Israel Discount Bank Ltd
TASE:DSCT
Income Statement
Income Statement
Israel Discount Bank Ltd
| Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
2 970
|
3 106
|
3 232
|
3 346
|
3 473
|
3 478
|
3 523
|
3 607
|
3 697
|
3 712
|
3 735
|
3 741
|
3 790
|
3 920
|
3 903
|
4 154
|
4 225
|
4 268
|
4 484
|
4 329
|
4 127
|
4 002
|
4 136
|
4 408
|
4 757
|
4 932
|
4 757
|
4 839
|
4 551
|
4 848
|
4 982
|
4 722
|
4 617
|
4 582
|
4 510
|
4 501
|
4 459
|
4 405
|
4 293
|
4 245
|
4 250
|
4 224
|
4 283
|
4 250
|
4 218
|
4 220
|
4 215
|
4 221
|
4 225
|
4 254
|
4 314
|
4 434
|
4 557
|
4 675
|
4 824
|
4 844
|
4 975
|
5 082
|
5 198
|
5 403
|
5 526
|
5 673
|
5 848
|
5 834
|
5 893
|
5 927
|
5 795
|
5 873
|
5 898
|
5 947
|
6 169
|
6 350
|
6 529
|
6 825
|
7 213
|
7 836
|
8 693
|
9 633
|
10 494
|
10 921
|
10 936
|
10 733
|
10 645
|
10 803
|
10 839
|
10 957
|
10 769
|
10 557
|
|
| Interest Income |
4 082
|
8 355
|
12 677
|
10 640
|
6 901
|
5 334
|
8 523
|
9 413
|
11 330
|
12 678
|
7 361
|
4 925
|
4 127
|
1 943
|
6 873
|
6 069
|
4 468
|
853
|
(4 713)
|
(1 338)
|
7 239
|
17 921
|
17 534
|
14 844
|
8 432
|
(487)
|
5 185
|
5 032
|
7 400
|
5 577
|
3 933
|
6 178
|
8 413
|
8 318
|
8 231
|
8 202
|
7 847
|
7 588
|
7 139
|
6 928
|
6 822
|
6 478
|
6 301
|
5 915
|
5 736
|
5 494
|
5 463
|
5 385
|
5 267
|
5 403
|
5 347
|
5 465
|
5 659
|
5 881
|
6 087
|
6 033
|
6 213
|
6 309
|
6 492
|
6 809
|
7 053
|
7 323
|
7 590
|
7 559
|
7 567
|
7 552
|
7 144
|
7 123
|
6 987
|
6 907
|
7 162
|
7 344
|
7 491
|
7 864
|
8 440
|
9 641
|
11 700
|
14 309
|
17 070
|
19 379
|
20 712
|
21 183
|
21 478
|
21 938
|
22 147
|
22 588
|
22 651
|
22 754
|
|
| Interest Expense |
1 112
|
5 249
|
9 445
|
7 294
|
3 428
|
1 856
|
5 000
|
5 806
|
7 633
|
8 966
|
3 626
|
1 184
|
337
|
(1 977)
|
2 970
|
1 915
|
243
|
(3 415)
|
(9 197)
|
(5 667)
|
3 112
|
13 919
|
13 398
|
10 436
|
3 675
|
(5 419)
|
428
|
193
|
2 849
|
729
|
(1 049)
|
1 456
|
3 796
|
3 736
|
3 721
|
3 701
|
3 388
|
3 183
|
2 846
|
2 683
|
2 572
|
2 254
|
2 018
|
1 665
|
1 518
|
1 274
|
1 248
|
1 164
|
1 042
|
1 149
|
1 033
|
1 031
|
1 102
|
1 206
|
1 263
|
1 189
|
1 238
|
1 227
|
1 294
|
1 406
|
1 527
|
1 650
|
1 742
|
1 725
|
1 674
|
1 625
|
1 349
|
1 250
|
1 089
|
960
|
993
|
994
|
962
|
1 039
|
1 227
|
1 805
|
3 007
|
4 676
|
6 576
|
8 458
|
9 776
|
10 450
|
10 833
|
11 135
|
11 308
