Pareto Bank ASA
OSE:PARB
Income Statement
Income Statement
Pareto Bank ASA
| Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
344
|
359
|
377
|
395
|
416
|
442
|
465
|
496
|
507
|
521
|
535
|
536
|
554
|
588
|
613
|
647
|
681
|
702
|
721
|
737
|
747
|
763
|
793
|
815
|
838
|
846
|
858
|
890
|
929
|
984
|
1 029
|
1 069
|
1 113
|
1 150
|
1 181
|
1 213
|
1 227
|
1 243
|
1 259
|
1 233
|
1 214
|
|
| Interest Income |
553
|
557
|
572
|
593
|
619
|
640
|
658
|
677
|
680
|
685
|
703
|
717
|
753
|
808
|
849
|
900
|
947
|
977
|
995
|
990
|
973
|
959
|
963
|
971
|
990
|
1 008
|
1 042
|
1 117
|
1 243
|
1 403
|
1 577
|
1 759
|
1 925
|
2 058
|
2 157
|
2 221
|
2 246
|
2 282
|
2 324
|
2 313
|
2 277
|
|
| Interest Expense |
209
|
198
|
195
|
199
|
203
|
198
|
193
|
181
|
173
|
164
|
167
|
181
|
198
|
220
|
237
|
253
|
266
|
275
|
274
|
253
|
226
|
195
|
171
|
156
|
151
|
163
|
184
|
227
|
315
|
420
|
547
|
690
|
812
|
908
|
975
|
1 008
|
1 019
|
1 039
|
1 065
|
1 080
|
1 063
|
|
| Non Interest Income |
15
|
37
|
28
|
39
|
43
|
55
|
50
|
41
|
33
|
21
|
22
|
22
|
16
|
26
|
20
|
18
|
14
|
17
|
38
|
38
|
16
|
46
|
26
|
29
|
13
|
22
|
23
|
20
|
38
|
34
|
33
|
35
|
17
|
26
|
34
|
32
|
27
|
43
|
54
|
70
|
82
|
|
| Revenue |
360
N/A
|
396
+10%
|
405
+2%
|
433
+7%
|
459
+6%
|
497
+8%
|
515
+4%
|
537
+4%
|
540
+1%
|
541
+0%
|
557
+3%
|
558
+0%
|
571
+2%
|
613
+7%
|
633
+3%
|
665
+5%
|
694
+4%
|
719
+4%
|
759
+6%
|
774
+2%
|
763
-1%
|
810
+6%
|
819
+1%
|
844
+3%
|
852
+1%
|
868
+2%
|
882
+2%
|
910
+3%
|
967
+6%
|
1 017
+5%
|
1 062
+4%
|
1 104
+4%
|
1 130
+2%
|
1 176
+4%
|
1 215
+3%
|
1 245
+2%
|
1 254
+1%
|
1 285
+2%
|
1 313
+2%
|
1 303
-1%
|
1 297
0%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(32)
|
(39)
|
(39)
|
(46)
|
(31)
|
(23)
|
(27)
|
(22)
|
(11)
|
(7)
|
5
|
4
|
(5)
|
(8)
|
(29)
|
(34)
|
(30)
|
(69)
|
(54)
|
(51)
|
(45)
|
(10)
|
(7)
|
(8)
|
(20)
|
(30)
|
(43)
|
(57)
|
(45)
|
(66)
|
(69)
|
(78)
|
(122)
|
(101)
|
(114)
|
(114)
|
(127)
|
(149)
|
(140)
|
(125)
|
(175)
|
|
| Non Interest Expense |
(85)
|
(101)
|
(107)
|
(106)
|
(99)
|
(105)
|
(105)
|
(107)
|
(113)
|
(118)
|
(121)
|
(133)
|
(127)
|
(139)
|
(146)
|
(147)
|
(140)
|
(164)
|
(166)
|
