Sparebanken Ost
OSE:SPOG
Income Statement
Income Statement
Sparebanken Ost
| Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
324
|
326
|
327
|
328
|
338
|
359
|
382
|
389
|
399
|
400
|
388
|
388
|
388
|
384
|
379
|
365
|
348
|
338
|
329
|
329
|
327
|
329
|
343
|
361
|
385
|
401
|
418
|
437
|
460
|
481
|
481
|
482
|
463
|
445
|
434
|
419
|
419
|
419
|
438
|
441
|
450
|
472
|
483
|
510
|
517
|
528
|
547
|
565
|
592
|
603
|
604
|
607
|
604
|
596
|
592
|
587
|
575
|
579
|
564
|
546
|
545
|
539
|
554
|
577
|
592
|
585
|
577
|
565
|
569
|
588
|
614
|
642
|
660
|
644
|
644
|
632
|
619
|
633
|
632
|
631
|
642
|
649
|
660
|
686
|
723
|
765
|
802
|
829
|
854
|
1 118
|
1 142
|
932
|
1 152
|
903
|
885
|
868
|
|
| Interest Income |
1 093
|
1 104
|
1 123
|
1 159
|
1 191
|
1 205
|
1 160
|
1 042
|
925
|
816
|
746
|
727
|
731
|
742
|
753
|
757
|
760
|
776
|
801
|
847
|
907
|
978
|
1 078
|
1 194
|
1 313
|
1 431
|
1 539
|
1 639
|
1 646
|
1 552
|
1 378
|
1 165
|
1 021
|
967
|
979
|
1 007
|
1 041
|
1 073
|
1 119
|
1 175
|
1 226
|
1 261
|
1 267
|
1 255
|
1 237
|
1 240
|
1 252
|
1 273
|
1 297
|
1 318
|
1 338
|
1 350
|
1 338
|
1 296
|
1 233
|
1 167
|
1 123
|
1 097
|
1 064
|
1 037
|
1 021
|
1 011
|
1 016
|
1 020
|
1 016
|
1 013
|
1 021
|
1 049
|
1 093
|
1 149
|
1 219
|
1 291
|
1 347
|
1 325
|
1 237
|
1 121
|
1 002
|
950
|
946
|
967
|
1 012
|
1 073
|
1 172
|
1 356
|
1 565
|
1 781
|
2 036
|
2 245
|
2 419
|
2 593
|
2 691
|
2 729
|
2 753
|
2 748
|
2 724
|
2 668
|
|
| Interest Expense |
769
|
779
|
796
|
831
|
853
|
846
|
778
|
653
|
526
|
417
|
358
|
339
|
343
|
359
|
373
|
392
|
412
|
438
|
472
|
518
|
580
|
648
|
736
|
833
|
928
|
1 030
|
1 122
|
1 202
|
1 186
|
1 071
|
897
|
683
|
557
|
522
|
545
|
588
|
623
|
654
|
681
|
734
|
776
|
789
|
784
|
745
|
721
|
712
|
704
|
709
|
705
|
715
|
734
|
744
|
734
|
700
|
641
|
580
|
549
|
518
|
500
|
492
|
476
|
472
|
462
|
443
|
424
|
428
|
444
|
484
|
525
|
561
|
606
|
649
|
687
|
681
|
593
|
489
|
383
|
317
|
314
|
335
|
370
|
424
|
512
|
669
|
842
|
1 016
|
1 234
|
1 416
|
1 565
|
1 700
|
1 772
|
1 797
|
2 261
|
1 845
|
1 840
|
1 800
|
|
| Non Interest Income |
118
|
104
|
118
|
116
|
116
|
129
|
138
|
147
|
156
|
142
|
153
|
158
|
313
|
322
|
302
|
298
|
132
|
118
|
123
|
111
|
125
|
120
|
215
|
224
|
180
|
150
|
(75)
|
(383)
|
(382)
|
(291)
|
(72)
|
278
|
341
|
370
|
322
|
279
|
263
|
217
|
132
|
110
|
118
|
90
|
168
|
207
|
192
|
205
|
175
|
175
|
194
|
174
|
313
