CI Banco SA Institucion de Banca Multiple FF/00939
OTC:CBAOF
Income Statement
Earnings Waterfall
CI Banco SA Institucion de Banca Multiple FF/00939
Income Statement
CI Banco SA Institucion de Banca Multiple FF/00939
| Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
394
|
474
|
447
|
431
|
436
|
420
|
437
|
490
|
542
|
627
|
659
|
729
|
774
|
802
|
862
|
862
|
897
|
925
|
945
|
969
|
973
|
981
|
970
|
964
|
1 035
|
1 057
|
1 047
|
1 035
|
931
|
883
|
872
|
874
|
867
|
883
|
904
|
909
|
973
|
526
|
780
|
1 080
|
1 134
|
1 161
|
0
|
0
|
|
| Revenue |
1 566
N/A
|
1 758
+12%
|
1 784
+2%
|
1 896
+6%
|
1 972
+4%
|
2 086
+6%
|
2 031
-3%
|
2 258
+11%
|
2 411
+7%
|
2 515
+4%
|
2 495
-1%
|
2 778
+11%
|
2 942
+6%
|
3 089
+5%
|
3 188
+3%
|
3 547
+11%
|
3 711
+5%
|
3 878
+4%
|
3 795
-2%
|
4 064
+7%
|
4 003
-1%
|
6 050
+51%
|
3 830
-37%
|
6 009
+57%
|
6 278
+4%
|
4 386
-30%
|
4 234
-3%
|
4 313
+2%
|
4 098
-5%
|
3 934
-4%
|
3 830
-3%
|
4 010
+5%
|
4 034
+1%
|
4 086
+1%
|
4 006
-2%
|
4 021
+0%
|
3 815
-5%
|
1 913
-50%
|
2 899
+52%
|
3 983
+37%
|
4 109
+3%
|
4 499
+10%
|
4 972
+10%
|
4 945
-1%
|
|
| Gross Profit | |||||||||||||||||||||||||||||||||||||||||||||
| Cost of Revenue |
(316)
|
(313)
|
(310)
|
(321)
|
(336)
|
(392)
|
(345)
|
(437)
|
(431)
|
(422)
|
(411)
|
(455)
|
(479)
|
(527)
|
(424)
|
(509)
|
(522)
|
(471)
|
(374)
|
(601)
|
(559)
|
(875)
|
(485)
|
(839)
|
(884)
|
(664)
|
(529)
|
(617)
|
(619)
|
(560)
|
(631)
|
(532)
|
(541)
|
(531)
|
(559)
|
(567)
|
(487)
|
(163)
|
(214)
|
(339)
|
(472)
|
(491)
|
(532)
|
(450)
|
|
| Gross Profit |
1 250
N/A
|
1 445
+16%
|
1 475
+2%
|
1 575
+7%
|
1 636
+4%
|
1 694
+4%
|
1 686
-1%
|
1 820
+8%
|
1 981
+9%
|
2 093
+6%
|
2 084
0%
|
2 323
+11%
|
2 464
+6%
|
2 562
+4%
|
2 764
+8%
|
3 039
+10%
|
3 190
+5%
|
3 407
+7%
|
3 421
+0%
|
3 463
+1%
|
3 444
-1%
|
5 175
+50%
|
3 344
-35%
|
5 169
+55%
|
5 394
+4%
|
3 722
-31%
|
3 705
0%
|
3 695
0%
|
3 479
-6%
|
3 374
-3%
|
3 199
-5%
|
3 479
+9%
|
3 493
+0%
|
3 554
+2%
|
3 448
-3%
|
3 454
+0%
|
3 328
-4%
|
1 750
-47%
|
2 685
+53%
|
3 644
+36%
|
3 637
0%
|
4 009
+10%
|
4 440
+11%
|
4 496
+1%
|
|
| Operating Income | |||||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(88)
|
(95)
|
(184)
|
(559)
|
(1 176)
|
(863)
|
(404)
|
(24)
|
(33)
|
(35)
|
(266)
|
(472)
|
(473)
|
(473)
|
(248)
|
(467)
|
(491)
|
(516)
|
(495)
|
(547)
