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Singapura Finance Ltd
SGX:S23

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Singapura Finance Ltd Logo
Singapura Finance Ltd
SGX:S23
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Price: 0.785 SGD -1.26% Market Closed
Market Cap: S$124.6m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+10%
5Y
+59%
10Y
+25%
Non Interest Income
+
3Y
+8%
5Y
-66%
10Y
-58%
Net Income
+
3Y
+10%
5Y
+92%
10Y
+260%

Income Statement
Singapura Finance Ltd

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Income Statement
Currency: SGD
Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Jun-2020 Dec-2020 Jun-2021 Dec-2021 Jun-2022 Dec-2022 Jun-2023 Dec-2023 Jun-2024 Dec-2024 Jun-2025 Dec-2025
Revenue
Net Interest Income
18
18
19
20
20
21
22
22
23
23
24
23
22
21
20
19
18
17
17
17
17
17
17
17
17
18
19
20
21
21
22
23
23
23
22
21
31
19
20
20
21
22
21
21
20
21
21
21
20
18
18
21
24
24
26
26
21
21
23
25
29
Interest Income
32
30
29
28
27
28
28
28
29
29
29
28
27
26
24
23
22
21
21
21
22
23
23
23
24
25
26
28
29
30
31
33
34
35
35
34
51
32
31
31
31
30
29
28
28
29
29
30
30
31
31
30
30
30
34
44
48
50
54
56
57
Interest Expense
7
12
10
8
7
6
6
6
5
5
5
5
5
5
4
4
4
4
4
5
5
6
6
7
7
7
7
7
8
9
9
10
11
12
13
14
20
13
12
11
10
9
8
8
8
8
9
9
10
13
13
8
5
5
8
18
27
29
31
31
28
Non Interest Income
7
6
4
3
3
3
3
3
4
3
4
4
4
4
5
5
4
4
4
3
4
3
3
4
3
3
3
2
2
2
2
2
2
2
2
2
4
3
2
2
2
2
2
2
1
1
1
1
1
2
2
2
1
1
1
1
1
1
1
1
1
Revenue
26
N/A
25
-4%
23
-8%
23
+2%
23
-2%
24
+6%
25
+4%
25
+1%
27
+6%
27
+0%
27
+2%
27
0%
26
-3%
25
-5%
24
-3%
24
-4%
22
-7%
22
-2%
21
-4%
20
-2%
21
+2%
20
-2%
20
0%
20
+1%
20
0%
22
+7%
22
+1%
22
+2%
23
+5%
23
-1%
24
+4%
25
+3%
25
+1%
24
-2%
24
-1%
23
-5%
35
+53%
22
-36%
22
0%
23
+2%
23
+3%
24
+2%
23
-2%
22
-3%
21
-5%
22
+4%
22
-2%
22
-1%
21
-2%
20
-7%
20
+3%
23
+13%
25
+11%
25
-1%
27
+6%
26
-1%
22
-15%
22
-2%
24
+9%
26
+8%
29
+14%
Pre-Tax Income
Loan Loss Provision
1
1
0
(2)
(3)
(5)
(3)
(2)
(1)
1
1
1
0
1
0
1
1
1
1
0
0
(0)
(0)
(1)
(1)
(1)
(0)
(0)
(0)
(1)
(1)
(2)
(2)
(2)
(3)
(4)
(5)
(3)
(1)
(0)
(4)
(5)
(5)
(3)
1
4
3
2
1
(1)
(2)
(1)
(1)
(2)
(1)
(1)
0
(1)
(0)
1
1
Non Interest Expense
(10)
(11)
(11)
(12)
(12)
(13)
(14)
(14)
(15)
(15)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(14)
(15)
(15)
(15)
(16)
(16)
(17)
(19)
(20)
(20)
(18)
(17)
(26)
(15)
(14)
(14)
