Bank of Ireland Group PLC
OTC:BKRIY
Income Statement
Income Statement
Bank of Ireland Group PLC
| Mar-2001 | Sep-2001 | Mar-2002 | Sep-2002 | Mar-2003 | Sep-2003 | Mar-2004 | Sep-2004 | Mar-2005 | Sep-2005 | Mar-2006 | Sep-2006 | Mar-2007 | Sep-2007 | Mar-2008 | Sep-2008 | Mar-2009 | Sep-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
1 423
|
1 476
|
1 578
|
1 681
|
1 729
|
1 732
|
1 744
|
1 833
|
1 931
|
2 065
|
2 307
|
2 519
|
2 757
|
3 002
|
3 263
|
3 680
|
3 670
|
3 198
|
2 552
|
2 219
|
1 939
|
1 542
|
1 396
|
1 446
|
1 666
|
2 004
|
2 275
|
2 321
|
2 395
|
2 444
|
2 347
|
2 263
|
2 297
|
2 152
|
2 077
|
2 134
|
2 135
|
2 155
|
2 140
|
2 089
|
2 107
|
2 227
|
2 226
|
2 487
|
3 212
|
3 707
|
3 737
|
3 601
|
3 434
|
|
| Interest Income |
4 138
|
4 310
|
3 980
|
3 738
|
3 691
|
3 554
|
3 631
|
4 081
|
4 263
|
5 004
|
5 954
|
6 723
|
8 137
|
9 461
|
10 397
|
10 646
|
9 717
|
7 368
|
5 514
|
5 179
|
4 937
|
4 618
|
4 317
|
4 006
|
3 815
|
3 669
|
3 550
|
3 432
|
3 344
|
3 269
|
3 099
|
2 861
|
2 722
|
2 546
|
2 470
|
2 513
|
2 512
|
2 525
|
2 657
|
2 708
|
2 660
|
2 770
|
2 810
|
3 150
|
4 651
|
6 329
|
6 916
|
6 742
|
5 984
|
|
| Interest Expense |
2 715
|
2 834
|
2 402
|
2 057
|
1 962
|
1 822
|
1 887
|
2 248
|
2 332
|
2 939
|
3 647
|
4 204
|
5 380
|
6 459
|
7 134
|
6 966
|
6 047
|
4 170
|
2 962
|
2 960
|
2 998
|
3 076
|
2 921
|
2 560
|
2 149
|
1 665
|
1 275
|
1 111
|
949
|
825
|
752
|
598
|
425
|
394
|
393
|
379
|
377
|
370
|
517
|
619
|
553
|
543
|
584
|
663
|
1 439
|
2 622
|
3 179
|
3 141
|
2 550
|
|
| Non Interest Income |
1 186
|
1 242
|
1 217
|
1 413
|
1 234
|
1 401
|
1 286
|
1 650
|
3 199
|
2 251
|
2 577
|
2 476
|
3 659
|
3 838
|
3 079
|
2 433
|
1 817
|
2 551
|
3 399
|
3 252
|
2 687
|
3 487
|
3 630
|
1 866
|
2 270
|
1 951
|
3 211
|
2 371
|
3 287
|
2 376
|
2 263
|
2 266
|
2 903
|
2 265
|
2 797
|
2 225
|
2 786
|
2 388
|
2 280
|
2 219
|
3 781
|
2 803
|
2 912
|
3 025
|
5 304
|
2 749
|
3 084
|
3 194
|
2 472
|
|
| Revenue |
2 609
N/A
|
2 718
+4%
|
2 795
+3%
|
3 094
+11%
|
2 963
-4%
|
3 133
+6%
|
3 030
-3%
|
3 483
+15%
|
5 130
+47%
|
4 316
-16%
|
4 884
+13%
|
4 995
+2%
|
6 416
+28%
|
6 840
+7%
|
6 342
-7%
|
6 113
