
|
7
|
12
|
16
|
20
|
23
|
25
|
25
|
25
|
25
|
24
|
25
|
28
|
30
|
37
|
53
|
74
|
96
|
117
|
133
|
146
|
162
|
173
|
184
|
193
|
198
|
|
| Non Interest Income |
0
|
0
|
0
|
0
|
0
|
0
|
2
|
3
|
2
|
3
|
1
|
1
|
0
|
2
|
3
|
3
|
4
|
3
|
6
|
8
|
8
|
9
|
8
|
11
|
19
|
19
|
24
|
|
| Revenue |
8
N/A
|
17
+102%
|
27
+63%
|
39
+42%
|
50
+29%
|
61
+22%
|
74
+20%
|
80
+9%
|
88
+10%
|
99
+12%
|
109
+10%
|
124
+14%
|
133
+8%
|
141
+6%
|
146
+3%
|
148
+1%
|
148
+0%
|
150
+1%
|
151
+1%
|
148
-2%
|
141
-4%
|
136
-3%
|
129
-5%
|
136
+5%
|
156
+15%
|
165
+6%
|
185
+12%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||
| Loan Loss Provision |
(2)
|
(3)
|
(5)
|
(5)
|
(6)
|
(6)
|
(7)
|
(7)
|
(5)
|
(5)
|
(5)
|
(5)
|
(6)
|
(6)
|
(3)
|
(4)
|
(7)
|
(7)
|
(6)
|
(6)
|
(10)
|
(12)
|
(17)
|
(18)
|
(18)
|
(18)
|
(19)
|
|
| Non Interest Expense |
(20)
|
(27)
|
(33)
|
(35)
|
(34)
|
(37)
|
(38)
|
(42)
|
(48)
|
(51)
|
(55)
|
(60)
|
(66)
|
(71)
|
(75)
|
(80)
|
(79)
|
(80)
|
(78)
|
(75)
|
(75)
|
(79)
|
(86)
|
(91)
|
(100)
|
(99)
|
(100)
|
|
| Pre-Tax Income |
(15)
N/A
|
(14)
+4%
|
(10)
+27%
|
(1)
+91%
|
10
N/A
|
18
+71%
|
28
+58%
|
32
+12%
|
36
+14%
|
43
+21%
|
48
+12%
|
59
+21%
|
62
+5%
|
65
+5%
|
68
+4%
|
63
-6%
|
62
-2%
|
62
+0%
|
67
+7%
|
67
0%
|
57
-15%
|
46
-19%
|
26
-43%
|
27
+2%
|
37
+39%
|
49
+32%
|
67
+39%
|
|
| Net Income | ||||||||||||||||||||||||||||
| Tax Provision |
4
|
3
|
3
|
0
|
(3)
|
(4)
|
(7)
|
(8)
|
(9)
|
(11)
|
(12)
|
(15)
|
(16)
|
(16)
|
(17)
|
(16)
|
(16)
|
(16)
|
(17)
|
(17)
|
(14)
|
(11)
|
(6)
|
(6)
|
(9)
|
(12)
|
(17)
|
|
| Income from Continuing Operations |
(11)
|
(10)
|
(8)
|
(1)
|
8
|
13
|
21
|
24
|
27
|
33
|
36
|
44
|
46
|
48
|
51
|
48
|
46
|
47
|
50
|
50
|
42
|
34
|
20
|
20
|
28
|
36
|
50
|
|
| Net Income (Common) |
(11)
N/A
|
(10)
+3%
|
(8)
+27%
|
(1)
+91%
|
8
N/A
|
13
+71%
|
21
+58%
|
24
+12%
|
27
+14%
|
33
+21%
|
36
+12%
|
44
+21%
|
46
+5%
|
48
+5%
|
51
+4%
|
48
-6%
|
46
-2%
|
47
+0%
|
50
+7%
|
50
0%
|
42
-15%
|
34
-19%
|
20
-43%
|
20
0%
|
28
+41%
|
36
+30%
|
50
+39%
|
|
| EPS (Diluted) |
-0.26
N/A
|
-0.24
+8%
|
-0.18
+25%
|
-0.02
+89%
|
0.19
N/A
|
0.31
+63%
|
0.5
+61%
|
0.56
+12%
|
0.64
+14%
|
0.78
+22%
|
0.87
+12%
|
1.05
+21%
|
1.1
+5%
|
1.15
+5%
|
1.2
+4%
|
1.13
-6%
|
1.11
-2%
|
1.11
N/A
|
1.19
+7%
|
1.19
N/A
|
1.01
-15%
|
0.82
-19%
|
0.47
-43%
|
0.47
N/A
|
0.66
+40%
|
0.85
+29%
|
1.19
+40%
|
|