I

Isracard Ltd
TASE:ISCD

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Isracard Ltd
TASE:ISCD
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Price: 1 535 ILS -0.65%
Market Cap: 5B ILS

Profitability Summary

We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Past Growth

Analyzing past growth in Revenue, Operating Income, and Net Income allows investors to assess the company's profitability and operational efficiency. Consistent improvement in these metrics typically signals long-term strength and stability.

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Margins

Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.

Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

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Earnings Waterfall
Isracard Ltd

Revenue
3.5B ILS
Cost of Revenue
-203m ILS
Gross Profit
3.3B ILS
Operating Expenses
-2.7B ILS
Operating Income
526m ILS
Other Expenses
-578m ILS
Net Income
-52m ILS

Margins Comparison
Isracard Ltd Competitors

Country Company Market Cap Gross
Margin
Operating
Margin
Net
Margin
IL
Isracard Ltd
TASE:ISCD
5B ILS
94%
15%
-2%
US
American Express Co
NYSE:AXP
263.6B USD
62%
18%
14%
US
Capital One Financial Corp
NYSE:COF
152.4B USD
0%
0%
2%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
6.2T INR
60%
43%
24%
US
Discover Financial Services
NYSE:DFS
50.3B USD
0%
0%
25%
US
SoFi Technologies Inc
NASDAQ:SOFI
31.1B USD
0%
0%
19%
US
Synchrony Financial
NYSE:SYF
30.9B USD
0%
0%
19%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.6T INR
52%
37%
22%
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.5T INR
63%
44%
30%
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR
51%
30%
17%
KZ
Kaspi.kz AO
NASDAQ:KSPI
14.5B USD
0%
0%
39%
No Stocks Found

Return on Capital

Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.

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Return on Capital Comparison
Isracard Ltd Competitors

Country Company Market Cap ROE ROA ROCE ROIC
IL
Isracard Ltd
TASE:ISCD
5B ILS
-2%
0%
-21%
-26%
US
American Express Co
NYSE:AXP
263.6B USD
34%
4%
11%
5%
US
Capital One Financial Corp
NYSE:COF
152.4B USD
1%
0%
0%
0%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
6.2T INR
19%
4%
8%
6%
US
Discover Financial Services
NYSE:DFS
50.3B USD
33%
4%
0%
0%
US
SoFi Technologies Inc
NASDAQ:SOFI
31.1B USD
9%
2%
0%
0%
US
Synchrony Financial
NYSE:SYF
30.9B USD
21%
3%
0%
0%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.6T INR
17%
3%
7%
5%
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.5T INR
25%
5%
8%
6%
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR
21%
2%
5%
3%
KZ
Kaspi.kz AO
NASDAQ:KSPI
14.5B USD
61%
12%
0%
0%
No Stocks Found

Free Cash Flow

Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.

If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.

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