Temenos AG
SIX:TEMN
Intrinsic Value
Temenos AG is a holding company, which engages in the development, marketing, and sale of banking software systems. [ Read More ]
The intrinsic value of one TEMN stock under the Base Case scenario is 70.24 CHF. Compared to the current market price of 64.48 CHF, Temenos AG is Undervalued by 8%.
Valuation Backtest
Temenos AG
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Fundamental Analysis
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Balance Sheet Decomposition
Temenos AG
Current Assets | 462.9m |
Cash & Short-Term Investments | 106.9m |
Receivables | 356m |
Non-Current Assets | 1.9B |
PP&E | 58m |
Intangibles | 1.5B |
Other Non-Current Assets | 282.3m |
Current Liabilities | 943.4m |
Accounts Payable | 204m |
Other Current Liabilities | 739.4m |
Non-Current Liabilities | 701.5m |
Long-Term Debt | 569.7m |
Other Non-Current Liabilities | 131.8m |
Earnings Waterfall
Temenos AG
Revenue
|
1B
USD
|
Cost of Revenue
|
-136.6m
USD
|
Gross Profit
|
863.6m
USD
|
Operating Expenses
|
-664.2m
USD
|
Operating Income
|
199.4m
USD
|
Other Expenses
|
-64.7m
USD
|
Net Income
|
134.7m
USD
|
Free Cash Flow Analysis
Temenos AG
What is Free Cash Flow?
TEMN Profitability Score
Profitability Due Diligence
Temenos AG's profitability score is 64/100. The higher the profitability score, the more profitable the company is.
Score
Temenos AG's profitability score is 64/100. The higher the profitability score, the more profitable the company is.
TEMN Solvency Score
Solvency Due Diligence
Temenos AG's solvency score is 45/100. The higher the solvency score, the more solvent the company is.
Score
Temenos AG's solvency score is 45/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
TEMN Price Targets Summary
Temenos AG
According to Wall Street analysts, the average 1-year price target for TEMN is 72.7 CHF with a low forecast of 56.41 CHF and a high forecast of 105 CHF.
Shareholder Return
TEMN Price
Temenos AG
Average Annual Return | -17.25% |
Standard Deviation of Annual Returns | 29.09% |
Max Drawdown | -72% |
Market Capitalization | 4.6B CHF |
Shares Outstanding | 72 006 468 |
Percentage of Shares Shorted |
N/A
|
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
Temenos AG is a holding company, which engages in the development, marketing, and sale of banking software systems. The company is headquartered in Geneve, Geneve and currently employs 8,661 full-time employees. The company went IPO on 2001-06-26. Its services include implementation, performance optimization, integration, administration, maintenance, upgrades, training and support for its software solutions. The company offers solutions for retail, corporate, universal, Islamic and microfinance and community banking sectors, as well as for Private Wealth Management. The firm's client base consists of mostly banking and other financial services institutions. Its core products are Temenos T24 Core Banking (T24), a front to back office, Customer Relationship Management (CRM) and product lifecycle management software platform, as well as Front Office, an integrated, role-specific, and multi-channel solution that supports banks’ daily interactions and long term relationships with their retail, corporate, mass affluent, and High-Net-Worth (HNW) customers. The company offers also funds and securities solutions.
Contact
IPO
Employees
Officers
The intrinsic value of one TEMN stock under the Base Case scenario is 70.24 CHF.
Compared to the current market price of 64.48 CHF, Temenos AG is Undervalued by 8%.