BNCCorp Inc
OTC:BNCC
Income Statement
Income Statement
BNCCorp Inc
| Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
14
|
15
|
14
|
15
|
13
|
15
|
15
|
14
|
13
|
13
|
14
|
14
|
16
|
16
|
17
|
17
|
18
|
18
|
19
|
19
|
19
|
19
|
19
|
21
|
22
|
24
|
25
|
26
|
27
|
27
|
28
|
29
|
30
|
29
|
27
|
25
|
23
|
22
|
21
|
20
|
20
|
19
|
19
|
19
|
19
|
18
|
19
|
18
|
20
|
21
|
23
|
25
|
26
|
26
|
26
|
26
|
25
|
25
|
25
|
26
|
26
|
26
|
27
|
27
|
28
|
28
|
28
|
28
|
28
|
28
|
28
|
29
|
29
|
29
|
31
|
31
|
32
|
34
|
33
|
32
|
31
|
29
|
29
|
30
|
31
|
32
|
33
|
33
|
32
|
32
|
31
|
31
|
31
|
31
|
32
|
33
|
|
| Interest Income |
38
|
35
|
33
|
33
|
32
|
32
|
31
|
29
|
29
|
29
|
29
|
29
|
30
|
31
|
33
|
35
|
37
|
39
|
41
|
42
|
42
|
43
|
43
|
44
|
44
|
45
|
45
|
46
|
46
|
45
|
45
|
45
|
45
|
43
|
40
|
37
|
34
|
31
|
29
|
27
|
26
|
25
|
25
|
25
|
24
|
24
|
23
|
23
|
24
|
25
|
27
|
29
|
29
|
29
|
29
|
28
|
28
|
28
|
28
|
29
|
29
|
29
|
30
|
31
|
31
|
32
|
33
|
33
|
35
|
36
|
36
|
37
|
38
|
38
|
38
|
37
|
37
|
37
|
36
|
35
|
34
|
31
|
31
|
32
|
34
|
36
|
39
|
41
|
43
|
45
|
46
|
46
|
46
|
47
|
48
|
50
|
|
| Interest Expense |
24
|
20
|
19
|
17
|
19
|
17
|
16
|
16
|
15
|
16
|
15
|
15
|
14
|
15
|
16
|
18
|
20
|
21
|
22
|
23
|
24
|
24
|
24
|
23
|
22
|
21
|
20
|
20
|
19
|
18
|
17
|
16
|
15
|
14
|
13
|
12
|
10
|
9
|
8
|
7
|
6
|
6
|
6
|
6
|
6
|
5
|
5
|
4
|
4
|
4
|
4
|
4
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
4
|
4
|
5
|
5
|
6
|
7
|
8
|
9
|
9
|
9
|
7
|
6
|
4
|
3
|
3
|
2
|
2
|
2
|
2
|
2
|
3
|
4
|
6
|
9
|
11
|
13
|
14
|
15
|
15
|
16
|
16
|
17
|
|
| Non Interest Income |
9
|
9
|
11
|
14
|
16
|
19
|
20
|
21
|
21
|
22
|
22
|
22
|
24
|
25
|
25
|
25
|
25
|
18
|
13
|
9
|
5
|
6
|
4
|
3
|
4
|
4
|
8
|
10
|
10
|
12
|
13
|
14
|
16
|
19
|
20
|
22
|
24
|
22
|
21
|
21
|
20
|
22
|
28
|
39
|
43
|
49
|
46
|
34
|
29
|
22
|
19
|
19
|
21
|
24
|
25
|
26
|
25
|
23
|
24
|
26
|
26
|
25
|
23
|
20
|
20
|
21
|
21
|
20
|
19
|
18
|
19
|
27
|
29
|
35
|
55
|
68
|
86
|
93
|
76
|
61
