Santa Cruz County Bank
OTC:SCZC
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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Price/Deposits
Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.
Price to Deposits ratio compares a bank`s market value to the total customer deposits it holds. It reflects how much investors are paying for each dollar of deposits on the bank`s balance sheet.
Valuation Scenarios
If Price/Deposits returns to its 3-Year Average (0.3), the stock would be worth $37.89 (5% downside from current price).
| Scenario | Price/Deposits Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 0.3 | $40 |
0%
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| 3-Year Average | 0.3 | $37.89 |
-5%
|
| 5-Year Average | 0.2 | $26.7 |
-33%
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| Industry Average | 0.2 | $23.03 |
-42%
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| Country Average | 0.2 | $23.26 |
-42%
|
Forward Price/Deposits
Today’s price vs future total deposits
Peer Comparison
| Market Cap | Price/Deposits | P/E | ||||
|---|---|---|---|---|---|---|
| US |
|
Santa Cruz County Bank
OTC:SCZC
|
423.6m USD | 0.3 | 13.7 | |
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
87.9B USD | 0.2 | 12.8 | |
| US |
|
Truist Financial Corp
NYSE:TFC
|
63.1B USD | 0.2 | 12.1 | |
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
45.1B USD | 0.2 | 22.3 | |
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
33.1B USD | 0.1 | 16 | |
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
221.6B CNY | 0.1 | 8 | |
| US |
|
M&T Bank Corp
NYSE:MTB
|
31.7B USD | 0.2 | 11.4 | |
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
209.2B CNY | 0.1 | 6.5 | |
| JP |
|
Resona Holdings Inc
TSE:8308
|
4.5T JPY | 0.1 | 17 | |
| US |
|
Citizens Financial Group Inc
NYSE:CFG
|
27.4B USD | 0.1 | 15 | |
| US |
|
Regions Financial Corp
NYSE:RF
|
23.9B USD | 0.2 | 11.2 |
Market Distribution
| Min | 0 |
| 30th Percentile | 0.1 |
| Median | 0.2 |
| 70th Percentile | 0.2 |
| Max | 2.4 |
Other Multiples
Santa Cruz County Bank
Glance View
Santa Cruz County Bank engages in the provision of community banking services. The company is headquartered in Santa Cruz, California. The company went IPO on 2004-03-24. The Bank provides deposit and lending solutions for businesses and individuals, including business loans, lines of credit, commercial real estate financing, construction lending, agricultural loans, small business administration and United States Department of Agriculture government-guaranteed loans government guaranteed loans, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment and treasury management. The company offers variety of checking, savings, money market, certificates of deposit, individual retirement accounts and other services. The company provides direct deposit, wire transfers, notary service, cashiers checks, automatic savings and safe deposit boxes, periodic account statements, combined account statements upon request, and overdraft protection. The company also offers international service, remote deposit capture, courier services, and merchant credit card services.