|
290
|
283
|
280
|
102
|
99
|
81
|
129
|
183
|
212
|
237
|
220
|
210
|
195
|
179
|
190
|
255
|
235
|
224
|
183
|
116
|
125
|
109
|
275
|
253
|
255
|
264
|
157
|
158
|
176
|
162
|
86
|
71
|
61
|
80
|
93
|
133
|
136
|
176
|
244
|
238
|
157
|
190
|
221
|
221
|
221
|
|
| Revenue |
442
N/A
|
430
-3%
|
446
+4%
|
445
0%
|
455
+2%
|
488
+7%
|
520
+7%
|
536
+3%
|
555
+4%
|
542
-2%
|
541
0%
|
545
+1%
|
701
+29%
|
706
+1%
|
681
-4%
|
662
-3%
|
480
-28%
|
456
-5%
|
452
-1%
|
440
-3%
|
452
+3%
|
450
0%
|
558
+24%
|
585
+5%
|
565
-3%
|
551
-3%
|
342
-38%
|
53
-84%
|
78
+47%
|
190
+144%
|
408
+114%
|
760
+86%
|
805
+6%
|
816
+1%
|
756
-7%
|
698
-8%
|
681
-2%
|
636
-7%
|
570
-10%
|
551
-3%
|
568
+3%
|
563
-1%
|
651
+16%
|
716
+10%
|
709
-1%
|
733
+3%
|
723
-1%
|
740
+2%
|
785
+6%
|
777
-1%
|
917
+18%
|
897
-2%
|
887
-1%
|
876
-1%
|
694
-21%
|
686
-1%
|
655
-4%
|
708
+8%
|
747
+6%
|
758
+1%
|
782
+3%
|
759
-3%
|
764
+1%
|
772
+1%
|
771
0%
|
775
+1%
|
832
+7%
|
801
-4%
|
793
-1%
|
771
-3%
|
730
-5%
|
766
+5%
|
769
+0%
|
918
+19%
|
898
-2%
|
888
-1%
|
883
-1%
|
790
-10%
|
790
0%
|
807
+2%
|
804
0%
|
735
-9%
|
730
-1%
|
747
+2%
|
803
+7%
|
858
+7%
|
936
+9%
|
964
+3%
|
1 031
+7%
|
1 362
+32%
|
1 380
+1%
|
1 089
-21%
|
1 341
+23%
|
1 124
-16%
|
1 106
-2%
|
1 088
-2%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(24)
|
(36)
|
(45)
|
(88)
|
(89)
|
(101)
|
(97)
|
(48)
|
(45)
|
(30)
|
(20)
|
(8)
|
(7)
|
(6)
|
10
|
2
|
(0)
|
8
|
(6)
|
2
|
7
|
6
|
6
|
4
|
5
|
2
|
(26)
|
(245)
|
(250)
|
(249)
|
(234)
|
(25)
|
(23)
|
(20)
|
0
|
(10)
|
(12)
|
(17)
|
(26)
|
(18)
|
(14)
|
(19)
|
(25)
|
(25)
|
(28)
|
(27)
|
(17)
|
(16)
|
(24)
|
(23)
|
(33)
|
(24)
|
(23)
|
(23)
|
(15)
|
(18)
|
(8)
|
(7)
|
(10)
|
(7)
|
(10)
|
(10)
|
(11)
|
(7)
|
(8)
|
(11)
|
(8)
|
(18)
|
(20)
|
(17)
|
(19)
|
(19)
|
(22)
|
(20)
|
(19)
|
(15)
|
(10)
|
(9)
|
(5)
|
(1)
|
2
|
2
|
(3)
|
(7)
|
(8)
|
(7)
|
(6)
|
(7)
|
(8)
|
(13)
|
(15)
|
(14)
|
(19)
|
(16)
|
(18)
|
(16)
|
|
| Non Interest Expense |
(301)
|
(291)
|
(296)
|
(299)
|
(306)
|
(310)
|
(308)
|
(310)
|
(299)
|
(291)
|
(289)
|
(288)
|
(288)
|
(291)
|
(293)
|
(292)
|
(296)
|
(305)
|
(310)
|
(311)
|
(311)
|
(308)
|
(303)
|
(301)
|
(306)
|
(307)
|
(313)
|
(317)
|
(320)
|
(324)
|
(330)
|
(334)
|
(305)
|
(304)
|
(307)
|
(307)
|
(339)
|
(340)
|
(334)
|
(323)
|
(324)
|
(325)
|
(327)
|
(331)
|
(331)
|
(328)
|
(329)
|
(334)
|
(334)
|
(338)
|
(339)
|
(340)
|
(339)
|
(334)
|
(332)
|
(328)
|
(326)
|
(340)
|
(334)
