Maxi-Cash Financial Services Corporation Ltd
SGX:5UF
Income Statement
Earnings Waterfall
Maxi-Cash Financial Services Corporation Ltd
Income Statement
Maxi-Cash Financial Services Corporation Ltd
| Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
0
|
0
|
3
|
0
|
0
|
0
|
4
|
0
|
0
|
0
|
5
|
0
|
0
|
0
|
7
|
0
|
0
|
0
|
11
|
0
|
0
|
0
|
13
|
0
|
11
|
0
|
10
|
0
|
17
|
0
|
29
|
0
|
34
|
0
|
0
|
|
| Revenue |
70
N/A
|
75
+7%
|
72
-4%
|
101
+41%
|
104
+4%
|
111
+6%
|
114
+3%
|
113
-1%
|
113
+0%
|
112
-1%
|
112
0%
|
110
-2%
|
111
+2%
|
113
+1%
|
117
+4%
|
121
+4%
|
130
+7%
|
139
+7%
|
148
+7%
|
163
+10%
|
170
+4%
|
180
+6%
|
185
+3%
|
193
+4%
|
203
+5%
|
209
+3%
|
216
+3%
|
204
-6%
|
196
-4%
|
186
-5%
|
199
+7%
|
218
+10%
|
229
+5%
|
263
+15%
|
272
+3%
|
226
-17%
|
255
+13%
|
319
+25%
|
407
+27%
|
472
+16%
|
494
+5%
|
588
+19%
|
704
+20%
|
830
+18%
|
|
| Gross Profit | |||||||||||||||||||||||||||||||||||||||||||||
| Cost of Revenue |
(51)
|
(53)
|
(49)
|
(70)
|
(73)
|
(80)
|
(84)
|
(83)
|
(84)
|
(82)
|
(80)
|
(77)
|
(78)
|
(78)
|
(81)
|
(85)
|
(91)
|
(98)
|
(103)
|
(115)
|
(120)
|
(128)
|
(131)
|
(131)
|
(136)
|
(137)
|
(140)
|
(130)
|
(123)
|
(112)
|
(122)
|
(139)
|
(149)
|
(179)
|
(186)
|
(144)
|
(168)
|
(209)
|
(263)
|
(307)
|
(315)
|
(372)
|
(448)
|
(528)
|
|
| Gross Profit |
19
N/A
|
21
+13%
|
22
+5%
|
30
+35%
|
31
+3%
|
31
0%
|
30
-2%
|
30
-2%
|
29
-2%
|
30
+3%
|
31
+4%
|
32
+3%
|
34
+5%
|
35
+3%
|
35
+2%
|
36
+3%
|
39
+6%
|
41
+6%
|
45
+9%
|
48
+8%
|
50
+4%
|
53
+4%
|
54
+3%
|
62
+14%
|
67
+8%
|
72
+7%
|
76
+6%
|
73
-3%
|
73
0%
|
74
+1%
|
77
+4%
|
79
+3%
|
80
+1%
|
84
+4%
|
86
+2%
|
82
-4%
|
88
+7%
|
110
+26%
|
144
+30%
|
164
+14%
|
179
+9%
|
215
+20%
|
255
+19%
|
302
+18%
|
|
| Operating Income | |||||||||||||||||||||||||||||||||||||||||||||
| Operating Expenses |
(14)
|
(15)
|
(17)
|
(23)
|
(24)
|
(24)
|
(25)
|
(26)
|
(27)
|
(28)
|
(28)
|
(29)
|
(29)
|
(29)
|
(29)
|
(29)
|
(29)
|
(29)
|
(30)
|
(32)
|
(33)
|
(36)
|
(37)
|
(43)
|
(49)
|
(51)
|
(56)
|
(55)
|
(53)
|
(54)
|
(53)
|
(50)
|
(52)
|
(53)
|
(55)
|
(60)
|
(62)
|
(79)
|
(105)
|
(119)
|
(126)
|
(146)
|
(166)
|
(188)
|
|
| Selling, General & Administrative |
(5)
|
(5)
|
(6)
|
(8)
|
(8)
|
(9)
|
(9)
|
(10)
|
(10)
|
(11)
|
(11)
|
(12)
|
(12)
|
(13)
|
(13)
|
(13)
|
(13)
|
(13)
|
(13)
|
(14)
|
(15)
|
(15)
|
(16)
|
(17)
|
(18)
|
(19)
|
(19)
|
(20)
|
(20)
|
(20)
|
(20)
|
(20)
|
(21)
|
(22)
|
(23)
|
(25)
|
(27)
|
(32)
|
(42)
|
(50)
|
(53)
|
(65)
|
(76)
|
(81)
|
|
| Depreciation & Amortization |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(1)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(4)
|
(6)
|
(8)
|
(12)
|
(13)
|
(14)
|
(15)
|
(15)
|
(15)
|
(18)
|
(25)
|
(30)
|
(32)
|
(35)
|
(38)
|
(38)
|
|
| Other Operating Expenses |
(8)
|
(9)
|
(10)
|
(14)
|
(14)
|
(14)
|
(14)
|
(15)
|
(15)
|
(15)
|
(16)
|
(15)
|
(15)
|
(14)
|
(14)
|
(14)
|
(14)
|
(14)
|
(15)
|
(16)
|
(18)
|
(19)
|
