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Saudi National Bank SJSC
SAU:1180

Watchlist Manager
Saudi National Bank SJSC Logo
Saudi National Bank SJSC
SAU:1180
Watchlist
Price: 34.6 SAR -0.29% Market Closed
Market Cap: ﷼207.6B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+11%
5Y
+79%
10Y
+132%
Non Interest Income
+
3Y
+45%
5Y
+119%
10Y
+152%
Net Income
+
3Y
+33%
5Y
+118%
10Y
+164%

Income Statement
Saudi National Bank SJSC

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Income Statement
Currency: SAR
Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025 Dec-2025
Revenue
Net Interest Income
7 776
8 072
7 978
7 929
8 046
8 124
8 196
8 215
8 150
8 078
8 204
8 399
8 581
8 813
8 873
9 058
8 960
9 189
9 559
9 574
10 096
10 272
10 568
10 985
11 404
11 729
12 009
12 474
12 582
12 984
13 210
13 396
13 550
13 473
13 598
13 610
13 661
13 720
13 821
14 005
15 123
15 459
15 793
16 028
16 382
16 729
16 779
16 761
16 300
16 484
18 257
20 458
22 041
23 894
24 919
25 365
26 287
26 874
26 644
26 962
27 009
27 142
27 669
27 714
27 723
28 073
28 109
28 552
29 155
Interest Income
11 847
11 994
11 527
10 896
10 372
10 079
9 888
9 827
9 711
9 648
9 828
10 005
10 185
10 417
10 641
10 895
11 096
11 372
11 602
11 589
11 810
12 050
12 484
13 122
13 680
14 174
14 483
14 890
15 416
16 123
16 721
17 229
17 519
17 343
17 219
17 106
16 981
16 988
17 224
17 661
19 059
19 887
20 469
20 894
21 117
21 047
20 727
20 145
19 054
19 077
21 018
23 334
25 102
27 065
28 595
30 613
34 392
38 487
42 242
46 499
49 857
52 292
54 741
56 633
57 842
58 613
59 395
60 182
60 962
Interest Expense
4 071
3 922
3 549
2 967
2 327
1 955
1 693
1 611
1 561
1 570
1 624
1 605
1 604
1 605
1 768
1 836
2 137
2 183
2 043
2 015
1 713
1 779
1 916
2 137
2 276
2 444
2 474
2 416
2 834
3 139
3 511
3 833
3 969
3 869
3 621
3 496
3 320
3 268
3 404
3 656
3 936
4 428
4 676
4 867
4 735
4 317
3 947
3 384
2 754
2 592
2 761
2 876
3 231
3 413
3 676
5 491
8 106
11 613
15 598
19 537
22 848
25 150
27 072
28 920
30 112
30 540
31 286
31 629
31 806
Non Interest Income
3 857
2 932
2 649
3 170
3 220
3 288
3 410
3 284
3 336
3 549
3 487
3 588
3 644
4 124
4 457
4 515
4 553
4 825
4 687
4 730
4 777
4 832
5 134
5 477
5 159
5 450
5 270
5 076
5 600
5 348
5 416
5 593
6 021
5 711
5 522
5 316
5 767
5 144
5 172
5 196
4 845
4 031
4 083
4 085
5 179
4 543
4 233
4 960
6 437
6 043
7 059
7 078
8 427
7 652
7 704
7 956
9 738
8 080
8 372
8 449
10 944
9 052
9 657
10 747
12 123
12 597
13 115
13 765
14 116
Revenue
11 633
N/A
11 004
-5%
10 627
-3%
11 099
+4%
11 266
+2%
11 412
+1%
11 605
+2%
11 499
-1%
11 486
0%
11 628
+1%
11 692
+1%
11 987
+3%
12 225
+2%
12 936
+6%
13 330
+3%
13 573
+2%
13 513
0%
14 014
+4%
14 246
+2%
14 304
+0%
14 873
+4%