|
45
|
33
|
29
|
23
|
19
|
17
|
15
|
12
|
10
|
8
|
6
|
6
|
6
|
6
|
6
|
6
|
|
| Revenue |
22
N/A
|
23
+5%
|
25
+5%
|
29
+18%
|
29
+1%
|
34
+16%
|
35
+4%
|
35
-2%
|
34
-1%
|
35
+2%
|
36
+2%
|
37
+3%
|
40
+7%
|
41
+4%
|
42
+2%
|
42
+2%
|
42
0%
|
36
-15%
|
32
-11%
|
28
-13%
|
24
-15%
|
25
+4%
|
24
-5%
|
24
+1%
|
26
+9%
|
28
+8%
|
33
+18%
|
36
+9%
|
37
+3%
|
39
+5%
|
41
+5%
|
43
+5%
|
46
+6%
|
48
+5%
|
47
-1%
|
47
+0%
|
47
+0%
|
44
-7%
|
42
-4%
|
41
-2%
|
40
-4%
|
41
+3%
|
47
+14%
|
58
+23%
|
61
+7%
|
67
+9%
|
65
-3%
|
53
-18%
|
49
-7%
|
44
-11%
|
42
-3%
|
44
+5%
|
47
+5%
|
50
+8%
|
52
+3%
|
51
0%
|
50
-2%
|
48
-5%
|
49
+2%
|
52
+6%
|
52
0%
|
51
-1%
|
49
-3%
|
47
-4%
|
47
N/A
|
49
+3%
|
49
+1%
|
48
-3%
|
47
-2%
|
46
-3%
|
47
+3%
|
55
+17%
|
58
+4%
|
65
+12%
|
85
+32%
|
99
+16%
|
118
+19%
|
127
+7%
|
109
-14%
|
93
-15%
|
76
-18%
|
62
-19%
|
58
-6%
|
53
-8%
|
50
-6%
|
50
-1%
|
48
-3%
|
45
-7%
|
42
-5%
|
40
-6%
|
37
-7%
|
37
+0%
|
37
0%
|
37
0%
|
38
+2%
|
39
+3%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(4)
|
(4)
|
(4)
|
(6)
|
(5)
|
(8)
|
(9)
|
(9)
|
(29)
|
(27)
|
(27)
|
(27)
|
(6)
|
(6)
|
(4)
|
(3)
|
(2)
|
(2)
|
(1)
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
0
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
(0)
|
(1)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
0
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
|
| Non Interest Expense |
(18)
|
(20)
|
(23)
|
(25)
|
(25)
|
(28)
|
(28)
|
(27)
|
(27)
|
(28)
|
(30)
|
(32)
|
(35)
|
(36)
|
(37)
|
(36)
|
(37)
|
(33)
|
(30)
|
(26)
|
(23)
|
(24)
|
(26)
|
(27)
|
(28)
|
(28)
|
(27)
|
(27)
|
(27)
|
(29)
|
(31)
|
(37)
|
(39)
|
(40)
|
(65)
|
(62)
|
(64)
|
(63)
|
(36)
|
(35)
|
(34)
|
(35)
|
(36)
|
(40)
|
(40)
|
(41)
|
(40)
|
(37)
|
(36)
|
(35)
|
(35)
|
(34)
|
(35)
|
(36)
|
(37)
|
(37)
|
(38)
|
(38)
|
(39)
|
(40)
|
(41)
|
(41)
|
(41)
|
(40)
|
(39)
|
(39)
|
(39)
|
(39)
|
(39)
|
(39)
|
(39)
|
(42)
|
(44)
|
(47)
|
(52)
|
(55)
|
(60)
|
(61)
|
(56)
|
(53)
|
(48)
|
(45)
|
(44)
|
