First International Bank of Israel Ltd
TASE:FIBI
Income Statement
Income Statement
First International Bank of Israel Ltd
| Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
1 349
|
1 366
|
1 412
|
1 451
|
1 432
|
1 481
|
1 505
|
1 585
|
1 673
|
1 704
|
1 766
|
1 749
|
1 831
|
1 913
|
1 949
|
2 105
|
2 047
|
2 034
|
2 052
|
2 017
|
1 857
|
1 924
|
1 957
|
1 946
|
2 164
|
2 196
|
2 160
|
2 169
|
1 918
|
2 148
|
2 198
|
2 175
|
2 177
|
2 199
|
2 206
|
2 264
|
2 250
|
2 257
|
2 232
|
2 210
|
2 187
|
2 180
|
2 176
|
2 137
|
2 101
|
2 008
|
1 974
|
1 952
|
1 953
|
2 035
|
2 056
|
2 112
|
2 169
|
2 205
|
2 254
|
2 266
|
2 302
|
2 324
|
2 356
|
2 425
|
2 486
|
2 537
|
2 587
|
2 595
|
2 602
|
2 625
|
2 620
|
2 640
|
2 637
|
2 649
|
2 699
|
2 747
|
2 794
|
2 868
|
3 017
|
3 317
|
3 803
|
4 334
|
4 793
|
5 010
|
4 966
|
4 806
|
4 709
|
4 747
|
4 740
|
4 779
|
4 848
|
4 873
|
|
| Interest Income |
2 979
|
4 408
|
5 616
|
4 984
|
3 467
|
2 942
|
3 655
|
3 965
|
4 369
|
4 953
|
3 857
|
3 218
|
3 275
|
2 705
|
4 233
|
4 153
|
3 305
|
2 008
|
105
|
393
|
2 854
|
6 041
|
5 948
|
5 492
|
3 742
|
869
|
2 461
|
3 001
|
3 293
|
3 015
|
2 603
|
2 906
|
4 096
|
4 033
|
3 993
|
3 960
|
3 787
|
3 695
|
3 473
|
3 393
|
3 322
|
3 140
|
3 033
|
2 783
|
2 664
|
2 427
|
2 393
|
2 324
|
2 260
|
2 425
|
2 365
|
2 426
|
2 526
|
2 619
|
2 702
|
2 635
|
2 704
|
2 718
|
2 784
|
2 925
|
3 001
|
3 074
|
3 166
|
3 109
|
3 085
|
3 073
|
2 876
|
2 908
|
2 878
|
2 892
|
3 034
|
3 110
|
3 150
|
3 292
|
3 540
|
4 115
|
5 161
|
6 466
|
7 885
|
9 093
|
9 850
|
10 250
|
10 606
|
10 971
|
11 097
|
11 324
|
11 464
|
11 629
|
|
| Interest Expense |
1 630
|
3 042
|
4 204
|
3 533
|
2 035
|
1 461
|
2 150
|
2 380
|
2 696
|
3 249
|
2 091
|
1 469
|
1 444
|
792
|
2 284
|
2 048
|
1 258
|
(26)
|
(1 947)
|
(1 624)
|
997
|
4 117
|
3 991
|
3 546
|
1 578
|
(1 327)
|
301
|
832
|
1 375
|
867
|
405
|
731
|
1 919
|
1 834
|
1 787
|
1 696
|
1 537
|
1 438
|
1 241
|
1 183
|
1 135
|
960
|
857
|
646
|
563
|
419
|
419
|
372
|
307
|
390
|
309
|
314
|
357
|
414
|
448
|
369
|
402
|
394
|
428
|
500
|
515
|
537
|
579
|
514
|
483
|
448
|
256
|
268
|
241
|
243
|
335
|
363
|
356
|
424
|
523
|
798
|
1 358
|
2 132
|
3 092
|
4 083
|
4 884
|
5 444
|
5 897
|
6 224
|
6 357