15 103
+2%
15 702
+4%
16 463
+5%
16 563
+1%
17 179
+4%
17 279
+1%
17 550
+2%
18 182
+4%
18 332
+1%
18 625
+2%
18 989
+2%
19 571
+3%
19 185
-2%
19 120
0%
18 926
-1%
19 428
+3%
18 864
-3%
18 993
+1%
19 201
+1%
19 968
+4%
19 489
-2%
19 876
+2%
20 113
+1%
21 561
+7%
21 272
-1%
21 013
-1%
21 722
+3%
22 737
+5%
22 528
-1%
25 315
+12%
27 536
+9%
30 468
+11%
31 547
+4%
32 623
+3%
33 320
+2%
36 026
+8%
34 954
-3%
35 016
+0%
35 411
+1%
37 953
+7%
36 195
-5%
37 326
+3%
38 461
+3%
39 847
+4%
40 670
+2%
41 223
+1%
42 317
+3%
43 271
+2%
Pre-Tax Income
Loan Loss Provision
(729)
(1 193)
(1 562)
(2 387)
(2 474)
(2 355)
(2 543)
(2 361)
(1 832)
(1 576)
(1 371)
(996)
(1 033)
(1 132)
(1 075)
(1 314)
(1 436)
(1 300)
(1 105)
(854)
(795)
(741)
(493)
(695)
(995)
(1 008)
(1 379)
(1 691)
(1 600)
(1 729)
(1 831)
(1 957)
(1 931)
(2 006)
(2 103)
(1 971)
(1 893)
(1 469)
(1 411)
(1 320)
(1 430)
(1 578)
(1 482)
(1 529)
(1 420)
(1 671)
(2 174)
(1 890)
(1 951)
(1 834)
(3 414)
(3 760)
(3 927)
(4 032)
(2 218)
(2 034)
(1 685)
(1 793)
(1 276)
(658)
(923)
(1 085)
(1 129)
(1 433)
(1 019)
(404)
(111)
(114)
(1 034)
Non Interest Expense
(8 796)
(8 437)
(8 383)
(7 854)
(4 670)
(4 544)
(4 528)
(4 827)
(4 851)
(5 174)
(5 235)
(5 161)
(5 086)
(5 214)
(5 460)
(5 517)
(5 463)
(5 718)
(5 778)
(5 856)
(6 088)
(6 177)
(6 590)
(6 993)
(6 774)
(7 334)
(7 153)
(7 016)
(7 433)
(7 424)
(7 521)
(7 792)
(8 223)
(7 683)
(7 529)
(7 285)
(7 571)
(7 136)
(7 148)
(7 119)
(7 708)
(6 919)
(6 978)
(6 828)
(7 223)
(6 663)
(6 560)
(6 813)
(7 852)
(7 154)
(8 336)
(9 470)
(12 104)
(11 736)
(11 733)
(11 518)
(13 063)
(11 248)
(11 339)
(12 085)
(14 258)
(12 435)
(13 588)
(14 080)
(15 213)
(15 629)
(15 340)
(15 164)
(14 340)
Pre-Tax Income
2 107
N/A
1 373
-35%
681
-50%
858
+26%
4 121
+380%
4 513
+10%
4 535
+0%
4 312
-5%
4 803
+11%
4 878
+2%
5 086
+4%
5 831
+15%
6 106
+5%
6 590
+8%
6 795
+3%
6 741
-1%
6 613
-2%
6 996
+6%
7 363
+5%
7 595
+3%
7 989
+5%
8 185
+2%
8 618
+5%
8 775
+2%
8 793
+0%
8 837
+1%
8 747
-1%
8 843
+1%
9 148
+3%
9 179
+0%
9 273
+1%
9 240
0%
9 416
+2%
9 496
+1%
9 488
0%
9 670
+2%
9 965
+3%
10 260
+3%
10 433
+2%
10 762
+3%
10 830
+1%
10 993
+2%
11 416
+4%
11 757
+3%
12 919
+10%
12 938
+0%
12 279
-5%
13 019
+6%
12 933
-1%
13 539
+5%
13 566
+0%
14 306
+5%
14 438
+1%
15 779
+9%
18 671
+18%
19 768
+6%
21 277
+8%
21 913
+3%
22 401
+2%
22 667
+1%
22 773
+0%
22 675
0%
22 609
0%
22 947
+1%
23 615
+3%
24 638
+4%
25 773
+5%
27 039
+5%
27 897
+3%
Net Income
Tax Provision
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(395)
(817)
(1 158)
(1 108)
(1 108)
(1 023)
(971)
(1 435)
(1 380)
(1 302)
(1 393)
(1 373)
(1 425)
(1 440)
(1 547)
(1 653)
(1 854)
(2 275)
(2 434)
(2 548)
(2 649)
(2 631)
(2 702)
(2 664)
(2 611)
(2 494)
