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Sing Investments & Finance Ltd
SGX:S35

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Sing Investments & Finance Ltd
SGX:S35
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Price: 1.03 SGD 0.98% Market Closed
Updated: Apr 18, 2024
Section:
 

Intrinsic Value

Sing Investments & Finance Ltd. engages in the provision of credit and lending services. [ Read More ]

The intrinsic value of one S35 stock under the Base Case scenario is 0.67 SGD. Compared to the current market price of 1.03 SGD, Sing Investments & Finance Ltd is Overvalued by 35%.

Key Points:
S35 Intrinsic Value
Base Case
0.67 SGD
Overvaluation 35%
Intrinsic Value
Price
S
Worst Case
Base Case
Best Case
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Sing Investments & Finance Ltd

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Fundamental Analysis

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Sing Investments & Finance Ltd

What risks and challenges
does Sing Investments & Finance Ltd face in the near future?

What unique competitive advantages
does Sing Investments & Finance Ltd hold over its rivals?

Is it considered overvalued or undervalued
based on the latest financial data?

Provide an overview of the primary business activities
of Sing Investments & Finance Ltd.

Provide an overview of the primary business activities
of Sing Investments & Finance Ltd.

What unique competitive advantages
does Sing Investments & Finance Ltd hold over its rivals?

What risks and challenges
does Sing Investments & Finance Ltd face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Sing Investments & Finance Ltd.

Provide P/S
for Sing Investments & Finance Ltd.

Provide P/E
for Sing Investments & Finance Ltd.

Provide P/B
for Sing Investments & Finance Ltd.

Show me price targets
for Sing Investments & Finance Ltd made by professional analysts.

What are the Revenue projections
for Sing Investments & Finance Ltd?

How accurate were the past Revenue estimates
for Sing Investments & Finance Ltd?

What are the Net Income projections
for Sing Investments & Finance Ltd?

How accurate were the past Net Income estimates
for Sing Investments & Finance Ltd?

What are the EPS projections
for Sing Investments & Finance Ltd?

How accurate were the past EPS estimates
for Sing Investments & Finance Ltd?

What are the EBIT projections
for Sing Investments & Finance Ltd?

How accurate were the past EBIT estimates
for Sing Investments & Finance Ltd?

Compare the revenue forecasts
for Sing Investments & Finance Ltd with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Sing Investments & Finance Ltd and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Sing Investments & Finance Ltd against its competitors.

Analyze the profit margins
(gross, operating, and net) of Sing Investments & Finance Ltd compared to its peers.

Compare the P/E ratios
of Sing Investments & Finance Ltd against its peers.

Discuss the investment returns and shareholder value creation
comparing Sing Investments & Finance Ltd with its peers.

Analyze the financial leverage
of Sing Investments & Finance Ltd compared to its main competitors.

Show all profitability ratios
for Sing Investments & Finance Ltd.

Provide ROE
for Sing Investments & Finance Ltd.

Provide ROA
for Sing Investments & Finance Ltd.

Provide Net Interest Margin
for Sing Investments & Finance Ltd.

Provide Net Margin
for Sing Investments & Finance Ltd.

Show all solvency ratios
for Sing Investments & Finance Ltd.

Loans/Deposits Ratio
for Sing Investments & Finance Ltd.

What is the historical Revenue growth
over the last 5 years for Sing Investments & Finance Ltd?

What is the historical Net Income growth
over the last 5 years for Sing Investments & Finance Ltd?

What is the current Free Cash Flow
of Sing Investments & Finance Ltd?

Financials
Net Interest Income
Non Interest Income
Net Income

Balance Sheet Decomposition
Sing Investments & Finance Ltd

3.4B
Assets
3B
Liabilities
3.4B
Assets
3B
Liabilities
Net Loans 2.5B
Investments 665.6m
PP&E 21.8m
Other Assets 274.2m
Total Deposits 2.9B
Long Term Debt 2m
Other Liabilities 67.8m
Efficiency
NIM
Net Margin
ROE
ROA

Wall St
Price Targets

S35 Price Targets Summary
Sing Investments & Finance Ltd

Wall Street analysts forecast S35 stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for S35 is 1.73 SGD .

S35 Lowest Forecast
Wall Street Target
Not Available
S35 Average Forecast
Wall Street Target
1.73 SGD
68% Upside
S35 Highest Forecast
Wall Street Target
Not Available
Lowest
Price Target
Not Available
Average
Price Target
1.73 SGD
68% Upside
Highest
Price Target
Not Available
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Shareholder Return

S35 Price
Sing Investments & Finance Ltd

1M 1M
+1%
6M 6M
+4%
1Y 1Y
-3%
3Y 3Y
+22%
5Y 5Y
+23%
10Y 10Y
+74%
Annual Price Range
1.03
52w Low
0.97
52w High
1.0646
Price Metrics
Average Annual Return 3.39%
Standard Deviation of Annual Returns 10.09%
Max Drawdown -38%
Shares Statistics
Market Capitalization 243.5m SGD
Shares Outstanding 236 438 622
Percentage of Shares Shorted
N/A

S35 Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Sing Investments & Finance Ltd

Country

Singapore

Industry

Financial Services

Market Cap

243.5m SGD

Dividend Yield

5.83%

Description

Sing Investments & Finance Ltd. engages in the provision of credit and lending services. The company employs 155 full-time employees The Company’s principal activities are the acceptance of fixed and savings deposits from the public and the provision of loans and credit facilities to individuals and corporations, particularly the small and medium-sized enterprises (SMEs) in Singapore. The firm's products and services include deposits, including business current account, fixed deposits, fixed deposits online, GoSavers account (online), GIRO saver account, conveyancing account and savings account; Personal Financing, including housing loan, HDB loan, car loan, share loan and commercial property loan; Corporate/SME Financing, including commercial property loan, land and construction loan, machinery loan, government-backed SME loans, block discounting financing, floor stock financing, shipping loan, account receivables/invoice factoring and unsecured business loan, and Personal e-Services, including SIF mobile application and SIF online.

Contact

96 Robinson Road, #01-01 Sif Building
+6563050300
http://www.sif.com.sg/

IPO

1983-07-07

Employees

155

Officers

MD, CEO & Executive Director
Mr. Sze Leong Lee
Deputy MD & Executive Director
Mr. Sze Siong Lee
Head of Finance & Risk Management
Mr. Chua Hat Eng
Senior Vice President of Legal
Mr. Ann Kit Wong
First Vice President of Compliance
Ms. Annie Yeo
First Vice President of Human Resource
Ms. Mei Chee Leong
Show More
Senior Vice President of Deposit & Treasury
Ms. Vivian Teng
Joint Company Secretary
Ms. Yuan Lee
Show Less

See Also

Summary
S35 intrinsic value, competitors valuation, and company profile.
DCF Valuation
S35 stock valuation using Discount Cash Flow valuation method.
Relative Valuation
S35 stock valuation using valuation multiples.
Wall Street Estimates
S35 price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
S35 stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
What is the Intrinsic Value of one S35 stock?

The intrinsic value of one S35 stock under the Base Case scenario is 0.67 SGD.

Is S35 stock undervalued or overvalued?

Compared to the current market price of 1.03 SGD, Sing Investments & Finance Ltd is Overvalued by 35%.

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