-4%
|
5 487
-10%
|
5 749
+5%
|
5 951
+4%
|
5 471
-8%
|
4 626
-15%
|
5 029
+9%
|
5 026
0%
|
3 312
-34%
|
3 936
+19%
|
3 955
+0%
|
5 486
+39%
|
4 692
-14%
|
5 682
+21%
|
4 820
-15%
|
4 610
-4%
|
4 529
-2%
|
5 200
+15%
|
4 417
-15%
|
4 874
+10%
|
4 359
-11%
|
4 921
+13%
|
4 543
-8%
|
4 420
-3%
|
4 308
-3%
|
5 888
+37%
|
5 030
-15%
|
5 138
+2%
|
5 512
+7%
|
8 516
+54%
|
6 456
-24%
|
6 821
+6%
|
6 795
0%
|
5 906
-13%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(72)
|
(79)
|
(102)
|
(115)
|
(100)
|
(90)
|
(86)
|
(68)
|
21
|
(1)
|
(103)
|
(101)
|
(103)
|
(134)
|
(232)
|
(460)
|
(1 513)
|
(2 993)
|
(2 869)
|
(2 284)
|
(1 835)
|
(1 960)
|
(2 043)
|
(1 769)
|
(1 565)
|
(1 665)
|
(1 329)
|
(542)
|
(266)
|
(296)
|
(223)
|
(178)
|
(142)
|
(15)
|
125
|
42
|
(116)
|
(214)
|
(1 074)
|
(1 133)
|
(197)
|
194
|
148
|
(187)
|
(298)
|
(425)
|
(316)
|
(107)
|
(194)
|
|
| Non Interest Expense |
(1 545)
|
(1 614)
|
(1 608)
|
(1 847)
|
(1 850)
|
(1 940)
|
(1 774)
|
(2 218)
|
(3 841)
|
(2 854)
|
(3 257)
|
(3 264)
|
(4 355)
|
(4 536)
|
(4 177)
|
(4 108)
|
(3 997)
|
(3 402)
|
(2 886)
|
(4 137)
|
(4 413)
|
(3 276)
|
(3 894)
|
(3 721)
|
(3 804)
|
(2 810)
|
(3 762)
|
(3 230)
|
(4 170)
|
(3 292)
|
(3 323)
|
(3 316)
|
(4 120)
|
(3 550)
|
(4 153)
|
(3 566)
|
(4 109)
|
(3 684)
|
(3 838)
|
(3 935)
|
(5 223)
|
(4 003)
|
(4 118)
|
(4 314)
|
(6 533)
|
(4 093)
|
(4 512)
|
(4 833)
|
(4 216)
|
|
| Pre-Tax Income |
992
N/A
|
1 025
+3%
|
1 085
+6%
|
1 132
+4%
|
1 013
-11%
|
1 103
+9%
|
1 170
+6%
|
1 197
+2%
|
1 310
+9%
|
1 461
+12%
|
1 524
+4%
|
1 630
+7%
|
1 958
+20%
|
2 170
+11%
|
1 933
-11%
|
1 545
-20%
|
(23)
N/A
|
(646)
-2 709%
|
196
N/A
|
(950)
N/A
|
(1 622)
-71%
|
(207)
+87%
|
(911)
-340%
|
(2 178)
-139%
|
(1 433)
+34%
|
(520)
+64%
|
395
N/A
|
920
+133%
|
1 246
+35%
|
1 232
-1%
|
1 064
-14%
|
1 035
-3%
|
938
-9%
|
852
-9%
|
846
-1%
|
835
-1%
|
696
-17%
|
645
-7%
|
(492)
N/A
|
(760)
-54%
|
468
N/A
|
1 221
+161%
|
1 168
-4%
|
1 011
-13%
|
1 685
+67%
|
1 938
+15%
|
1 993
+3%
|
1 855
-7%
|
1 496
-19%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(190)
|
(167)
|
(165)
|
(182)
|
(163)
|
(185)
|
(208)
|
(209)
|
(256)
|
(274)
|
(303)
|
(318)
|
(306)
|