|
6 545
|
6 616
|
6 756
|
|
| Non Interest Income |
852
|
819
|
813
|
818
|
832
|
875
|
914
|
995
|
1 018
|
1 069
|
1 109
|
1 068
|
1 146
|
1 213
|
1 268
|
1 351
|
1 425
|
1 384
|
1 364
|
1 381
|
1 357
|
1 416
|
1 497
|
1 628
|
1 759
|
1 755
|
1 722
|
1 608
|
1 712
|
1 598
|
1 544
|
1 384
|
1 392
|
1 314
|
1 344
|
1 548
|
1 547
|
1 572
|
1 642
|
1 630
|
1 682
|
1 652
|
1 652
|
1 686
|
1 667
|
1 708
|
1 666
|
1 600
|
1 541
|
1 476
|
1 505
|
1 502
|
1 480
|
1 495
|
1 442
|
1 452
|
1 450
|
1 463
|
1 536
|
1 603
|
1 637
|
1 603
|
1 561
|
1 520
|
1 520
|
1 522
|
1 528
|
1 509
|
1 523
|
1 573
|
1 635
|
1 678
|
1 756
|
1 767
|
1 688
|
1 692
|
1 613
|
1 635
|
1 682
|
1 655
|
2 032
|
1 712
|
1 712
|
1 872
|
2 079
|
2 716
|
3 912
|
4 178
|
|
| Revenue |
2 201
N/A
|
2 185
-1%
|
2 225
+2%
|
2 269
+2%
|
2 264
0%
|
2 356
+4%
|
2 419
+3%
|
2 580
+7%
|
2 691
+4%
|
2 773
+3%
|
2 875
+4%
|
2 817
-2%
|
2 977
+6%
|
3 126
+5%
|
3 217
+3%
|
3 456
+7%
|
3 472
+0%
|
3 418
-2%
|
3 416
0%
|
3 398
-1%
|
3 214
-5%
|
3 340
+4%
|
3 454
+3%
|
3 574
+3%
|
3 923
+10%
|
3 951
+1%
|
3 882
-2%
|
3 777
-3%
|
3 630
-4%
|
3 746
+3%
|
3 742
0%
|
3 559
-5%
|
3 569
+0%
|
3 513
-2%
|
3 550
+1%
|
3 812
+7%
|
3 797
0%
|
3 829
+1%
|
3 874
+1%
|
3 840
-1%
|
3 869
+1%
|
3 832
-1%
|
3 828
0%
|
3 823
0%
|
3 768
-1%
|
3 716
-1%
|
3 640
-2%
|
3 552
-2%
|
3 494
-2%
|
3 511
+0%
|
3 561
+1%
|
3 614
+1%
|
3 649
+1%
|
3 700
+1%
|
3 696
0%
|
3 718
+1%
|
3 752
+1%
|
3 787
+1%
|
3 892
+3%
|
4 028
+3%
|
4 123
+2%
|
4 140
+0%
|
4 148
+0%
|
4 115
-1%
|
4 122
+0%
|
4 147
+1%
|
4 148
+0%
|
4 149
+0%
|
4 160
+0%
|
4 222
+1%
|
4 334
+3%
|
4 425
+2%
|
4 550
+3%
|
4 635
+2%
|
4 705
+2%
|
5 009
+6%
|
5 416
+8%
|
5 969
+10%
|
6 475
+8%
|
6 665
+3%
|
6 998
+5%
|
6 518
-7%
|
6 421
-1%
|
6 619
+3%
|
6 819
+3%
|
7 495
+10%
|
8 760
+17%
|
9 051
+3%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(612)
|
(599)
|
(544)
|
(553)
|
(437)
|
(402)
|
(400)
|
(274)
|
(276)
|
(258)
|
(233)
|
(214)
|
(219)
|
(197)
|
(168)
|
(183)
|
(181)
|
(154)
|
(146)
|
(182)
|
(238)
|
(343)
|
(385)
|
(358)
|
(268)
|
(191)
|
(147)
|
(121)
|
(115)
|
(59)
|
(72)
|
(101)
|
(93)
|
(160)
|
(145)
|
(119)
|
(134)
|
(135)
|
(126)
|
(114)
|
(97)
|
(75)
|
(56)
|
(24)
|
(89)
|
(91)
|
(112)
|
(132)