|
(324)
|
(327)
|
(312)
|
(314)
|
(318)
|
(312)
|
(314)
|
(321)
|
(332)
|
(341)
|
(336)
|
(331)
|
(323)
|
(324)
|
(326)
|
(328)
|
(339)
|
(337)
|
(344)
|
(354)
|
(352)
|
(355)
|
(355)
|
(355)
|
(358)
|
(366)
|
(374)
|
(382)
|
(393)
|
(402)
|
(513)
|
(517)
|
(409)
|
(517)
|
(416)
|
(421)
|
(424)
|
|
| Pre-Tax Income |
117
N/A
|
103
-12%
|
104
+1%
|
58
-44%
|
60
+3%
|
78
+29%
|
115
+49%
|
178
+54%
|
211
+19%
|
221
+5%
|
232
+5%
|
250
+8%
|
407
+63%
|
408
+0%
|
399
-2%
|
373
-6%
|
183
-51%
|
159
-14%
|
136
-14%
|
132
-3%
|
148
+12%
|
148
+0%
|
261
+76%
|
287
+10%
|
265
-8%
|
245
-7%
|
4
-99%
|
(509)
N/A
|
(492)
+3%
|
(383)
+22%
|
(156)
+59%
|
401
N/A
|
477
+19%
|
492
+3%
|
449
-9%
|
380
-15%
|
330
-13%
|
280
-15%
|
210
-25%
|
211
+0%
|
231
+10%
|
218
-5%
|
300
+37%
|
360
+20%
|
350
-3%
|
378
+8%
|
377
0%
|
389
+3%
|
427
+10%
|
416
-2%
|
545
+31%
|
533
-2%
|
525
-2%
|
519
-1%
|
347
-33%
|
340
-2%
|
321
-5%
|
361
+12%
|
404
+12%
|
427
+6%
|
444
+4%
|
437
-2%
|
439
+1%
|
447
+2%
|
451
+1%
|
450
0%
|
502
+12%
|
451
-10%
|
432
-4%
|
418
-3%
|
380
-9%
|
425
+12%
|
422
-1%
|
572
+35%
|
550
-4%
|
534
-3%
|
536
+0%
|
437
-18%
|
431
-1%
|
455
+6%
|
451
-1%
|
382
-15%
|
372
-3%
|
382
+3%
|
428
+12%
|
476
+11%
|
547
+15%
|
564
+3%
|
621
+10%
|
836
+35%
|
848
+1%
|
666
-21%
|
805
+21%
|
692
-14%
|
667
-4%
|
648
-3%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(32)
|
(27)
|
(27)
|
(14)
|
(15)
|
(19)
|
(30)
|
(48)
|
(57)
|
(59)
|
(60)
|
(64)
|
(61)
|
(65)
|
(65)
|
(58)
|
(51)
|
(44)
|
(38)
|
(37)
|
(40)
|
(40)
|
(71)
|
(80)
|
(77)
|
(70)
|
(2)
|
123
|
118
|
88
|
23
|
(107)
|
(125)
|
(101)
|
(89)
|
(75)
|
(62)
|
(70)
|
(51)
|
(55)
|
(61)
|
(63)
|
(86)
|
(97)
|
(95)
|
(102)
|
(101)
|
(106)
|
(113)
|
(111)
|
(108)
|
(104)
|
(97)
|
(96)
|
(86)
|
(84)
|
(86)
|
(87)
|
(96)
|
(96)
|
(99)
|
(98)
|
(98)
|
(104)
|
(102)
|
(96)
|
(89)
|
(77)
|
(74)
|
(79)
|
(85)
|
(96)
|
(89)
|
(88)
|
(86)
|
(80)
|
(87)
|
(83)
|
(81)
|
(79)
|
(78)
|
(72)
|
(73)
|
(86)
|
(96)
|
(112)
|
(124)
|
(124)
|
(130)
|
(173)
|
(176)
|
(143)
|
(174)
|
(135)
|
(129)
|
(125)
|
|
| Income from Continuing Operations |
85
|
76
|
77
|
44
|
46
|
58
|
86
|
130
|
154
|
161
|
172
|
186
|
346
|
344
|
333
|
315
|
132
|
115
|
98
|
95
|
108
|
108
|
191
|
207
|
188
|
175
|
2
|
(386)
|
(375)
|
(295)
|
(133)
|
294
|
352
|
391
|
360
|
305
|
268
|
210
|
159
|
156
|
170
|
155
|
214
|
262
|
255
|
276
|
276
|
283
|
313
|
306
|
437
|
429
|
428
|
423
|
260
|
256