|
11 631
|
11 882
|
12 197
|
|
| Non Interest Income |
2 134
|
2 177
|
2 145
|
2 183
|
2 231
|
2 190
|
2 228
|
2 367
|
2 406
|
2 445
|
2 476
|
2 348
|
2 359
|
2 418
|
2 491
|
2 575
|
2 572
|
2 484
|
2 418
|
2 435
|
2 500
|
2 656
|
2 800
|
2 972
|
3 088
|
3 013
|
2 919
|
2 687
|
2 996
|
2 887
|
2 978
|
3 028
|
2 937
|
2 940
|
2 934
|
3 165
|
3 261
|
3 283
|
3 463
|
3 442
|
3 524
|
3 386
|
3 220
|
3 181
|
3 828
|
3 255
|
3 268
|
3 190
|
3 483
|
2 971
|
3 288
|
3 297
|
3 746
|
4 312
|
3 983
|
4 152
|
4 280
|
3 534
|
3 962
|
3 980
|
4 394
|
4 732
|
4 686
|
5 143
|
4 874
|
5 282
|
5 718
|
5 415
|
5 246
|
6 308
|
6 083
|
6 322
|
5 073
|
6 336
|
8 110
|
8 046
|
7 108
|
8 243
|
7 333
|
8 750
|
6 427
|
10 300
|
10 036
|
8 961
|
5 139
|
8 282
|
11 735
|
11 892
|
|
| Revenue |
5 104
N/A
|
5 283
+4%
|
5 377
+2%
|
5 529
+3%
|
5 704
+3%
|
5 668
-1%
|
5 751
+1%
|
5 974
+4%
|
6 103
+2%
|
6 157
+1%
|
6 211
+1%
|
6 089
-2%
|
6 149
+1%
|
6 338
+3%
|
6 394
+1%
|
6 729
+5%
|
6 797
+1%
|
6 752
-1%
|
6 902
+2%
|
6 764
-2%
|
6 627
-2%
|
6 658
+0%
|
6 936
+4%
|
7 380
+6%
|
7 845
+6%
|
7 945
+1%
|
7 676
-3%
|
7 526
-2%
|
7 547
+0%
|
7 735
+2%
|
7 960
+3%
|
7 750
-3%
|
7 554
-3%
|
7 522
0%
|
7 444
-1%
|
7 666
+3%
|
7 720
+1%
|
7 688
0%
|
7 756
+1%
|
7 687
-1%
|
7 774
+1%
|
7 610
-2%
|
7 503
-1%
|
7 431
-1%
|
8 046
+8%
|
7 475
-7%
|
7 483
+0%
|
7 411
-1%
|
7 708
+4%
|
7 225
-6%
|
7 602
+5%
|
7 731
+2%
|
8 303
+7%
|
8 987
+8%
|
8 807
-2%
|
8 996
+2%
|
9 255
+3%
|
8 616
-7%
|
9 160
+6%
|
9 383
+2%
|
9 920
+6%
|
10 405
+5%
|
10 534
+1%
|
10 977
+4%
|
10 767
-2%
|
11 209
+4%
|
11 513
+3%
|
11 288
-2%
|
11 144
-1%
|
12 255
+10%
|
12 252
0%
|
12 672
+3%
|
11 602
-8%
|
13 161
+13%
|
15 323
+16%
|
15 882
+4%
|
15 801
-1%
|
17 876
+13%
|
17 827
0%
|
19 671
+10%
|
17 363
-12%
|
21 033
+21%
|
20 681
-2%
|
19 764
-4%
|
15 978
-19%
|
19 239
+20%
|
22 504
+17%
|
22 449
0%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(845)
|
(844)
|
(824)
|
(854)
|
(880)
|
(875)
|
(844)
|
(788)
|
(691)
|
(704)
|
(640)
|
(581)
|
(570)
|
(524)
|
(573)
|
(539)
|
(447)
|
(444)
|
(425)
|
(499)
|
(780)
|
(939)
|
(1 031)
|
(1 095)
|
(998)
|
(863)
|
(893)
|
(816)
|
(821)
|
(816)
|
(743)
|
(800)
|
(778)
|
(789)
|
(719)
|
(726)
|
(726)
|
(748)
|
(771)
|
(709)
|
(580)
|
(510)
|
(334)
|
(203)
|
(164)
|
(121)
|
(128)
|
(173)
|
(187)