(316)
|
(229)
|
(160)
|
41
|
218
|
109
|
341
|
363
|
233
|
339
|
337
|
234
|
34
|
(73)
|
(134)
|
(180)
|
(285)
|
(302)
|
(236)
|
(196)
|
(160)
|
(159)
|
(160)
|
(172)
|
(197)
|
(11)
|
53
|
(109)
|
(166)
|
(159)
|
(153)
|
(267)
|
(337)
|
(368)
|
(324)
|
(234)
|
|
| Income from Continuing Operations |
802
|
858
|
920
|
950
|
850
|
918
|
962
|
988
|
1 054
|
1 187
|
1 221
|
1 312
|
1 652
|
1 854
|
1 704
|
1 385
|
18
|
(428)
|
305
|
(609)
|
(1 259)
|
26
|
(572)
|
(1 841)
|
(1 199)
|
(486)
|
322
|
786
|
1 066
|
947
|
762
|
799
|
742
|
692
|
687
|
675
|
524
|
448
|
(503)
|
(707)
|
359
|
1 055
|
1 009
|
858
|
1 418
|
1 601
|
1 625
|
1 531
|
1 262
|
|
| Income to Minority Interest |
(10)
|
(11)
|
(8)
|
(8)
|
(15)
|
(19)
|
(19)
|
(15)
|
1
|
9
|
9
|
8
|
(1)
|
(4)
|
(5)
|
16
|
35
|
21
|
3
|
(5)
|
(3)
|
4
|
11
|
6
|
1
|
3
|
1
|
0
|
(6)
|
(7)
|
0
|
0
|
0
|
(28)
|
(55)
|
(55)
|
(59)
|
(62)
|
(63)
|
(35)
|
(7)
|
(7)
|
(7)
|
(8)
|
(8)
|
(6)
|
(2)
|
0
|
0
|
|
| Net Income (Common) |
731
N/A
|
821
+12%
|
895
+9%
|
933
+4%
|
826
-11%
|
891
+8%
|
935
+5%
|
969
+4%
|
1 055
+9%
|
1 196
+13%
|
1 217
+2%
|
1 300
+7%
|
1 636
+26%
|
1 835
+12%
|
1 685
-8%
|
1 389
-18%
|
42
-97%
|
(557)
N/A
|
54
N/A
|
(821)
N/A
|
(1 359)
-66%
|
(124)
+91%
|
(719)
-480%
|
(2 030)
-182%
|
(1 393)
+31%
|
(698)
+50%
|
134
N/A
|
645
+381%
|
919
+42%
|
745
-19%
|
579
-22%
|
718
+24%
|
692
-4%
|
636
-8%
|
632
-1%
|
620
-2%
|
465
-25%
|
386
-17%
|
(576)
N/A
|
(777)
-35%
|
293
N/A
|
980
+234%
|
935
-5%
|
781
-16%
|
1 316
+69%
|
1 486
+13%
|
1 538
+3%
|
1 456
-5%
|
1 185
-19%
|
|
| EPS (Diluted) |
13.7
N/A
|
15.32
+12%
|
16.68
+9%
|
17.64
+6%
|
15.62
-11%
|
17.24
+10%
|
18.28
+6%
|
19.32
+6%
|
21.02
+9%
|
23.72
+13%
|
24.14
+2%
|
25.78
+7%
|
32.35
+25%
|
36.06
+11%
|
32.91
-9%
|
26.68
-19%
|
0.8
-97%
|
-8.37
N/A
|
0.7
N/A
|
-6.46
N/A
|
-7.64
-18%
|
-0.24
+97%
|
-0.71
-196%
|
-2.02
-185%
|
-1.39
+31%
|
-0.69
+50%
|
0.11
N/A
|
0.6
+445%
|
0.86
+43%
|
0.69
-20%
|
0.53
-23%
|
0.67
+26%
|
0.64
-4%
|
0.59
-8%
|
0.59
N/A
|
0.58
-2%
|
0.43
-26%
|
0.36
-16%
|
-0.53
N/A
|
-0.72
-36%
|
0.27
N/A
|
0.91
+237%
|
0.87
-4%
|
0.73
-16%
|
1.23
+68%
|
1.4
+14%
|
1.47
+5%
|
1.42
-3%
|
1.19
-16%
|
|