|
236
|
274
|
308
|
331
|
345
|
339
|
342
|
343
|
349
|
354
|
413
|
374
|
358
|
339
|
295
|
329
|
334
|
484
|
464
|
453
|
449
|
354
|
350
|
375
|
373
|
309
|
299
|
296
|
332
|
365
|
423
|
441
|
491
|
663
|
672
|
523
|
631
|
558
|
538
|
523
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
85
N/A
|
77
-10%
|
77
+1%
|
44
-43%
|
46
+3%
|
58
+28%
|
86
+47%
|
130
+52%
|
154
+18%
|
161
+5%
|
172
+7%
|
186
+8%
|
346
+86%
|
344
-1%
|
333
-3%
|
315
-6%
|
132
-58%
|
115
-13%
|
98
-15%
|
95
-3%
|
108
+14%
|
108
0%
|
191
+76%
|
207
+9%
|
188
-9%
|
175
-7%
|
2
-99%
|
(386)
N/A
|
(375)
+3%
|
(295)
+21%
|
(133)
+55%
|
294
N/A
|
352
+20%
|
391
+11%
|
360
-8%
|
305
-15%
|
268
-12%
|
210
-22%
|
159
-24%
|
156
-2%
|
133
-14%
|
84
-37%
|
101
+21%
|
118
+17%
|
115
-3%
|
124
+8%
|
124
+0%
|
122
-1%
|
134
+10%
|
129
-4%
|
182
+41%
|
178
-3%
|
175
-1%
|
171
-2%
|
103
-40%
|
99
-3%
|
91
-9%
|
104
+15%
|
116
+12%
|
125
+7%
|
128
+2%
|
124
-3%
|
123
-1%
|
120
-2%
|
119
-1%
|
118
-1%
|
137
+16%
|
125
-9%
|
117
-6%
|
109
-7%
|
91
-16%
|
101
+11%
|
102
+1%
|
148
+46%
|
141
-5%
|
126
-10%
|
124
-2%
|
92
-26%
|
90
-3%
|
107
+19%
|
105
-1%
|
86
-19%
|
82
-5%
|
79
-3%
|
89
+12%
|
105
+18%
|
125
+19%
|
118
-6%
|
144
+22%
|
183
+27%
|
181
-1%
|
141
-22%
|
170
+20%
|
151
-11%
|
145
-4%
|
141
-3%
|
|
| EPS (Diluted) |
10.09
N/A
|
9.07
-10%
|
9.15
+1%
|
5.22
-43%
|
5.4
+3%
|
6.9
+28%
|
10.13
+47%
|
15.46
+53%
|
18.23
+18%
|
19.13
+5%
|
20.4
+7%
|
22.11
+8%
|
40.98
+85%
|
40.75
-1%
|
39.51
-3%
|
37.48
-5%
|
15.68
-58%
|
13.59
-13%
|
11.6
-15%
|
11.32
-2%
|
12.86
+14%
|
12.82
0%
|
22.61
+76%
|
24.64
+9%
|
22.23
-10%
|
18.32
-18%
|
0.22
-99%
|
-42.86
N/A
|
-18.06
+58%
|
-14.08
+22%
|
-6.4
+55%
|
18.86
N/A
|
16.97
-10%
|
18.86
+11%
|
17.35
-8%
|
14.73
-15%
|
12.95
-12%
|
10.14
-22%
|
7.68
-24%
|
7.51
-2%
|
6.42
-15%
|
4.03
-37%
|
4.86
+21%
|
5.69
+17%
|
5.54
-3%
|
5.97
+8%
|
5.98
+0%
|
5.9
-1%
|
6.47
+10%
|
6.24
-4%
|
8.8
+41%
|
8.57
-3%
|
8.44
-2%
|
8.24
-2%
|
4.94
-40%
|
4.79
-3%
|
4.37
-9%
|
5.03
+15%
|
5.62
+12%
|
6.02
+7%
|
6.16
+2%
|
5.99
-3%
|
5.93
-1%
|
5.81
-2%
|
5.75
-1%
|
5.69
-1%
|
6.6
+16%
|
6.01
-9%
|
5.66
-6%
|
5.18
-8%
|
4.4
-15%
|
4.87
+11%
|
4.89
+0%
|
7.12
+46%
|
6.83
-4%
|
6.62
-3%
|
5.98
-10%
|
4.45
-26%
|
4.3
-3%
|
5.16
+20%
|
5.08
-2%
|
4.12
-19%
|
3.96
-4%
|
3.83
-3%
|
4.3
+12%
|
3.87
-10%
|
5.24
+35%
|
5.67
+8%
|
6.94
+22%
|
8.83
+27%
|
8.74
-1%
|
6.8
-22%
|
8.18
+20%
|
7.29
-11%
|
7.02
-4%
|
6.82
-3%
|
|