|
(201)
|
(287)
|
(343)
|
(469)
|
(568)
|
(721)
|
(767)
|
(574)
|
(541)
|
(459)
|
(395)
|
(540)
|
(569)
|
(576)
|
(605)
|
(690)
|
(1 205)
|
(1 601)
|
(1 779)
|
(1 718)
|
(915)
|
27
|
483
|
693
|
606
|
65
|
(167)
|
(407)
|
(671)
|
(852)
|
(1 342)
|
(1 502)
|
(1 380)
|
(1 326)
|
(1 004)
|
(702)
|
(734)
|
(536)
|
(459)
|
|
| Non Interest Expense |
(3 605)
|
(3 693)
|
(3 786)
|
(3 860)
|
(4 028)
|
(4 010)
|
(4 113)
|
(4 313)
|
(4 729)
|
(5 114)
|
(5 262)
|
(5 176)
|
(5 020)
|
(4 817)
|
(4 783)
|
(4 999)
|
(5 066)
|
(5 193)
|
(5 220)
|
(5 275)
|
(5 275)
|
(5 264)
|
(5 355)
|
(5 416)
|
(5 441)
|
(5 549)
|
(5 631)
|
(5 577)
|
(5 659)
|
(5 709)
|
(5 786)
|
(5 943)
|
(5 845)
|
(5 886)
|
(5 899)
|
(5 915)
|
(5 830)
|
(5 798)
|
(5 849)
|
(5 840)
|
(6 023)
|
(6 042)
|
(6 199)
|
(6 190)
|
(7 089)
|
(6 351)
|
(6 108)
|
(6 052)
|
(6 155)
|
(5 709)
|
(5 755)
|
(5 810)
|
(6 121)
|
(6 571)
|
(6 505)
|
(6 444)
|
(6 616)
|
(6 006)
|
(6 434)
|
(6 529)
|
(7 048)
|
(7 371)
|
(7 296)
|
(7 725)
|
(7 402)
|
(7 545)
|
(8 020)
|
(7 895)
|
(7 920)
|
(9 226)
|
(9 088)
|
(9 227)
|
(7 969)
|
(9 034)
|
(10 964)
|
(11 059)
|
(10 074)
|
(11 233)
|
(10 219)
|
(11 643)
|
(9 255)
|
(13 447)
|
(13 283)
|
(12 116)
|
(8 329)
|
(11 515)
|
(14 858)
|
(14 982)
|
|
| Pre-Tax Income |
654
N/A
|
746
+14%
|
767
+3%
|
815
+6%
|
796
-2%
|
783
-2%
|
794
+1%
|
873
+10%
|
683
-22%
|
339
-50%
|
309
-9%
|
332
+7%
|
559
+68%
|
997
+78%
|
1 038
+4%
|
1 191
+15%
|
1 284
+8%
|
1 115
-13%
|
1 257
+13%
|
990
-21%
|
572
-42%
|
455
-20%
|
550
+21%
|
869
+58%
|
1 406
+62%
|
1 533
+9%
|
1 152
-25%
|
1 133
-2%
|
1 067
-6%
|
1 210
+13%
|
1 431
+18%
|
1 007
-30%
|
931
-8%
|
847
-9%
|
826
-2%
|
1 025
+24%
|
1 164
+14%
|
1 142
-2%
|
1 136
-1%
|
1 138
+0%
|
1 171
+3%
|
1 058
-10%
|
970
-8%
|
1 038
+7%
|
793
-24%
|
1 003
+26%
|
1 247
+24%
|
1 186
-5%
|
1 366
+15%
|
1 315
-4%
|
1 560
+19%
|
1 578
+1%
|
1 713
+9%
|
1 848
+8%
|
1 581
-14%
|
1 785
+13%
|
2 065
+16%
|
2 069
+0%
|
2 267
+10%
|
2 459
+8%
|
2 332
-5%
|
2 465
+6%
|
2 662
+8%
|
2 647
-1%
|
2 675
+1%
|
2 459
-8%
|
1 892
-23%
|
1 614
-15%
|
1 506
-7%
|
2 114
+40%
|
3 191
+51%
|
3 928
+23%
|
4 326
+10%
|
4 733
+9%
|
4 424
-7%
|
4 656
+5%
|
5 320
+14%
|
5 972
+12%
|
6 756
+13%
|
6 686
-1%
|
6 606
-1%
|
6 206
-6%
|
6 072
-2%
|
6 644
+9%
|
6 947
+5%
|
6 990
+1%
|
7 110
+2%
|
7 008