|
(18)
|
61
|
(17)
|
(29)
|
(80)
|
(181)
|
(142)
|
(130)
|
(121)
|
(114)
|
(115)
|
(155)
|
(166)
|
(175)
|
(144)
|
(128)
|
(138)
|
(259)
|
(401)
|
(459)
|
(464)
|
(298)
|
(5)
|
155
|
216
|
207
|
48
|
(64)
|
(123)
|
(195)
|
(263)
|
(385)
|
(502)
|
(428)
|
(258)
|
(115)
|
16
|
25
|
(30)
|
(25)
|
|
| Non Interest Expense |
(1 280)
|
(1 262)
|
(1 299)
|
(1 322)
|
(1 362)
|
(1 420)
|
(1 471)
|
(1 584)
|
(1 575)
|
(1 620)
|
(1 686)
|
(1 696)
|
(1 867)
|
(2 015)
|
(2 110)
|
(2 259)
|
(2 338)
|
(2 401)
|
(2 487)
|
(2 587)
|
(2 635)
|
(2 647)
|
(2 699)
|
(2 674)
|
(2 745)
|
(2 788)
|
(2 836)
|
(2 835)
|
(2 783)
|
(2 817)
|
(2 785)
|
(2 781)
|
(2 816)
|
(2 776)
|
(2 778)
|
(2 807)
|
(2 791)
|
(2 795)
|
(2 815)
|
(2 819)
|
(2 850)
|
(2 867)
|
(2 870)
|
(2 913)
|
(2 912)
|
(2 840)
|
(2 796)
|
(2 753)
|
(2 710)
|
(2 759)
|
(2 742)
|
(2 718)
|
(2 683)
|
(2 639)
|
(2 631)
|
(2 609)
|
(2 607)
|
(2 690)
|
(2 695)
|
(2 756)
|
(2 819)
|
(2 755)
|
(2 778)
|
(2 726)
|
(2 654)
|
(2 621)
|
(2 560)
|
(2 551)
|
(2 569)
|
(2 588)
|
(2 623)
|
(2 628)
|
(2 652)
|
(2 681)
|
(2 713)
|
(2 750)
|
(2 757)
|
(2 820)
|
(2 877)
|
(2 946)
|
(3 257)
|
(2 903)
|
(2 894)
|
(2 920)
|
(3 050)
|
(3 700)
|
(4 824)
|
(5 125)
|
|
| Pre-Tax Income |
309
N/A
|
324
+5%
|
382
+18%
|
394
+3%
|
465
+18%
|
534
+15%
|
548
+3%
|
722
+32%
|
840
+16%
|
895
+7%
|
956
+7%
|
907
-5%
|
891
-2%
|
914
+3%
|
939
+3%
|
1 014
+8%
|
953
-6%
|
863
-9%
|
783
-9%
|
629
-20%
|
341
-46%
|
350
+3%
|
370
+6%
|
542
+46%
|
910
+68%
|
972
+7%
|
899
-8%
|
821
-9%
|
732
-11%
|
870
+19%
|
885
+2%
|
677
-24%
|
660
-3%
|
577
-13%
|
627
+9%
|
886
+41%
|
872
-2%
|
899
+3%
|
933
+4%
|
907
-3%
|
922
+2%
|
890
-3%
|
902
+1%
|
886
-2%
|
767
-13%
|
785
+2%
|
732
-7%
|
667
-9%
|
766
+15%
|
813
+6%
|
802
-1%
|
867
+8%
|
886
+2%
|
880
-1%
|
923
+5%
|
979
+6%
|
1 024
+5%
|
983
-4%
|
1 082
+10%
|
1 117
+3%
|
1 138
+2%
|
1 210
+6%
|
1 226
+1%
|
1 261
+3%
|
1 330
+5%
|
1 267
-5%
|
1 187
-6%
|
1 139
-4%
|
1 127
-1%
|
1 336
+19%
|
1 706
+28%
|
1 952
+14%
|
2 114
+8%
|
2 161
+2%
|
2 040
-6%
|
2 195
+8%
|
2 536
+16%
|
2 954
+16%
|
3 335
+13%
|
3 334
0%
|
3 239
-3%
|
3 187
-2%
|
3 269
+3%
|
3 584
+10%
|
3 785
+6%
|
3 820
+1%
|
3 906
+2%
|
3 901
0%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(131)