(2 439)
(2 521)
(2 615)
(2 792)
(2 935)
(2 905)
Income from Continuing Operations
2 107
1 373
681
858
4 121
4 513
4 535
4 312
4 803
4 878
5 086
5 831
6 106
6 590
6 795
6 741
6 613
6 996
7 363
7 595
7 989
8 185
8 618
8 775
8 793
8 837
8 747
8 843
9 148
9 179
9 273
9 240
9 416
9 496
9 488
9 670
9 965
9 865
9 616
9 605
9 722
9 886
10 392
10 786
11 484
11 557
10 977
11 626
11 560
12 115
12 126
12 759
12 784
13 925
16 396
17 334
18 729
19 264
19 770
19 965
20 109
20 064
20 115
20 508
21 094
22 022
22 981
24 104
24 992
Income to Minority Interest
(76)
(74)
(76)
(76)
(81)
(105)
(92)
(75)
(80)
(64)
(74)
(102)
(94)
(127)
(148)
(160)
(161)
(165)
(148)
(127)
(137)
(129)
(130)
(150)
(138)
(112)
(84)
(55)
(59)
(65)
(84)
(83)
(99)
(107)
(119)
(138)
(163)
(164)
(166)
(160)
(128)
(118)
(105)
(68)
(82)
(97)
(114)
(156)
(120)
(100)
(82)
(88)
(116)
(163)
(163)
(161)
(148)
(163)
(243)
(153)
(99)
(36)
128
91
99
153
101
80
22
Net Income (Common)
2 031
N/A
1 300
-36%
605
-53%
782
+29%
4 040
+416%
4 408
+9%
4 443
+1%
4 237
-5%
4 724
+11%
4 814
+2%
5 011
+4%
5 729
+14%
6 012
+5%
6 463
+7%
6 646
+3%
6 581
-1%
6 453
-2%
6 831
+6%
7 215
+6%
7 468
+4%
7 852
+5%
8 056
+3%
8 489
+5%
8 625
+2%
8 655
+0%
8 725
+1%
8 663
-1%
8 788
+1%
9 089
+3%
9 114
+0%
9 189
+1%
9 157
0%
9 317
+2%
9 389
+1%
9 369
0%
9 532
+2%
9 802
+3%
9 701
-1%
9 450
-3%
9 445
0%
9 594
+2%
9 669
+1%
10 287
+6%
10 717
+4%
11 401
+6%
11 463
+1%
10 675
-7%
11 153
+4%
11 003
-1%
11 545
+5%
11 564
+0%
12 152
+5%
12 184
+0%
13 235
+9%
15 724
+19%
16 655
+6%
18 013
+8%
18 473
+3%
18 821
+2%
19 051
+1%
19 237
+1%
19 296
+0%
19 481
+1%
19 838
+2%
20 429
+3%
21 275
+4%
22 147
+4%
23 179
+5%
23 976
+3%
EPS (Diluted)
0.9
N/A
0.59
-34%
0.28
-53%
0.36
+29%
1.8
+400%
1.96
+9%
1.98
+1%
1.89
-5%
2.11
+12%
2.15
+2%
2.23
+4%
2.55
+14%
2.68
+5%
2.88
+7%
2.97
+3%
2.94
-1%
2.87
-2%
3.05
+6%
3.18
+4%
3.33
+5%
3.5
+5%
2.69
-23%
2.83
+5%
2.88
+2%
2.89
+0%
2.91
+1%
2.89
-1%
2.94
+2%
3.04
+3%
3.05
+0%
3.02
-1%
3.05
+1%
3.11
+2%
3.12
+0%
3.12
N/A
3.18
+2%
3.27
+3%
3.24
-1%
3.12
-4%
3.15
+1%
3.2
+2%
3.23
+1%
3.4
+5%
3.58
+5%
3.81
+6%
3.82
+0%
3.56
-7%
3.72
+4%
3.67
-1%
3.85
+5%
2.6
-32%
2.73
+5%
2.98
+9%
2.98
N/A
3.54
+19%
2.8
-21%
3.02
+8%
3.11
+3%
3.17
+2%
3.21
+1%
3.23
+1%
3.24
+0%
3.27
+1%
3.33
+2%
3.43
+3%
3.58
+4%
3.73
+4%
3.9
+5%
4.03
+3%

See Also

Summary
Intrinsic value, competitors valuation, and company profile.
DCF Valuation
Stock valuation using Discount Cash Flow valuation method.
Relative Valuation
Stock valuation using valuation multiples.
Wall Street Estimates
Price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
Stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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