Standard Premium Finance Holdings Inc
OTC:SPFX
Intrinsic Value
Standard Premium Finance Holdings, Inc. engages in the provision of collateralized loans to business and individuals to finance the insurance premiums on commercial property and casualty insurance pol... [ Read More ]
The intrinsic value of one SPFX stock under the Base Case scenario is 13.66 USD. Compared to the current market price of 3.49 USD, Standard Premium Finance Holdings Inc is Undervalued by 74%.
Valuation Backtest
Standard Premium Finance Holdings Inc
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Fundamental Analysis
Balance Sheet Decomposition
Standard Premium Finance Holdings Inc
Current Assets | 61.1m |
Cash & Short-Term Investments | 45.2k |
Receivables | 60.7m |
Other Current Assets | 307.2k |
Non-Current Assets | 1.3m |
PP&E | 242k |
Other Non-Current Assets | 1m |
Current Liabilities | 49.4m |
Accrued Liabilities | 1.6m |
Short-Term Debt | 45.2m |
Other Current Liabilities | 2.6m |
Non-Current Liabilities | 6.6m |
Long-Term Debt | 6.5m |
Other Non-Current Liabilities | 30.2k |
Earnings Waterfall
Standard Premium Finance Holdings Inc
Revenue
|
9.7m
USD
|
Operating Expenses
|
-5.2m
USD
|
Operating Income
|
4.5m
USD
|
Other Expenses
|
-4.1m
USD
|
Net Income
|
416.2k
USD
|
Free Cash Flow Analysis
Standard Premium Finance Holdings Inc
SPFX Profitability Score
Profitability Due Diligence
Standard Premium Finance Holdings Inc's profitability score is 55/100. The higher the profitability score, the more profitable the company is.
Score
Standard Premium Finance Holdings Inc's profitability score is 55/100. The higher the profitability score, the more profitable the company is.
SPFX Solvency Score
Solvency Due Diligence
Standard Premium Finance Holdings Inc's solvency score is 22/100. The higher the solvency score, the more solvent the company is.
Score
Standard Premium Finance Holdings Inc's solvency score is 22/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
SPFX Price Targets Summary
Standard Premium Finance Holdings Inc
Ownership
SPFX Insider Trading
Buy and sell transactions by insiders
Period | Sold | Bought | Net |
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3 Months |
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6 Months |
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9 Months |
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12 Months |
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Shareholder Return
SPFX Price
Standard Premium Finance Holdings Inc
Average Annual Return | 43.11% |
Standard Deviation of Annual Returns |
N/A
|
Max Drawdown | -75% |
Market Capitalization | 10.1m USD |
Shares Outstanding | 2 905 020 |
Percentage of Shares Shorted |
N/A
|
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Standard Premium Finance Holdings, Inc. engages in the provision of collateralized loans to business and individuals to finance the insurance premiums on commercial property and casualty insurance policies. The company is headquartered in Miami, Florida and currently employs 21 full-time employees. The company went IPO on 2022-03-17. The firm is specializes primarily in commercial policies. The Company, through its subsidiary Standard Premium Finance Management, operates licensed insurance premium finance company in Florida, Georgia, North Carolina, South Carolina, Texas, Arizona, Virginia, Arkansas, Nebraska, Mississippi, Maryland, Colorado, Ohio, Louisiana, Tennessee, Massachusetts, Minnesota, and Alabama. The company targets premium financing loans from $1,000 to $15,000, with repayment terms ranging from six to 10 months. Loans are originated primarily through a network of insurance agents solicited by its in-house sales team and marketing representatives. The Company’s premium finance loans are provided to small and medium size businesses to finance the purchase of commercial property and casualty insurance policies with a one-year term. Its loans have a nine to 10-month term.
Contact
IPO
Employees
Officers
The intrinsic value of one SPFX stock under the Base Case scenario is 13.66 USD.
Compared to the current market price of 3.49 USD, Standard Premium Finance Holdings Inc is Undervalued by 74%.