|
(131)
|
(166)
|
(182)
|
(211)
|
(251)
|
(251)
|
(308)
|
(374)
|
(384)
|
(393)
|
(377)
|
(387)
|
(419)
|
(426)
|
(435)
|
(369)
|
(312)
|
(319)
|
(297)
|
(213)
|
(194)
|
(173)
|
(246)
|
(372)
|
(420)
|
(396)
|
(344)
|
(319)
|
(355)
|
(361)
|
(281)
|
(216)
|
(169)
|
(174)
|
(270)
|
(324)
|
(356)
|
(381)
|
(369)
|
(376)
|
(357)
|
(364)
|
(368)
|
(328)
|
(336)
|
(316)
|
(296)
|
(326)
|
(350)
|
(360)
|
(374)
|
(398)
|
(377)
|
(369)
|
(356)
|
(358)
|
(343)
|
(374)
|
(399)
|
(408)
|
(437)
|
(447)
|
(463)
|
(478)
|
(415)
|
(385)
|
(375)
|
(368)
|
(473)
|
(600)
|
(684)
|
(728)
|
(744)
|
(699)
|
(755)
|
(884)
|
(1 030)
|
(1 158)
|
(1 156)
|
(1 090)
|
(1 054)
|
(1 111)
|
(1 254)
|
(1 383)
|
(1 458)
|
(1 510)
|
(1 507)
|
|
| Income from Continuing Operations |
178
|
193
|
216
|
212
|
254
|
283
|
297
|
414
|
466
|
511
|
563
|
530
|
504
|
495
|
513
|
579
|
584
|
551
|
464
|
332
|
128
|
156
|
197
|
296
|
538
|
552
|
503
|
477
|
413
|
515
|
524
|
396
|
444
|
408
|
453
|
616
|
548
|
543
|
552
|
538
|
546
|
533
|
538
|
518
|
439
|
449
|
416
|
371
|
440
|
463
|
442
|
493
|
488
|
503
|
554
|
623
|
666
|
640
|
708
|
718
|
730
|
773
|
779
|
798
|
852
|
852
|
802
|
764
|
759
|
863
|
1 106
|
1 268
|
1 386
|
1 417
|
1 341
|
1 440
|
1 652
|
1 924
|
2 177
|
2 178
|
2 149
|
2 133
|
2 158
|
2 330
|
2 402
|
2 362
|
2 396
|
2 394
|
|
| Income to Minority Interest |
(20)
|
(19)
|
(16)
|
(17)
|
(10)
|
(10)
|
(10)
|
(13)
|
(19)
|
(18)
|
(18)
|
(13)
|
(14)
|
(20)
|
(29)
|
(36)
|
(37)
|
(37)
|
(29)
|
(31)
|
(31)
|
(40)
|
(43)
|
(41)
|
(43)
|
(37)
|
(34)
|
(32)
|
(20)
|
(22)
|
(21)
|
(18)
|
(19)
|
(19)
|
(20)
|
(21)
|
(22)
|
(22)
|
(22)
|
(21)
|
(21)
|
(22)
|
(23)
|
(23)
|
(19)
|
(23)
|
(24)
|
(26)
|
(32)
|
(35)
|
(37)
|
(39)
|
(39)
|
(35)
|
(36)
|
(39)
|
(42)
|
(41)
|
(38)
|
(36)
|
(34)
|
(35)
|
(37)
|
(38)
|
(38)
|
(38)
|
(37)
|
(38)
|
(38)
|
(41)
|
(47)
|
(48)
|
(50)
|
(50)
|
(50)
|
(52)
|
(59)
|
(70)
|
(77)
|
(84)
|
(90)
|
(89)
|
(95)
|
(103)
|
(105)
|
(108)
|
(108)
|
(108)
|
|
| Equity Earnings Affiliates |
1
|
2
|
2
|
3
|
3
|
3
|
4
|
4
|
6
|
7
|
7
|
9
|
13
|
23
|
32
|
39
|
40
|
41
|
44
|
47
|
64
|
65
|
71
|
79
|
64
|
72
|
62
|
50
|
45
|
39
|
44
|
51
|
55
|
53
|
50
|
39
|
51
|
49
|
48
|
44
|
30
|
27
|
24
|