(176)
|
(153)
|
(169)
|
(178)
|
(170)
|
(163)
|
(173)
|
(172)
|
(179)
|
(188)
|
(200)
|
(216)
|
(221)
|
(214)
|
(223)
|
(217)
|
(224)
|
(226)
|
(233)
|
(240)
|
(241)
|
(239)
|
|
| Pre-Tax Income |
242
N/A
|
256
+6%
|
259
+1%
|
281
+8%
|
329
+17%
|
369
+12%
|
383
+4%
|
407
+6%
|
415
+2%
|
416
+0%
|
441
+6%
|
428
-3%
|
439
+2%
|
466
+6%
|
457
-2%
|
484
+6%
|
525
+8%
|
485
-7%
|
539
+11%
|
547
+1%
|
565
+3%
|
630
+11%
|
635
+1%
|
667
+5%
|
668
+0%
|
665
-1%
|
666
+0%
|
674
+1%
|
734
+9%
|
752
+2%
|
777
+3%
|
804
+3%
|
794
-1%
|
853
+7%
|
884
+4%
|
907
+3%
|
900
-1%
|
903
+0%
|
933
+3%
|
938
+1%
|
883
-6%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(68)
|
(70)
|
(69)
|
(73)
|
(81)
|
(91)
|
(94)
|
(101)
|
(102)
|
(103)
|
(110)
|
(106)
|
(108)
|
(115)
|
(113)
|
(119)
|
(127)
|
(116)
|
(129)
|
(131)
|
(137)
|
(153)
|
(154)
|
(162)
|
(164)
|
(163)
|
(163)
|
(164)
|
(178)
|
(182)
|
(186)
|
(192)
|
(189)
|
(202)
|
(210)
|
(215)
|
(213)
|
(213)
|
(221)
|
(222)
|
(207)
|
|
| Income from Continuing Operations |
175
|
186
|
190
|
208
|
247
|
277
|
289
|
306
|
313
|
313
|
332
|
322
|
331
|
351
|
345
|
364
|
398
|
369
|
410
|
417
|
428
|
477
|
480
|
505
|
505
|
502
|
504
|
509
|
555
|
569
|
591
|
613
|
605
|
651
|
674
|
692
|
687
|
690
|
712
|
716
|
676
|
|
| Net Income (Common) |
175
N/A
|
186
+7%
|
190
+2%
|
208
+9%
|
247
+19%
|
277
+12%
|
289
+4%
|
306
+6%
|
313
+2%
|
313
+0%
|
332
+6%
|
322
-3%
|
331
+3%
|
351
+6%
|
345
-2%
|
364
+6%
|
398
+9%
|
369
-7%
|
410
+11%
|
417
+2%
|
428
+3%
|
477
+11%
|
480
+1%
|
505
+5%
|
505
0%
|
502
0%
|
504
+0%
|
509
+1%
|
555
+9%
|
569
+3%
|
591
+4%
|
613
+4%
|
605
-1%
|
651
+7%
|
674
+4%
|
692
+3%
|
637
-8%
|
639
+0%
|
662
+4%
|
665
+1%
|
624
-6%
|
|
| EPS (Diluted) |
4.01
N/A
|
3.5
-13%
|
3.58
+2%
|
3.9
+9%
|
4.22
+8%
|
4.73
+12%
|
4.92
+4%
|
5.22
+6%
|
5.33
+2%
|
5.35
+0%
|
5.66
+6%
|
5.37
-5%
|
5.64
+5%
|
5.98
+6%
|
4.96
-17%
|
5.24
+6%
|
5.69
+9%
|
5.27
-7%
|
5.87
+11%
|
5.96
+2%
|
5.99
+1%
|
6.7
+12%
|
6.76
+1%
|
7.11
+5%
|
7.09
0%
|
7.05
-1%
|
6.96
-1%
|
7.05
+1%
|
7.71
+9%
|
7.78
+1%
|
7.76
0%
|
7.97
+3%
|
7.89
-1%
|
8.5
+8%
|
8.79
+3%
|
9.03
+3%
|
8.31
-8%
|
7.73
-7%
|
8.04
+4%
|
8.01
0%
|
8.13
+1%
|
|