-1%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(371)
|
(369)
|
(347)
|
(372)
|
(342)
|
(323)
|
(314)
|
(303)
|
(324)
|
(295)
|
(279)
|
(291)
|
(350)
|
(439)
|
(418)
|
(501)
|
(566)
|
(532)
|
(662)
|
(532)
|
(169)
|
50
|
(62)
|
(249)
|
(554)
|
(713)
|
(407)
|
(385)
|
(479)
|
(509)
|
(631)
|
(349)
|
(114)
|
(58)
|
(38)
|
(168)
|
(407)
|
(410)
|
(392)
|
(361)
|
(305)
|
(267)
|
(243)
|
(326)
|
(271)
|
(345)
|
(470)
|
(442)
|
(568)
|
(589)
|
(671)
|
(695)
|
(741)
|
(748)
|
(639)
|
(693)
|
(747)
|
(744)
|
(799)
|
(867)
|
(789)
|
(834)
|
(916)
|
(908)
|
(932)
|
(859)
|
(664)
|
(558)
|
(549)
|
(751)
|
(1 139)
|
(1 406)
|
(1 516)
|
(1 610)
|
(1 488)
|
(1 559)
|
(1 806)
|
(2 122)
|
(2 377)
|
(2 362)
|
(2 316)
|
(2 197)
|
(2 216)
|
(2 483)
|
(2 629)
|
(2 658)
|
(2 680)
|
(2 656)
|
|
| Income from Continuing Operations |
283
|
377
|
420
|
443
|
454
|
460
|
480
|
570
|
359
|
44
|
30
|
41
|
209
|
558
|
620
|
690
|
718
|
583
|
595
|
458
|
403
|
505
|
488
|
620
|
852
|
820
|
745
|
748
|
588
|
701
|
800
|
658
|
817
|
789
|
788
|
857
|
757
|
732
|
744
|
777
|
866
|
791
|
727
|
712
|
522
|
658
|
777
|
744
|
798
|
726
|
889
|
883
|
972
|
1 100
|
942
|
1 092
|
1 318
|
1 325
|
1 468
|
1 592
|
1 543
|
1 631
|
1 746
|
1 739
|
1 743
|
1 600
|
1 228
|
1 056
|
957
|
1 363
|
2 052
|
2 522
|
2 810
|
3 123
|
2 936
|
3 097
|
3 514
|
3 850
|
4 379
|
4 324
|
4 290
|
4 009
|
3 856
|
4 161
|
4 318
|
4 332
|
4 430
|
4 352
|
|
| Income to Minority Interest |
(60)
|
(62)
|
(61)
|
(63)
|
(56)
|
(50)
|
(52)
|
(55)
|
(75)
|
(81)
|
(88)
|
(85)
|
(82)
|
(76)
|
(64)
|
(62)
|
(56)
|
(54)
|
(56)
|
(57)
|
(78)
|
(79)
|
(84)
|
(88)
|
(72)
|
(76)
|
(73)
|
(72)
|
(70)
|
(72)
|
(74)
|
(71)
|
(71)
|
(63)
|
(60)
|
(58)
|
(59)
|
(54)
|
(48)
|
(43)
|
(37)
|
(37)
|
(38)
|
(41)
|
(44)
|
(48)
|
(55)
|
(59)
|
(57)
|
(57)
|
(93)
|
(79)
|
(82)
|
(83)
|
(45)
|
(58)
|
(60)
|
(54)
|
(51)
|
(47)
|
(44)
|
(46)
|
(49)
|
(53)
|
(57)
|
(45)
|
(36)
|
(39)
|
(32)
|
(51)
|
(66)
|
(66)
|
(57)
|
(54)
|
(45)
|
(46)
|
(46)
|
(96)
|
(95)
|
(88)
|
(87)
|
(37)
|
(35)
|
(49)
|
(70)
|
(93)
|
(88)
|
(69)
|
|
| Equity Earnings Affiliates |
117
|
128
|
124
|
123
|
135
|
142
|
142
|
170
|
174
|
183
|
189
|
204
|
188
|
180
|
178
|
173
|
45
|
14
|
(9)
|
(73)
|
(70)
|
(52)
|
86
|
140
|
158
|
175
|
35
|
21
|
172
|
184
|
190
|
168
|
101
|
90
|
24
|
53
|
104
|