(14)
(13)
(13)
(13)
(13)
(13)
(13)
(13)
(14)
(14)
(12)
(13)
(13)
(13)
(15)
(16)
(15)
(15)
(16)
(19)
(19)
Pre-Tax Income
17
N/A
16
-9%
12
-25%
10
-14%
8
-21%
7
-14%
7
+5%
8
+17%
11
+37%
13
+15%
14
+8%
14
-2%
13
-9%
12
-8%
11
-7%
11
-2%
9
-16%
8
-5%
8
-11%
6
-18%
7
+6%
6
-6%
5
-12%
5
-4%
5
+1%
6
+21%
7
+4%
7
+7%
7
+2%
6
-14%
5
-13%
4
-20%
3
-31%
2
-32%
2
+14%
2
-11%
5
+123%
5
+6%
7
+44%
9
+22%
6
-32%
5
-10%
5
-9%
7
+36%
9
+38%
13
+40%
12
-4%
10
-14%
9
-13%
5
-49%
6
+22%
9
+63%
12
+26%
11
-6%
10
-6%
10
-4%
8
-23%
6
-19%
7
+20%
8
+9%
11
+38%
Net Income
Tax Provision
(3)
(2)
(2)
(2)
(1)
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(2)
(2)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(1)
(1)
(1)
(1)
(2)
Income from Continuing Operations
14
13
10
8
7
6
6
7
10
11
12
12
11
10
10
9
8
7
7
6
6
6
5
5
5
6
6
6
6
5
5
4
3
2
2
2
4
4
6
7
5
4
4
5
8
11
10
9
7
4
5
8
10
9
8
8
6
5
6
7
9
Net Income (Common)
14
N/A
13
-8%
10
-25%
8
-14%
7
-20%
6
-17%
6
+8%
7
+17%
10
+36%
11
+15%
12
+8%
12
-2%
11
-7%
10
-8%
10
-5%
9
-2%
8
-16%
7
-5%
7
-10%
6
-15%
6
+4%
6
-5%
5
-6%
5
-5%
5
+0%
6
+18%
6
-2%
6
+7%
6
+2%
5
-13%
5
-17%
4
-20%
3
-30%
2
-31%
2
+13%
2
-11%
4
+122%
4
+5%
6
+43%
7
+22%
5
-32%
4
-11%
4
-9%
5
+36%
8
+42%
11
+38%
10
-4%
9
-14%
7
-16%
4
-49%
5
+24%
8
+62%
10
+24%
9
-7%
8
-7%
8
-4%
6
-23%
5
-19%
6
+23%
7
+9%
9
+37%
EPS (Diluted)
0.15
N/A
0.13
-13%
0.1
-23%
0.1
N/A
0.08
-20%
0.06
-25%
0.06
N/A
0.07
+17%
0.1
+43%
0.12
+20%
0.12
N/A
0.13
+8%
0.12
-8%
0.11
-8%
0.1
-9%
0.11
+10%
0.09
-18%
0.08
-11%
0.07
-12%
0.06
-14%
0.06
N/A
0.06
N/A
0.05
-17%
0.04
-20%
0.04
N/A
0.05
+25%
0.06
+20%
0.06
N/A
0.06
N/A
0.05
-17%
0.03
-40%
0.02
-33%
0.01
-50%
0
N/A
0
N/A
0
N/A
0.02
N/A
0.02
N/A
0.03
+50%
0.04
+33%
0.03
-25%
0.02
-33%
0.02
N/A
0.03
+50%
0.05
+67%
0.07
+40%
0.07
N/A
0.06
-14%
0.05
-17%
0.02
-60%
0.03
+50%
0.05
+67%
0.06
+20%
0.06
N/A
0.05
-17%
0.05
N/A
0.04
-20%
0.03
-25%
0.04
+33%
0.04
N/A
0.06
+50%

See Also

Summary
S23 intrinsic value, competitors valuation, and company profile.
DCF Valuation
S23 stock valuation using Discount Cash Flow valuation method.
Relative Valuation
S23 stock valuation using valuation multiples.
Wall Street Estimates
S23 price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
S23 stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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