35
|
35
|
35
|
37
|
35
|
38
|
40
|
79
|
72
|
72
|
72
|
39
|
48
|
54
|
50
|
47
|
44
|
37
|
41
|
42
|
48
|
51
|
39
|
32
|
36
|
29
|
44
|
60
|
62
|
69
|
73
|
70
|
76
|
74
|
122
|
121
|
115
|
113
|
66
|
69
|
70
|
74
|
78
|
72
|
35
|
|
| Net Income (Common) |
156
N/A
|
171
+10%
|
197
+15%
|
194
-2%
|
242
+25%
|
272
+12%
|
286
+5%
|
401
+40%
|
453
+13%
|
500
+10%
|
556
+11%
|
528
-5%
|
509
-4%
|
504
-1%
|
519
+3%
|
614
+18%
|
744
+21%
|
712
-4%
|
636
-11%
|
476
-25%
|
161
-66%
|
181
+12%
|
224
+24%
|
336
+50%
|
561
+67%
|
588
+5%
|
533
-9%
|
495
-7%
|
438
-12%
|
534
+22%
|
549
+3%
|
430
-22%
|
480
+12%
|
442
-8%
|
483
+9%
|
634
+31%
|
577
-9%
|
570
-1%
|
578
+1%
|
561
-3%
|
555
-1%
|
538
-3%
|
539
+0%
|
530
-2%
|
455
-14%
|
461
+1%
|
429
-7%
|
380
-11%
|
446
+17%
|
468
+5%
|
484
+3%
|
526
+9%
|
521
-1%
|
540
+4%
|
557
+3%
|
632
+13%
|
678
+7%
|
649
-4%
|
717
+10%
|
726
+1%
|
733
+1%
|
779
+6%
|
784
+1%
|
808
+3%
|
865
+7%
|
853
-1%
|
797
-7%
|
762
-4%
|
750
-2%
|
866
+15%
|
1 119
+29%
|
1 282
+15%
|
1 405
+10%
|
1 440
+2%
|
1 361
-5%
|
1 464
+8%
|
1 667
+14%
|
1 976
+19%
|
2 221
+12%
|
2 209
-1%
|
2 172
-2%
|
2 110
-3%
|
2 132
+1%
|
2 297
+8%
|
2 371
+3%
|
2 332
-2%
|
2 360
+1%
|
2 321
-2%
|
|
| EPS (Diluted) |
0.6
N/A
|
0.64
+7%
|
0.74
+16%
|
0.72
-3%
|
0.93
+29%
|
1.04
+12%
|
1.07
+3%
|
1.5
+40%
|
1.7
+13%
|
1.88
+11%
|
2.09
+11%
|
1.97
-6%
|
1.91
-3%
|
1.89
-1%
|
1.94
+3%
|
2.3
+19%
|
2.79
+21%
|
2.67
-4%
|
2.39
-10%
|
1.78
-26%
|
1.6
-10%
|
1.8
+12%
|
2.23
+24%
|
3.34
+50%
|
5.59
+67%
|
5.86
+5%
|
5.3
-10%
|
4.95
-7%
|
4.37
-12%
|
5.31
+22%
|
5.41
+2%
|
4.28
-21%
|
4.78
+12%
|
4.41
-8%
|
4.82
+9%
|
6.32
+31%
|
5.75
-9%
|
5.69
-1%
|
5.77
+1%
|
5.61
-3%
|
5.53
-1%
|
5.37
-3%
|
5.38
+0%
|
5.29
-2%
|
4.54
-14%
|
4.61
+2%
|
4.29
-7%
|
3.8
-11%
|
4.45
+17%
|
4.68
+5%
|
4.84
+3%
|
5.26
+9%
|
5.19
-1%
|
5.39
+4%
|
5.56
+3%
|
6.3
+13%
|
6.76
+7%
|
6.47
-4%
|
7.14
+10%
|
7.23
+1%
|
7.31
+1%
|
7.75
+6%
|
7.84
+1%
|
8.05
+3%
|
8.62
+7%
|
8.5
-1%
|
7.93
-7%
|
7.58
-4%
|
7.48
-1%
|
8.62
+15%
|
11
+28%
|
12.76
+16%
|
14
+10%
|
14.34
+2%
|
13.56
-5%
|
14.59
+8%
|
16.62
+14%
|
19.69
+18%
|
22.13
+12%
|
21.99
-1%
|
21.65
-2%
|
21.03
-3%
|
21.25
+1%
|
22.9
+8%
|
23.63
+3%
|
23.24
-2%
|
23.52
+1%
|
23.13
-2%
|
|