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Qilu Bank Co Ltd
SSE:601665

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Qilu Bank Co Ltd
SSE:601665
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Price: 6.39 CNY -1.08%
Market Cap: ¥39.3B

P/E

6.7
Current
17%
More Expensive
vs 3-y average of 5.7

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
6.7
=
Market Cap
¥37.7B
/
Net Income
¥5.9B

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
6.7
=
Market Cap
¥37.7B
/
Net Income
¥5.9B

Valuation Scenarios

Qilu Bank Co Ltd is trading above its 3-year average

If P/E returns to its 3-Year Average (5.7), the stock would be worth ¥5.45 (15% downside from current price).

Statistics
Positive Scenarios
2/4
Maximum Downside
-15%
Maximum Upside
+344%
Average Upside
80%
Scenario P/E Value Implied Price Upside/Downside
Current Multiple 6.7 ¥6.39
0%
3-Year Average 5.7 ¥5.45
-15%
5-Year Average 6 ¥5.78
-10%
Industry Average 6.7 ¥6.44
+1%
Country Average 29.6 ¥28.39
+344%

Forward P/E
Today’s price vs future net income

Today's Market Cap Net Income Forward P/E
¥37.7B
/
Oct 2025
¥5.9B
=
6.7
Current
¥37.7B
/
Dec 2025
¥6.6B
=
5.8
Forward
¥37.7B
/
Dec 2026
¥7.6B
=
5
Forward
¥37.7B
/
Dec 2027
¥8.7B
=
4.4
Forward

Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.

Market Distribution

Lower than 94% of companies in China
Percentile
6th
Based on 5 557 companies
6th percentile
6.7
Low
0 — 17.1
Typical Range
17.1 — 57.7
High
57.7 —
Distribution Statistics
China
Min 0
30th Percentile 17.1
Median 29.6
70th Percentile 57.7
Max 43 569.3

Other Multiples

Qilu Bank Co Ltd
Glance View

Market Cap
39.3B CNY
Industry
Banking

In the bustling economic tapestry of China, Qilu Bank Co Ltd. weaves its narrative as a stalwart in the regional financial services sector. Established in Shandong Province, Qilu Bank has positioned itself as a pillar of support for local communities and businesses, dedicating its resources to the growth and prosperity of the region. Concentrating on commercial banking, the bank offers a comprehensive suite of services, including deposit products, loans, trade finance, and wealth management solutions. Its core operations revolve around extending credit to small and medium-sized enterprises (SMEs) and individuals, which bolsters local economic vitality while ensuring a steady interest income stream. By cultivating close ties with its clientele and leveraging local insights, Qilu Bank adeptly navigates the competitive financial landscape, thus securing a foothold in an otherwise densely populated banking sector. Beyond its traditional banking services, Qilu Bank is keenly attuned to technological advancements and evolving market demands. Embracing digital transformation, the bank has embraced the nuances of fintech to streamline operations and enhance customer experiences. The integration of digital platforms not only broadens its outreach but also attracts a younger, tech-savvy demographic, thereby expanding its customer base. Furthermore, through strategic partnerships and alliances, the bank capitalizes on emerging opportunities and diversifies its revenue streams—evident in its burgeoning fee-based services that include asset management and insurance. With a resilient operational model and a focus on innovation, Qilu Bank stands as a testament to regional banking’s power to fuel local economies while adapting to broader economic shifts.

Intrinsic Value
19.18 CNY
Undervaluation 67%
Intrinsic Value
Price ¥6.39
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