(43)
|
(42)
|
(41)
|
(41)
|
(37)
|
(34)
|
(31)
|
(27)
|
(26)
|
(26)
|
(26)
|
(26)
|
(27)
|
|
| Pre-Tax Income |
2
N/A
|
1
-38%
|
0
-84%
|
3
+1 022%
|
3
+9%
|
4
+45%
|
6
+41%
|
6
-2%
|
5
-3%
|
6
+20%
|
6
-11%
|
5
-21%
|
5
-1%
|
4
-1%
|
5
+6%
|
6
+21%
|
6
-4%
|
3
-49%
|
2
-16%
|
2
-34%
|
1
-55%
|
1
+71%
|
(3)
N/A
|
(7)
-125%
|
(6)
+12%
|
(4)
+31%
|
0
N/A
|
4
+1 039%
|
3
-31%
|
2
-42%
|
1
-28%
|
(23)
N/A
|
(20)
+11%
|
(19)
+6%
|
(45)
-135%
|
(21)
+54%
|
(22)
-7%
|
(24)
-7%
|
2
N/A
|
3
+53%
|
4
+26%
|
5
+24%
|
10
+86%
|
17
+79%
|
21
+22%
|
26
+20%
|
24
-5%
|
15
-37%
|
12
-19%
|
9
-26%
|
9
-7%
|
11
+33%
|
13
+10%
|
15
+16%
|
15
+2%
|
15
-2%
|
13
-9%
|
11
-19%
|
10
-5%
|
11
+5%
|
10
-8%
|
9
-7%
|
8
-11%
|
8
-6%
|
8
+4%
|
9
+20%
|
10
+9%
|
9
-14%
|
8
-6%
|
7
-14%
|
8
+10%
|
13
+60%
|
13
+5%
|
17
+29%
|
32
+90%
|
44
+37%
|
59
+32%
|
66
+12%
|
52
-20%
|
40
-23%
|
29
-29%
|
18
-38%
|
15
-16%
|
11
-28%
|
8
-22%
|
8
N/A
|
6
-23%
|
6
-1%
|
7
+14%
|
8
+5%
|
9
+22%
|
10
+8%
|
10
+2%
|
10
+0%
|
11
+4%
|
11
+7%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
0
|
0
|
0
|
2
|
3
|
3
|
2
|
0
|
(1)
|
(1)
|
(0)
|
0
|
2
|
2
|
2
|
2
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
(0)
|
(0)
|
6
|
5
|
3
|
2
|
(4)
|
(4)
|
(3)
|
(2)
|
(3)
|
(4)
|
(5)
|
(5)
|
(5)
|
(4)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(3)
|
(3)
|
(4)
|
(8)
|
(11)
|
(14)
|
(16)
|
(12)
|
(9)
|
(7)
|
(4)
|
(3)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
|
| Income from Continuing Operations |
2
|
1
|
0
|
2
|
2
|
3
|
4
|
4
|
4
|
5
|
4
|
3
|
3
|
3
|
4
|
4
|
4
|
2
|
2
|
2
|
1
|
1
|
(1)
|
(4)
|
(3)
|
(2)
|
1
|
3
|
2
|
1
|
1
|
(21)
|
(19)
|
(17)
|
(43)
|
(21)
|
(22)
|
(24)
|
2
|
3
|
4
|
5
|
10
|
23
|
27
|
29
|
26
|
12
|
9
|
7
|
6
|
8
|
9
|
10
|
10
|
10
|
9
|
7
|
7
|
8
|
7
|
7
|
6
|
6
|
6
|
7
|
8
|
7
|
7
|
6
|
6
|
10
|
10
|
13
|
25
|
34
|
45
|
50
|
40
|
31
|
22
|
14
|
12
|
8
|
7
|
7
|
5
|
5
|
6
|
6
|
7
|
8
|
8
|
8
|
8
|
9
|
|
| Net Income (Common) |
1
N/A
|
1
-38%
|
0
-81%
|
