Mortgage Service Japan Ltd
TSE:7192
Income Statement
Earnings Waterfall
Mortgage Service Japan Ltd
Income Statement
Mortgage Service Japan Ltd
| Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Revenue |
5 845
N/A
|
6 063
+4%
|
6 294
+4%
|
6 427
+2%
|
6 379
-1%
|
6 367
0%
|
6 268
-2%
|
6 307
+1%
|
6 602
+5%
|
6 844
+4%
|
7 118
+4%
|
7 282
+2%
|
7 265
0%
|
7 254
0%
|
7 130
-2%
|
7 225
+1%
|
7 414
+3%
|
7 606
+3%
|
7 689
+1%
|
7 734
+1%
|
7 563
-2%
|
7 417
-2%
|
7 326
-1%
|
7 211
-2%
|
7 162
-1%
|
7 104
-1%
|
7 111
+0%
|
7 128
+0%
|
7 219
+1%
|
7 408
+3%
|
7 566
+2%
|
7 665
+1%
|
7 729
+1%
|
7 826
+1%
|
|
| Gross Profit | |||||||||||||||||||||||||||||||||||
| Cost of Revenue |
(2 588)
|
(2 711)
|
(2 757)
|
(2 711)
|
(2 543)
|
(2 434)
|
(2 260)
|
(2 215)
|
(2 259)
|
(2 227)
|
(2 197)
|
(2 187)
|
(2 138)
|
(2 125)
|
(2 097)
|
(2 108)
|
(2 116)
|
(2 164)
|
(2 199)
|
(2 226)
|
(2 208)
|
(2 191)
|
(2 193)
|
(2 167)
|
(2 168)
|
(2 127)
|
(2 085)
|
(2 053)
|
(2 050)
|
(2 095)
|
(2 155)
|
(2 232)
|
(2 216)
|
(2 218)
|
|
| Gross Profit |
3 257
N/A
|
3 352
+3%
|
3 536
+5%
|
3 717
+5%
|
3 836
+3%
|
3 934
+3%
|
4 008
+2%
|
4 092
+2%
|
4 343
+6%
|
4 617
+6%
|
4 921
+7%
|
5 095
+4%
|
5 127
+1%
|
5 129
+0%
|
5 033
-2%
|
5 117
+2%
|
5 297
+4%
|
5 442
+3%
|
5 490
+1%
|
5 508
+0%
|
5 355
-3%
|
5 226
-2%
|
5 133
-2%
|
5 044
-2%
|
4 993
-1%
|
4 977
0%
|
5 026
+1%
|
5 074
+1%
|
5 169
+2%
|
5 313
+3%
|
5 411
+2%
|
5 433
+0%
|
5 512
+1%
|
5 607
+2%
|
|
| Operating Income | |||||||||||||||||||||||||||||||||||
| Operating Expenses |
(2 537)
|
(2 546)
|
(2 713)
|
(2 800)
|
(2 807)
|
(2 856)
|
(2 849)
|
(2 932)
|
(3 050)
|
(3 179)
|
(3 438)
|
(3 568)
|
(3 640)
|
(3 730)
|
(3 609)
|
(3 629)
|
(3 659)
|
(3 670)
|
(3 794)
|
(3 781)
|
(3 744)
|
(3 684)
|
(3 661)
|
(3 635)
|
(3 592)
|
(3 572)
|
(3 628)
|
(3 768)
|
(3 893)
|
(4 043)
|
(4 011)
|
(3 957)
|
(4 000)
|
(4 042)
|
|
| Selling, General & Administrative |
(2 537)
|
(2 546)
|
(2 656)
|
(2 782)
|
(2 807)
|
(2 856)
|
(2 796)
|
(2 927)
|
(3 050)
|
(3 179)
|
(3 380)
|
(3 568)
|
(3 640)
|
(3 730)
|
(3 536)
|
(3 629)
|
(3 659)
|
(3 670)
|
(3 698)
|
(3 781)
|
(3 744)
|
(3 684)
|
(3 561)
|
(3 635)
|
(3 592)
|
(3 572)
|
(3 524)
|
(3 768)
|
(3 893)
|
(4 043)
|
(3 896)
|
(3 957)
|
(4 000)
|
(4 042)
|
|
| Depreciation & Amortization |
0
|
0
|
(56)
|
0
|
0
|
0
|
(52)
|
0
|
0
|
0
|
(58)
|
0
|
0
|
0
|
(73)
|
0
|
0
|
0
|
(96)
|
0
|
0
|
0
|
(100)
|
0
|
0
|
0
|
(103)
|
0
|
0
|
0
|
(115)
|
0
|
0
|
0
|
|
| Other Operating Expenses |
0
|
0
|
(0)
|
(18)
|
0
|
0
|
(0)
|
(6)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
(0)
|
(0)
|
(0)
|
0
|
|
| Operating Income |
721
N/A
|
807
+12%
|
824
+2%
|
916
+11%
|
1 028
+12%
|
1 078
+5%
|
1 159
+8%
|
1 160
