Zenkoku Hosho Co Ltd
TSE:7164
Intrinsic Value
Zenkoku Hosho Co., Ltd. engages in the business of credit guarantee services for housing loans. [ Read More ]
The intrinsic value of one
Zenkoku Hosho Co Ltd
stock under the Base Case scenario is
10 582.78
JPY.
Compared to the current market price of 5 539 JPY,
Zenkoku Hosho Co Ltd
is
Undervalued by 48%.
Zenkoku Hosho Co Ltd could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
Zenkoku Hosho Co Ltd's market capitalization is 380.6B JPY.
Zenkoku Hosho Co Ltd stock price is 5 539 JPY.
Zenkoku Hosho Co Ltd stock price (5539 JPY) is 48% less than its Intrinsic Value (10 582.78 JPY).
Zenkoku Hosho Co Ltd stock price (5539 JPY) is 68% less than its DCF Value (17 106.19 JPY). Open DCF Valuation
Zenkoku Hosho Co Ltd stock (4 059.37 JPY) is 27% less than its price (5539 JPY). Open Relative Valuation
Zenkoku Hosho Co Ltd has upside potential of 9% compared to the average analyst price target.
Open Wall St Estimates
Zenkoku Hosho Co Ltd's Revenue has grown by 2% over the past 12 months.
Zenkoku Hosho Co Ltd's ROIC (Return on Invested Capital) for the past 12 months is positive and is equal to 9%.
Zenkoku Hosho Co Ltd's Revenue has been growing by 3% per year for the last 3 years.
Zenkoku Hosho Co Ltd's ROE (Return on Equity) has decreased in the last 3 years from 17% to 14%.
Zenkoku Hosho Co Ltd's ROE (Return on Equity) for the past 12 months is positive and is equal to 14%.
Zenkoku Hosho Co Ltd has positive three-year average ROIC (Return on Invested Capital): 12%. The company is efficient at using invested capital to generate operating income.
Zenkoku Hosho Co Ltd's Revenue is forecast to grow at a rate of 6% per year over the next 3 years.
Zenkoku Hosho Co Ltd's ROIC (Return on Invested Capital) has decreased in the last 3 years from 14% to 9%.
Zenkoku Hosho Co Ltd has positive three-year average ROE (Return on Equity): 16%. The company is efficient at transforming stockholders' equity into net income.
Zenkoku Hosho Co Ltd's long-term assets (448B JPY) exceed its long-term liabilties (234B JPY).
Zenkoku Hosho Co Ltd's Altman Z-Score is equal to 1.92.
Zenkoku Hosho Co Ltd has positive Operating Income for the last twelve months.
Zenkoku Hosho Co Ltd has positive Net Income for the last twelve months.
Zenkoku Hosho Co Ltd has positive Free Cash Flow for the last twelve months.
Zenkoku Hosho Co Ltd's D/E (Debt to Equity) is very low and is equal to 0.14.
Zenkoku Hosho Co Ltd's short-term assets (136B JPY) exceed its short-term liabilties (28B JPY).
Zenkoku Hosho Co Ltd has negative Net Debt. This means that the company has more cash and short-term investments (125B JPY) than debt (30B JPY).
Zenkoku Hosho Co Ltd earns more than enough operating income (39B JPY) to safely cover interest payments on its debt (790m JPY).
Valuation Backtest
Zenkoku Hosho Co Ltd
Run backtest to discover the historical profit from buying and selling
Zenkoku Hosho Co Ltd
stocks based on their intrinsic value.
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Fundamental Analysis
Zenkoku Hosho Co Ltd
Balance Sheet Decomposition
Zenkoku Hosho Co Ltd
| Current Assets | 135.6B |
| Cash & Short-Term Investments | 125.5B |
| Receivables | 7.8B |
| Other Current Assets | 2.3B |
| Non-Current Assets | 312.6B |
| Long-Term Investments | 277.1B |
| PP&E | 809m |
| Intangibles | 1.5B |
| Other Non-Current Assets | 33.2B |
| Current Liabilities | 28.1B |
| Other Current Liabilities | 28.1B |
| Non-Current Liabilities | 206.2B |
| Long-Term Debt | 30B |
| Other Non-Current Liabilities | 176.2B |
Earnings Waterfall
Zenkoku Hosho Co Ltd
|
Revenue
|
51.1B
JPY
|
|
Operating Expenses
|
-11.9B
JPY
|
|
Operating Income
|
39.2B
JPY
|
|
Other Expenses
|
-9.9B
JPY
|
|
Net Income
|
29.3B
JPY
|
Free Cash Flow Analysis
Zenkoku Hosho Co Ltd
Profitability Score
Profitability Due Diligence
Zenkoku Hosho Co Ltd's profitability score is 62/100. The higher the profitability score, the more profitable the company is.
Score
Zenkoku Hosho Co Ltd's profitability score is 62/100. The higher the profitability score, the more profitable the company is.
Solvency Score
Solvency Due Diligence
Zenkoku Hosho Co Ltd's solvency score is 81/100. The higher the solvency score, the more solvent the company is.
Score
Zenkoku Hosho Co Ltd's solvency score is 81/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
Price Targets Summary
Zenkoku Hosho Co Ltd
According to Wall Street analysts, the average 1-year price target for
Zenkoku Hosho Co Ltd
is 6 010.71 JPY
with a low forecast of 5 504.5 JPY and a high forecast of 6 825 JPY.
Shareholder Return
Price
Zenkoku Hosho Co Ltd
| Average Annual Return | 8.54% |
| Standard Deviation of Annual Returns | 7.53% |
| Max Drawdown | -41% |
| Market Capitalization | 380.6B JPY |
| Shares Outstanding | 68 722 896 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Zenkoku Hosho Co Ltd
Country
Industry
Market Cap
Dividend Yield
Description
Zenkoku Hosho Co., Ltd. engages in the business of credit guarantee services for housing loans. The company is headquartered in Chiyoda-Ku, Tokyo-To and currently employs 258 full-time employees. The company went IPO on 2012-12-19. The Company’s guarantee products comprise three categories. The housing loan guarantees are its core products, which can meet the diverse needs of customers, such as housing acquisition funds and refinancing funds, and renovation funds and others. The company acquires guarantee fees from guarantee requesters through the classification by collateral valuation and other requirements such as annual income and years of service. Education loan guarantee products guarantee the borrowings of education funds, which deal with term loans, overdraft and other formats. About the use of funds, it deals with tuition fees, exam costs and others. The apartment loan guarantee products guarantee the borrowings of construction costs of rental housing.
Contact
IPO
Employees
Officers
The intrinsic value of one
Zenkoku Hosho Co Ltd
stock under the Base Case scenario is
10 582.78
JPY.
Compared to the current market price of 5 539 JPY,
Zenkoku Hosho Co Ltd
is
Undervalued by 48%.
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