(19)
|
(25)
|
(29)
|
(30)
|
(34)
|
(33)
|
(29)
|
(28)
|
(25)
|
(18)
|
(18)
|
(17)
|
(17)
|
(20)
|
(20)
|
(29)
|
(37)
|
(38)
|
(41)
|
(46)
|
(53)
|
(69)
|
|
| Operating Income |
5
N/A
|
6
+13%
|
6
-4%
|
7
+30%
|
7
+0%
|
7
-7%
|
5
-22%
|
4
-22%
|
2
-40%
|
2
-11%
|
3
+26%
|
4
+32%
|
5
+34%
|
6
+24%
|
7
+12%
|
8
+14%
|
10
+32%
|
12
+20%
|
15
+23%
|
17
+13%
|
17
+1%
|
17
+1%
|
17
+1%
|
18
+7%
|
18
-1%
|
21
+12%
|
20
-2%
|
19
-8%
|
20
+8%
|
20
+1%
|
24
+20%
|
29
+20%
|
29
-2%
|
31
+7%
|
31
+0%
|
22
-29%
|
26
+19%
|
32
+22%
|
39
+23%
|
45
+17%
|
53
+16%
|
69
+31%
|
89
+29%
|
114
+28%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||
| Interest Income Expense |
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(4)
|
(4)
|
(5)
|
(5)
|
(4)
|
(7)
|
(7)
|
(8)
|
(7)
|
(9)
|
(10)
|
(11)
|
(12)
|
(13)
|
(10)
|
(10)
|
(9)
|
(11)
|
(14)
|
(24)
|
(28)
|
(31)
|
(32)
|
(35)
|
(33)
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
6
|
0
|
3
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
|
| Total Other Income |
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
2
|
1
|
2
|
2
|
1
|
1
|
2
|
2
|
3
|
1
|
7
|
2
|
6
|
2
|
5
|
4
|
8
|
7
|
8
|
8
|
11
|
21
|
|
| Pre-Tax Income |
4
N/A
|
4
+12%
|
4
-11%
|
5
+26%
|
5
+2%
|
4
-10%
|
3
-31%
|
2
-32%
|
1
-66%
|
1
-15%
|
1
+87%
|
2
+61%
|
3
+54%
|
3
+26%
|
4
+9%
|
4
+14%
|
7
+50%
|
8
+29%
|
11
+33%
|
13
+18%
|
13
+1%
|
13
-1%
|
14
+7%
|
15
+6%
|
14
-6%
|
16
+11%
|
14
-13%
|
12
-11%
|
13
+7%
|
12
-5%
|
16
+30%
|
18
+13%
|
23
+29%
|
29
+26%
|
27
-8%
|
18
-35%
|
19
+10%
|
22
+13%
|
23
+4%
|
24
+4%
|
29
+24%
|
45
+54%
|
64
+43%
|
103
+59%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(2)
|
(3)
|
(4)
|
0
|
0
|
(3)
|
(4)
|
(6)
|
(6)
|
(4)
|
(5)
|
(10)
|
(15)
|
(18)
|
|
| Income from Continuing Operations |
3
|
4
|
3
|
4
|
4
|
4
|
3
|
2
|
1
|
1
|
1
|
2
|
3
|
3
|
4
|
4
|
6
|
7
|
10
|
11
|
12
|
11
|
13
|
13
|
12
|
13
|
12
|
10
|
11
|
11
|
14
|
15
|
19
|
29
|
27
|
15
|
16
|
16
|
17
|
20
|
25
|
35
|
49
|
84
|
|
| Income to Minority Interest |
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(0)
|
(1)
|
(4)
|
|
| Net Income (Common) |
3
N/A
|
4
+6%
|
3
-10%
|
4
+34%
|
4
+5%
|
4
-8%
|
3
-26%
|
2
-26%
|
1
-62%
|
1
+11%
|
1
+40%
|
2
+39%
|
3
+43%
|
3
+22%
|
3
+10%
|
4
+10%
|
6
+49%
|
7
+28%
|
10
+31%
|
11
+18%
|
11
+1%
|
11
-1%
|
12
+9%
|
13
+7%
|
12
-9%
|
13
+10%
|
12
-12%
|
10
-12%
|
11
+10%
|
11
-6%
|
14
+27%
|
15
+9%
|
19
+30%
|
29
+52%
|
27
-7%
|
14
-47%
|
16
+9%
|
16
+2%
|
16
+1%
|
19
+19%
|
24
+25%
|
34
+43%
|
48
+40%
|
81
+68%
|
|
| EPS (Diluted) |
0
N/A
|
0
N/A
|
0
N/A
|
0.01
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
0.02
+100%
|
0.02
N/A
|
0.01
-50%
|
0.01
N/A
|
0
N/A
|
0.02
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
0.02
+100%
|
0.03
+50%
|
0.03
N/A
|
0.01
-67%
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
0.01
N/A
|
0.02
+100%
|
0.02
N/A
|
0.03
+50%
|
0.04
+33%
|
|