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Isabella Bank Corp
OTC:ISBA

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Isabella Bank Corp Logo
Isabella Bank Corp
OTC:ISBA
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Price: 49.515 USD -5.6%
Market Cap: $365.4m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
-
5Y
-
10Y
-
Non Interest Income
+
3Y
-
5Y
-
10Y
-
Net Income
+
3Y
-714%
5Y
-3 397%
10Y
-

Income Statement
Isabella Bank Corp

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Income Statement
Currency: USD
Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Interest Expense
21
23
24
29
35
40
44
50
55
63
73
79
94
120
145
169
191
208
226
247
264
278
0
0
0
310
80
182
293
Revenue
426
N/A
438
+3%
453
+4%
486
+7%
505
+4%
524
+4%
512
-2%
398
-22%
385
-3%
373
-3%
456
+22%
695
+52%
893
+29%
1 322
+48%
1 679
+27%
1 963
+17%
2 227
+13%
2 256
+1%
2 306
+2%
2 360
+2%
2 414
+2%
2 449
+1%
2 469
+1%
2 484
+1%
2 482
0%
2 450
-1%
2 421
-1%
2 457
+1%
2 491
+1%
Gross Profit
Cost of Revenue
(122)
(129)
(137)
(155)
(172)
(185)
(191)
(155)
(144)
(139)
(161)
(236)
(318)
(535)
(731)
(891)
(1 024)
(1 009)
(995)
(1 016)
(1 052)
(1 105)
(1 119)
(1 133)
(1 132)
(1 123)
(1 106)
(1 111)
(1 117)
Gross Profit
304
N/A
308
+1%
317
+3%
331
+5%
333
+1%
338
+2%
321
-5%
243
-24%
241
-1%
234
-3%
295
+26%
459
+55%
575
+25%
787
+37%
948
+20%
1 072
+13%
1 203
+12%
1 247
+4%
1 312
+5%
1 344
+3%
1 362
+1%
1 344
-1%
1 349
+0%
1 351
+0%
1 350
0%
1 327
-2%
1 315
-1%
1 346
+2%
1 374
+2%
Operating Income
Operating Expenses
(179)
(171)
(173)
(183)
(196)
(213)
(226)
(203)
(199)
(216)
(251)
(346)
(461)
(658)
(822)
(952)
(1 048)
(1 026)
(1 086)
(1 132)
(1 154)
(1 239)
(1 328)
(1 338)
(1 395)
(1 337)
(1 263)
(1 297)
(1 293)
Selling, General & Administrative
(158)
(148)
(149)
(157)
(166)
(180)
(192)
(168)
(162)
(178)
(209)
(288)
(384)
(513)
(612)
(692)
(743)
(726)
(790)
(831)
(850)
(889)
(893)
(902)
(959)
(957)
(974)
(1 015)
(1 010)
Depreciation & Amortization
(21)
(22)
(24)
(27)
(30)
(32)
(35)
(36)
(37)
(38)
(42)
(58)
(77)
(145)
(211)
(260)
(305)
(301)
(296)
(301)
(304)
(350)
(436)
(435)
(436)
(380)
(290)
(283)
(283)
Operating Income
125
N/A
137
+10%
144
+4%
148
+3%
137
-7%
126
-8%
95
-24%
40
-58%
43
+7%
18
-57%
44
+139%
113
+156%
114
+1%
129
+14%
125
-3%
120
-4%
155
+29%
221
+43%
226
+2%
213
-6%
208
-2%
105
-50%
21
-80%
14
-36%
(45)
N/A
(9)
+79%
52
N/A
49
-6%
81
+66%
Pre-Tax Income
Interest Income Expense
(21)
(23)
(24)
(28)
(34)
(38)
(42)
(48)
(54)
(63)
(72)
(78)
(136)
(151)
(187)
(211)
(190)
(208)
(227)
(249)
(256)
(284)
(289)
(294)
(339)
(281)
(283)
(313)
(340)
Non-Reccuring Items
(11)
(17)
(17)
(20)
(18)
(13)
(15)
(14)
(15)
(31)
(51)
25
15
(99)
(61)
(74)
(70)
(481)
(142)
(221)
(228)
(4)
(375)
(369)
(527)
(263)
(290)
(301)
(158)
Total Other Income
0
0
0
0
0
0
0
0
0
0
3
(3)
(6)
2
16
27
31
14
8
3
2
(2)
(2)
(2)
(4)
1
(2)
62
46
Pre-Tax Income
93
N/A
98
+5%
102
+4%
99
-3%
85
-14%
75
-12%
37
-50%
(22)
N/A
(26)
-20%
(75)
-184%
(76)
-1%
56
N/A
(13)
N/A
(119)
-795%
(107)
+10%
(138)
-29%
(74)
+47%
(455)
-518%
(135)
+70%
(254)
-88%
(274)
-8%
(186)
+32%
(644)
-247%
(652)
-1%
(915)
-40%
(553)
+40%
(523)
+5%
(504)
+4%
(370)
+27%
Net Income
Tax Provision
(31)
(26)
(26)
(26)
(21)
(20)
(9)
7
10
65
65
28
34
4
5
27
20
29
(114)
(80)
(123)
(2)
105
77
155
(15)
113
(74)
(67)
Income from Continuing Operations
62
71
76
73
64
55
29
(15)
(16)
(9)
(11)
84
21
(115)
(102)
(112)
(53)
(426)
(249)
(334)
(397)
(188)
(540)
(574)
(760)
(568)
(410)
(579)
(437)
Income to Minority Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
Net Income (Common)
66
N/A
72
+9%
78
+9%
77
-2%
66
-14%
55
-17%
29
-48%
(12)
N/A
(12)
-2%
(6)
+56%
(7)
-35%
85
N/A
21
-76%
(115)
N/A
(102)
+11%
(112)
-9%
(53)
+52%
(426)
-698%
(249)
+41%
(334)
-34%
(397)
-19%
(188)
+53%
(540)
-188%
(574)
-6%
(760)
-32%
(568)
+25%
(410)
+28%
(579)
-41%
(434)
+25%
EPS (Diluted)
1.68
N/A
1.87
+11%
2.03
+9%
1.85
-9%
1.74
-6%
1.46
-16%
0.9
-38%
-0.39
N/A
-0.4
-3%
-0.17
+57%
-0.2
-18%
1.41
N/A
0.42
-70%
-2.31
N/A
-1.69
+27%
-1.84
-9%
-0.93
+49%
-7.32
-687%
-4.52
+38%
-6.2
-37%
-7.4
-19%
-3.51
+53%
-11.21
-219%
-11.84
-6%
-15.64
-32%
-11.71
+25%
-8.37
+29%
-9.53
-14%
-7.15
+25%

See Also

Summary
ISBA intrinsic value, competitors valuation, and company profile.
DCF Valuation
ISBA stock valuation using Discount Cash Flow valuation method.
Relative Valuation
ISBA stock valuation using valuation multiples.
Wall Street Estimates
ISBA price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
ISBA stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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