First Time Loading...

Temenos AG
SIX:TEMN

Watchlist Manager
Temenos AG Logo
Temenos AG
SIX:TEMN
Watchlist
Price: 64.48 CHF -1.41% Market Closed
Updated: Mar 29, 2024

Intrinsic Value

Temenos AG is a holding company, which engages in the development, marketing, and sale of banking software systems. [ Read More ]

The intrinsic value of one TEMN stock under the Base Case scenario is 70.24 CHF. Compared to the current market price of 64.48 CHF, Temenos AG is Undervalued by 8%.

Key Points:
TEMN Intrinsic Value
Base Case
70.24 CHF
Undervaluation 8%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Temenos AG

Backtest TEMN Intrinsic Value
Dive into the past to invest in the future

Run backtest to discover the historical profit from buying and selling TEMN stocks based on their intrinsic value.

Analyze the historical link between intrinsic value and market price to make more informed investment decisions.

Run Backtest
Settings
Valuation Methods
Buy/Sell Thresholds
Buy When:
%
Sell When:
%
B
S
Run Backtest
How does it work?

Fundamental Analysis

How can I assist you today?

Provide an overview
of Temenos AG's business.

What risks and challenges
does Temenos AG face in the near future?

Summarize the latest earnings report
of Temenos AG.

Provide P/E
for Temenos AG and its competitors.

Financials

Balance Sheet Decomposition
Temenos AG

Current Assets 462.9m
Cash & Short-Term Investments 106.9m
Receivables 356m
Non-Current Assets 1.9B
PP&E 58m
Intangibles 1.5B
Other Non-Current Assets 282.3m
Current Liabilities 943.4m
Accounts Payable 204m
Other Current Liabilities 739.4m
Non-Current Liabilities 701.5m
Long-Term Debt 569.7m
Other Non-Current Liabilities 131.8m
Efficiency

Earnings Waterfall
Temenos AG

Revenue
1B USD
Cost of Revenue
-136.6m USD
Gross Profit
863.6m USD
Operating Expenses
-664.2m USD
Operating Income
199.4m USD
Other Expenses
-64.7m USD
Net Income
134.7m USD

Free Cash Flow Analysis
Temenos AG

Last Value
3-Years Average
FCF Margin
Conversion Rate
History
Components
Chart
Table
What is Free Cash Flow?
Fundamental Scores

TEMN Profitability Score
Profitability Due Diligence

Temenos AG's profitability score is 64/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Year Average ROE
Positive Gross Profit
Positive Free Cash Flow
Positive Operating Income
64/100
Profitability
Score

Temenos AG's profitability score is 64/100. The higher the profitability score, the more profitable the company is.

TEMN Solvency Score
Solvency Due Diligence

Temenos AG's solvency score is 45/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Low D/E
Long-Term Solvency
Average Interest Coverage
45/100
Solvency
Score

Temenos AG's solvency score is 45/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

TEMN Price Targets Summary
Temenos AG

Wall Street analysts forecast TEMN stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for TEMN is 72.7 CHF with a low forecast of 56.41 CHF and a high forecast of 105 CHF.

Lowest
Price Target
56.41 CHF
13% Downside
Average
Price Target
72.7 CHF
13% Upside
Highest
Price Target
105 CHF
63% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Shareholder Return

TEMN Price
Temenos AG

1M 1M
-3%
6M 6M
+0%
1Y 1Y
+9%
3Y 3Y
-52%
5Y 5Y
-55%
10Y 10Y
+124%
Annual Price Range
64.48
52w Low
59.2592
52w High
89
Price Metrics
Average Annual Return -17.25%
Standard Deviation of Annual Returns 29.09%
Max Drawdown -72%
Shares Statistics
Market Capitalization 4.6B CHF
Shares Outstanding 72 006 468
Percentage of Shares Shorted
N/A

TEMN Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Temenos AG Logo
Temenos AG

Country

Switzerland

Industry

Technology

Market Cap

4.6B CHF

Dividend Yield

1.83%

Description

Temenos AG is a holding company, which engages in the development, marketing, and sale of banking software systems. The company is headquartered in Geneve, Geneve and currently employs 8,661 full-time employees. The company went IPO on 2001-06-26. Its services include implementation, performance optimization, integration, administration, maintenance, upgrades, training and support for its software solutions. The company offers solutions for retail, corporate, universal, Islamic and microfinance and community banking sectors, as well as for Private Wealth Management. The firm's client base consists of mostly banking and other financial services institutions. Its core products are Temenos T24 Core Banking (T24), a front to back office, Customer Relationship Management (CRM) and product lifecycle management software platform, as well as Front Office, an integrated, role-specific, and multi-channel solution that supports banks’ daily interactions and long term relationships with their retail, corporate, mass affluent, and High-Net-Worth (HNW) customers. The company offers also funds and securities solutions.

Contact

GENEVE
Geneve
2 Rue de l'Ecole-de-Chimie
https://www.temenos.com/

IPO

2001-06-26

Employees

8 661

Officers

Acting Chief Executive Officer
Mr. Andreas Andreades
Chief Financial Officer
Mr. Panagiotis Spiliopoulos CEFA
President of Americas & Member of Management Board
Mr. Philip Barnett
Chief Legal Officer & Member of Management Board
Ms. Deirdre Dempsey-Leclercq
Chief Strategy Officer & Member of Management Board
Ms. Kanika Hope
Chief Operating Officer of Americas
Dr. Colin Jarrett
Show More
President of Product & COO
Ms. Prema Varadhan
Chief Marketing, Environmental, Social & Governance Officer and Member of Management Board
Ms. Kalliopi Chioti
Executive VP, Global Head of SaaS & Partner Ecosystem and Member of Management Board
Mr. Ross Mallace
Chief Cloud Officer & Member of Management Board
Mr. Kamil Alachi
Show Less

See Also

Discover More
What is the Intrinsic Value of one TEMN stock?

The intrinsic value of one TEMN stock under the Base Case scenario is 70.24 CHF.

Is TEMN stock undervalued or overvalued?

Compared to the current market price of 64.48 CHF, Temenos AG is Undervalued by 8%.