140
|
220
|
237
|
45
|
(8)
|
(45)
|
(98)
|
27
|
12
|
9
|
9
|
9
|
8
|
4
|
16
|
15
|
12
|
11
|
(1)
|
1
|
4
|
9
|
7
|
6
|
6
|
16
|
15
|
16
|
21
|
13
|
19
|
50
|
46
|
58
|
52
|
20
|
25
|
23
|
34
|
27
|
27
|
4
|
(24)
|
(11)
|
1
|
10
|
39
|
33
|
28
|
31
|
39
|
|
| Net Income (Common) |
154
N/A
|
410
+166%
|
500
+22%
|
523
+5%
|
556
+6%
|
581
+4%
|
566
-3%
|
682
+20%
|
458
-33%
|
322
-30%
|
550
+71%
|
577
+5%
|
836
+45%
|
1 014
+21%
|
1 224
+21%
|
1 372
+12%
|
1 265
-8%
|
1 095
-13%
|
689
-37%
|
407
-41%
|
245
-40%
|
350
+43%
|
466
+33%
|
648
+39%
|
918
+42%
|
916
0%
|
735
-20%
|
726
-1%
|
690
-5%
|
849
+23%
|
922
+9%
|
760
-18%
|
847
+11%
|
816
-4%
|
752
-8%
|
852
+13%
|
802
-6%
|
818
+2%
|
916
+12%
|
971
+6%
|
874
-10%
|
746
-15%
|
644
-14%
|
573
-11%
|
505
-12%
|
622
+23%
|
731
+18%
|
694
-5%
|
750
+8%
|
677
-10%
|
800
+18%
|
820
+3%
|
905
+10%
|
1 029
+14%
|
908
-12%
|
1 033
+14%
|
1 259
+22%
|
1 275
+1%
|
1 426
+12%
|
1 552
+9%
|
1 505
-3%
|
1 591
+6%
|
1 713
+8%
|
1 701
-1%
|
1 702
+0%
|
1 576
-7%
|
1 205
-24%
|
1 036
-14%
|
975
-6%
|
1 358
+39%
|
2 044
+51%
|
2 508
+23%
|
2 773
+11%
|
3 094
+12%
|
2 914
-6%
|
3 085
+6%
|
3 495
+13%
|
3 781
+8%
|
4 288
+13%
|
4 212
-2%
|
4 192
0%
|
3 973
-5%
|
3 831
-4%
|
4 151
+8%
|
4 281
+3%
|
4 267
0%
|
4 337
+2%
|
4 333
0%
|
|
| EPS (Diluted) |
0.15
N/A
|
0.41
+173%
|
0.49
+20%
|
0.51
+4%
|
0.54
+6%
|
0.58
+7%
|
0.57
-2%
|
0.69
+21%
|
0.46
-33%
|
0.32
-30%
|
0.55
+72%
|
0.58
+5%
|
0.84
+45%
|
1.02
+21%
|
1.23
+21%
|
1.38
+12%
|
1.27
-8%
|
1.1
-13%
|
0.69
-37%
|
0.4
-42%
|
0.26
-35%
|
0.37
+42%
|
0.46
+24%
|
0.67
+46%
|
0.94
+40%
|
0.92
-2%
|
0.73
-21%
|
0.73
N/A
|
0.69
-5%
|
0.8
+16%
|
0.89
+11%
|
0.72
-19%
|
0.8
+11%
|
0.77
-4%
|
0.71
-8%
|
0.81
+14%
|
0.76
-6%
|
0.78
+3%
|
0.87
+12%
|
0.92
+6%
|
0.83
-10%
|
0.71
-14%
|
0.61
-14%
|
0.54
-11%
|
0.48
-11%
|
0.58
+21%
|
0.69
+19%
|
0.66
-4%
|
0.71
+8%
|
0.65
-8%
|
0.76
+17%
|
0.78
+3%
|
0.84
+8%
|
0.91
+8%
|
0.78
-14%
|
0.9
+15%
|
1.08
+20%
|
1.09
+1%
|
1.21
+11%
|
1.32
+9%
|
1.29
-2%
|
1.37
+6%
|
1.48
+8%
|
1.47
-1%
|
1.46
-1%
|
1.36
-7%
|
1.04
-24%
|
0.89
-14%
|
0.84
-6%
|
1.17
+39%
|
1.76
+50%
|
2.16
+23%
|
2.38
+10%
|
2.65
+11%
|
2.35
-11%
|
2.49
+6%
|
2.87
+15%
|
3.05
+6%
|
3.46
+13%
|
3.4
-2%
|
3.39
0%
|
3.21
-5%
|
3.1
-3%
|
3.22
+4%
|
3.14
-2%
|
3.45
+10%
|
3.5
+1%
|
3.51
+0%
|
|