Oconee Financial Corp
OTC:OSBK
Income Statement
Income Statement
Oconee Financial Corp
| Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||
| Net Interest Income |
8
|
7
|
7
|
7
|
7
|
8
|
8
|
8
|
9
|
9
|
8
|
9
|
9
|
9
|
|
| Interest Income |
16
|
15
|
14
|
13
|
13
|
13
|
13
|
13
|
12
|
12
|
11
|
11
|
11
|
11
|
|
| Interest Expense |
8
|
7
|
7
|
6
|
6
|
5
|
5
|
4
|
4
|
3
|
3
|
3
|
2
|
2
|
|
| Non Interest Income |
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
2
|
3
|
2
|
2
|
|
| Revenue |
11
N/A
|
10
-6%
|
10
0%
|
10
-2%
|
11
+5%
|
11
+4%
|
11
+3%
|
11
+0%
|
11
+1%
|
11
-1%
|
11
-4%
|
11
+3%
|
11
-1%
|
11
+0%
|
|
| Pre-Tax Income | |||||||||||||||
| Loan Loss Provision |
(7)
|
(9)
|
(8)
|
(8)
|
(2)
|
(1)
|
(2)
|
(4)
|
(3)
|
(4)
|
(4)
|
(3)
|
(4)
|
(4)
|
|
| Non Interest Expense |
(10)
|
(10)
|
(10)
|
(10)
|
(11)
|
(11)
|
(10)
|
(11)
|
(10)
|
(10)
|
(10)
|
(9)
|
(9)
|
(9)
|
|
| Pre-Tax Income |
(6)
N/A
|
(8)
-27%
|
(8)
-2%
|
(8)
-3%
|
(2)
+72%
|
(1)
+63%
|
(1)
-54%
|
(3)
-123%
|
(2)
+29%
|
(2)
-18%
|
(3)
-20%
|
(1)
+64%
|
(2)
-114%
|
(2)
+30%
|
|
| Net Income | |||||||||||||||
| Tax Provision |
3
|
3
|
3
|
3
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
(0)
|
|
| Income from Continuing Operations |
(3)
|
(5)
|
(5)
|
(5)
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(2)
|
(1)
|
(2)
|
(2)
|
|
| Net Income (Common) |
(3)
N/A
|
(5)
-34%
|
(5)
-4%
|
(5)
-5%
|
(1)
+76%
|
(0)
+82%
|
(0)
-95%
|
(1)
-226%
|
(1)
+23%
|
(1)
-26%
|
(2)
-26%
|
(1)
+62%
|
(2)
-226%
|
(2)
+19%
|
|
| EPS (Diluted) |
-3.81
N/A
|
-5.1
-34%
|
-5.28
-4%
|
-5.55
-5%
|
-1.33
+76%
|
-0.26
+80%
|
-0.49
-88%
|
-1.56
-218%
|
-1.19
+24%
|
-1.51
-27%
|
-1.9
-26%
|
-0.73
+62%
|
-2.36
-223%
|
-1.93
+18%
|
|