Individual life insurance
This part sells life policies to people who want protection, savings, or both. It covers products such as whole life, endowment, and investment-linked plans that pay money when the insured dies, survives the term, or reaches a policy milestone.
Customers
Individual customers and families in Thailand who buy insurance for protection or long-term saving.
Revenue Model
The company earns premium income from policyholders and also earns investment income on the money it holds before claims are paid.
Health and accident insurance
This part provides coverage for hospital bills, medical treatment, accidents, and disability benefits. It is often sold as a standalone policy or added to a life policy as a rider.
Customers
People and families who want help paying medical and accident-related costs.
Revenue Model
The company collects premiums and rider charges, then pays covered claims and related policy benefits.
Group insurance
This part sells insurance plans to employers and organizations for their employees or members. It can include life cover, health cover, and accident cover under a single group contract.
Customers
Companies, institutions, and employee groups that buy insurance for their people.
Revenue Model
The company earns premiums from group policy contracts and related service charges.