|
(532)
|
(882)
|
(489)
|
(832)
|
(871)
|
(533)
|
(514)
|
(526)
|
(510)
|
(620)
|
(398)
|
(625)
|
(641)
|
(593)
|
(479)
|
(571)
|
(633)
|
3 638
|
3 360
|
2 631
|
(1 822)
|
(1 380)
|
(1 205)
|
(675)
|
|
| Selling, General & Administrative |
(261)
|
(303)
|
(384)
|
(528)
|
(573)
|
(555)
|
(571)
|
(397)
|
(406)
|
(408)
|
(474)
|
(488)
|
(489)
|
(489)
|
(260)
|
(467)
|
(491)
|
(516)
|
(285)
|
(547)
|
(532)
|
(882)
|
(252)
|
(832)
|
(871)
|
(533)
|
(272)
|
(526)
|
(510)
|
(522)
|
(220)
|
(538)
|
(534)
|
(545)
|
(211)
|
(555)
|
(229)
|
(871)
|
(1 122)
|
(1 837)
|
(728)
|
(1 339)
|
(1 192)
|
(676)
|
|
| Depreciation & Amortization |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Operating Expenses |
173
|
208
|
200
|
(31)
|
(603)
|
(308)
|
167
|
373
|
373
|
373
|
208
|
16
|
16
|
16
|
12
|
0
|
0
|
0
|
(210)
|
0
|
0
|
0
|
(237)
|
0
|
0
|
0
|
(242)
|
0
|
0
|
(98)
|
(178)
|
(86)
|
(107)
|
(48)
|
(269)
|
(16)
|
(405)
|
4 509
|
4 482
|
4 468
|
(1 094)
|
(40)
|
(13)
|
1
|
|
| Operating Income |
1 162
N/A
|
1 350
+16%
|
1 291
-4%
|
1 016
-21%
|
460
-55%
|
832
+81%
|
1 281
+54%
|
1 796
+40%
|
1 947
+8%
|
2 058
+6%
|
1 818
-12%
|
1 852
+2%
|
1 990
+7%
|
2 089
+5%
|
2 517
+20%
|
2 571
+2%
|
2 698
+5%
|
2 891
+7%
|
2 926
+1%
|
2 916
0%
|
2 913
0%
|
4 292
+47%
|
2 855
-33%
|
4 337
+52%
|
4 523
+4%
|
3 189
-29%
|
3 191
+0%
|
3 170
-1%
|
2 968
-6%
|
2 754
-7%
|
2 801
+2%
|
2 854
+2%
|
2 852
0%
|
2 961
+4%
|
2 968
+0%
|
2 883
-3%
|
2 694
-7%
|
5 388
+100%
|
6 044
+12%
|
6 275
+4%
|
1 815
-71%
|
2 629
+45%
|
3 235
+23%
|
3 821
+18%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
267
|
(315)
|
(792)
|
(431)
|
(475)
|
(385)
|
(374)
|
(347)
|
(430)
|
(760)
|
(797)
|
(1 338)
|
(1 493)
|
(1 455)
|
(1 313)
|
(1 483)
|
(1 327)
|
(1 511)
|
(1 381)
|
(1 276)
|
(1 254)
|
(801)
|
476
|
(1 608)
|
(3 502)
|
(2 791)
|
(2 114)
|
28
|
2 681
|
2 651
|
3 483
|
4 471
|
6 471
|
7 066
|
3 899
|
2 831
|
4 078
|
(2 742)
|
(2 139)
|
(2 825)
|
2 046
|
(419)
|
(539)
|
(585)
|
|
| Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
0
|
0
|
9
|
9
|
0
|
11
|
3
|
(3)
|
0
|
(74)
|
(76)
|
(70)
|
0
|
56
|
56
|
114
|
0
|
69
|
56
|
(3)
|
0
|
0
|
(51)
|
(51)
|
0
|
0
|
(7)
|
(7)
|
0
|
0
|
0
|
11
|
9
|
9
|
9
|
0
|
(0)
|
0
|
|
| Total Other Income |
(248)
|
(84)
|
(12)
|
(33)
|
(327)
|
(357)
|
(169)
|
(430)
|
(474)
|
(552)
|
(71)
|
252
|