2
+1 171%
|
2
+12%
|
3
+38%
|
4
+39%
|
4
-1%
|
4
-2%
|
5
+22%
|
4
-10%
|
3
-19%
|
3
+0%
|
3
N/A
|
4
+7%
|
4
+18%
|
4
-1%
|
3
-19%
|
4
+6%
|
4
+1%
|
4
+1%
|
4
+16%
|
5
+18%
|
2
-60%
|
2
+2%
|
2
-11%
|
1
-63%
|
3
+408%
|
2
-33%
|
1
-45%
|
1
-41%
|
(22)
N/A
|
(20)
+9%
|
(19)
+7%
|
(44)
-139%
|
(22)
+50%
|
(23)
-7%
|
(25)
-7%
|
1
N/A
|
2
+139%
|
3
+43%
|
4
+35%
|
8
+115%
|
22
+165%
|
25
+17%
|
27
+9%
|
25
-9%
|
10
-58%
|
7
-30%
|
5
-28%
|
5
-8%
|
6
+28%
|
7
+8%
|
8
+19%
|
8
+1%
|
8
-1%
|
8
-4%
|
6
-18%
|
6
+4%
|
7
+13%
|
7
-2%
|
7
-5%
|
6
-9%
|
6
-3%
|
5
-18%
|
6
+27%
|
7
+11%
|
6
-14%
|
7
+14%
|
6
-13%
|
6
+8%
|
10
+56%
|
10
+3%
|
13
+28%
|
25
+88%
|
34
+37%
|
45
+32%
|
50
+12%
|
40
-20%
|
31
-22%
|
22
-29%
|
14
-38%
|
12
-16%
|
8
-28%
|
7
-22%
|
7
N/A
|
5
-22%
|
5
-1%
|
6
+14%
|
6
+5%
|
7
+22%
|
8
+8%
|
8
+1%
|
8
+0%
|
8
+4%
|
9
+7%
|
|
| EPS (Diluted) |
0.5
N/A
|
0.3
-40%
|
0.07
-77%
|
0.66
+843%
|
0.76
+15%
|
1
+32%
|
1.38
+38%
|
1.38
N/A
|
1.32
-4%
|
1.58
+20%
|
1.4
-11%
|
1.12
-20%
|
1.14
+2%
|
1.12
-2%
|
1.2
+7%
|
1.38
+15%
|
1.36
-1%
|
0.95
-30%
|
0.99
+4%
|
1
+1%
|
1.02
+2%
|
1.17
+15%
|
1.4
+20%
|
0.57
-59%
|
0.57
N/A
|
0.51
-11%
|
0.2
-61%
|
1.01
+405%
|
0.67
-34%
|
0.36
-46%
|
0.21
-42%
|
-6.75
N/A
|
-6.06
+10%
|
-5.64
+7%
|
-13.49
-139%
|
-6.69
+50%
|
-7.09
-6%
|
-7.63
-8%
|
0.25
N/A
|
0.6
+140%
|
0.86
+43%
|
1.16
+35%
|
2.49
+115%
|
6.48
+160%
|
7.63
+18%
|
7.9
+4%
|
7.17
-9%
|
2.98
-58%
|
2.08
-30%
|
1.52
-27%
|
1.4
-8%
|
1.78
+27%
|
1.91
+7%
|
2.28
+19%
|
2.3
+1%
|
2.27
-1%
|
2.16
-5%
|
1.78
-18%
|
1.84
+3%
|
2.08
+13%
|
2.05
-1%
|
1.93
-6%
|
1.76
-9%
|
1.7
-3%
|
1.4
-18%
|
1.75
+25%
|
1.95
+11%
|
1.67
-14%
|
1.93
+16%
|
1.65
-15%
|
1.8
+9%
|
2.8
+56%
|
2.83
+1%
|
3.66
+29%
|
6.91
+89%
|
9.45
+37%
|
12.38
+31%
|
14.03
+13%
|
11.23
-20%
|
8.71
-22%
|
6.11
-30%
|
3.83
-37%
|
3.22
-16%
|
2.34
-27%
|
1.82
-22%
|
1.82
N/A
|
1.42
-22%
|
1.4
-1%
|
1.59
+14%
|
1.67
+5%
|
2.03
+22%
|
2.2
+8%
|
2.23
+1%
|
2.25
+1%
|
2.34
+4%
|
2.5
+7%
|
|