587
|
689
|
(105)
|
(101)
|
(106)
|
(121)
|
(73)
|
(37)
|
(36)
|
(15)
|
(437)
|
(14)
|
(9)
|
(28)
|
(34)
|
(132)
|
(44)
|
(105)
|
(109)
|
(126)
|
(157)
|
(75)
|
(72)
|
(29)
|
(88)
|
191
|
187
|
162
|
(25)
|
(166)
|
(162)
|
(138)
|
|
| Pre-Tax Income |
1 182
N/A
|
950
-20%
|
488
-49%
|
551
+13%
|
(342)
N/A
|
89
N/A
|
738
+726%
|
1 020
+38%
|
1 053
+3%
|
756
-28%
|
949
+26%
|
777
-18%
|
1 088
+40%
|
1 321
+21%
|
1 099
-17%
|
913
-17%
|
1 190
+30%
|
1 189
0%
|
1 472
+24%
|
1 659
+13%
|
1 679
+1%
|
3 591
+114%
|
2 895
-19%
|
2 784
-4%
|
1 068
-62%
|
367
-66%
|
1 043
+184%
|
3 066
+194%
|
5 554
+81%
|
5 249
-6%
|
6 176
+18%
|
7 199
+17%
|
9 159
+27%
|
9 946
+9%
|
6 795
-32%
|
5 685
-16%
|
6 683
+18%
|
2 847
-57%
|
4 102
+44%
|
3 621
-12%
|
3 845
+6%
|
2 043
-47%
|
2 534
+24%
|
3 098
+22%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Income from Continuing Operations |
1 182
|
950
|
488
|
551
|
(342)
|
89
|
738
|
1 020
|
1 053
|
756
|
949
|
777
|
1 088
|
1 321
|
1 099
|
913
|
1 190
|
1 189
|
1 472
|
1 659
|
1 679
|
3 591
|
2 895
|
2 784
|
1 068
|
367
|
1 043
|
3 066
|
5 554
|
5 249
|
6 176
|
7 199
|
9 159
|
9 946
|
6 795
|
5 685
|
6 683
|
2 847
|
4 102
|
3 621
|
3 845
|
2 043
|
2 534
|
3 098
|
|
| Net Income (Common) |
1 182
N/A
|
950
-20%
|
488
-49%
|
551
+13%
|
(342)
N/A
|
89
N/A
|
738
+726%
|
1 020
+38%
|
1 053
+3%
|
756
-28%
|
949
+26%
|
777
-18%
|
1 088
+40%
|
1 321
+21%
|
1 099
-17%
|
913
-17%
|
1 190
+30%
|
1 189
0%
|
1 472
+24%
|
1 659
+13%
|
1 679
+1%
|
3 591
+114%
|
2 895
-19%
|
2 784
-4%
|
1 068
-62%
|
367
-66%
|
1 043
+184%
|
3 066
+194%
|
5 554
+81%
|
5 249
-6%
|
6 176
+18%
|
7 199
+17%
|
9 159
+27%
|
9 946
+9%
|
6 795
-32%
|
5 685
-16%
|
6 683
+18%
|
2 847
-57%
|
4 102
+44%
|
3 621
-12%
|
3 845
+6%
|
2 043
-47%
|
2 534
+24%
|
3 098
+22%
|
|
| EPS (Diluted) |
3.11
N/A
|
1.57
-50%
|
0.81
-48%
|
0.9
+11%
|
-0.56
N/A
|
0.14
N/A
|
1.22
+771%
|
1.68
+38%
|
1.73
+3%
|
1.24
-28%
|
1.56
+26%
|
1.28
-18%
|
1.1
-14%
|
1.66
+51%
|
1.39
-16%
|
1.15
-17%
|
1.48
+29%
|
1.5
+1%
|
1.86
+24%
|
2.1
+13%
|
2.12
+1%
|
4.54
+114%
|
3.66
-19%
|
3.52
-4%
|
1.35
-62%
|
0.46
-66%
|
1.32
+187%
|
3.88
+194%
|
7.03
+81%
|
6.64
-6%
|
7.81
+18%
|
9.2
+18%
|
11.8
+28%
|
12.87
+9%
|
8.72
-32%
|
7.29
-16%
|
8.65
+19%
|
3.69
-57%
|
13.39
+263%
|
25.96
+94%
|
4.94
-81%
|
2.59
-48%
|
3.22
+24%
|
3.95
+23%
|
|