+0%
|
1 293
+12%
|
1 438
+11%
|
1 483
+3%
|
1 527
+3%
|
1 487
-3%
|
1 400
-6%
|
1 424
+2%
|
1 488
+4%
|
1 638
+10%
|
1 772
+8%
|
1 696
-4%
|
1 726
+2%
|
1 612
-7%
|
1 542
-4%
|
1 471
-5%
|
1 409
-4%
|
1 402
-1%
|
1 406
+0%
|
1 398
-1%
|
1 306
-7%
|
1 276
-2%
|
1 270
-1%
|
1 400
+10%
|
1 475
+5%
|
1 512
+3%
|
1 565
+3%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||
| Interest Income Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
2
|
7
|
8
|
|
| Non-Reccuring Items |
0
|
(18)
|
(18)
|
0
|
(23)
|
(6)
|
(6)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(71)
|
(73)
|
(73)
|
(73)
|
(2)
|
0
|
(0)
|
(0)
|
|
| Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
26
|
31
|
39
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Other Income |
(22)
|
20
|
20
|
20
|
20
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
(7)
|
(8)
|
(8)
|
(8)
|
2
|
3
|
3
|
3
|
0
|
0
|
0
|
39
|
13
|
9
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Pre-Tax Income |
699
N/A
|
809
+16%
|
826
+2%
|
936
+13%
|
1 025
+9%
|
1 073
+5%
|
1 154
+8%
|
1 160
+1%
|
1 294
+12%
|
1 438
+11%
|
1 483
+3%
|
1 527
+3%
|
1 480
-3%
|
1 392
-6%
|
1 417
+2%
|
1 480
+4%
|
1 640
+11%
|
1 775
+8%
|
1 699
-4%
|
1 729
+2%
|
1 638
-5%
|
1 573
-4%
|
1 511
-4%
|
1 448
-4%
|
1 415
-2%
|
1 414
0%
|
1 328
-6%
|
1 233
-7%
|
1 204
-2%
|
1 197
-1%
|
1 400
+17%
|
1 478
+6%
|
1 520
+3%
|
1 573
+3%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||
| Tax Provision |
(228)
|
(274)
|
(241)
|
(260)
|
(275)
|
(279)
|
(350)
|
(352)
|
(392)
|
(442)
|
(468)
|
(490)
|
(479)
|
(443)
|
(461)
|
(494)
|
(523)
|
(579)
|
(567)
|
(543)
|
(533)
|
(497)
|
(513)
|
(503)
|
(493)
|
(495)
|
(467)
|
(444)
|
(437)
|
(437)
|
(423)
|
(446)
|
(458)
|
(475)
|
|
| Income from Continuing Operations |
471
|
536
|
585
|
676
|
749
|
794
|
804
|
808
|
902
|
997
|
1 015
|
1 037
|
1 001
|
949
|
956
|
986
|
1 117
|
1 196
|
1 133
|
1 187
|
1 105
|
1 077
|
998
|
946
|
922
|
919
|
860
|
790
|
767
|
761
|
977
|
1 032
|
1 062
|
1 098
|
|
| Income to Minority Interest |
(2)
|
(1)
|
(1)
|
(1)
|
(0)
|
(1)
|
(1)
|
1
|
2
|
4
|
(0)
|
(3)
|
(5)
|
(8)
|
(10)
|
(9)
|
(9)
|
(6)
|
(2)
|
(0)
|
2
|
2
|
5
|
7
|
9
|
10
|
14
|
18
|
15
|
11
|
6
|
(4)
|
(8)
|
(11)
|
|
| Net Income (Common) |
469
N/A
|
535
+14%
|
584
+9%
|
675
+16%
|
749
+11%
|
793
+6%
|
803
+1%
|
809
+1%
|
904
+12%
|
1 000
+11%
|
1 015
+1%
|
1 034
+2%
|
996
-4%
|
941
-6%
|
946
+1%
|
977
+3%
|
1 107
+13%
|
1 190
+7%
|
1 131
-5%
|
1 186
+5%
|
1 106
-7%
|
1 079
-3%
|
1 002
-7%
|
952
-5%
|
931
-2%
|
929
0%
|
874
-6%
|
808
-8%
|
781
-3%
|
772
-1%
|
983
+27%
|
1 028
+5%
|
1 054
+3%
|
1 087
+3%
|
|
| EPS (Diluted) |
66.07
N/A
|
76.35
+16%
|
41.44
-46%
|
96.44
+133%
|
107
+11%
|
113.22
+6%
|
57.44
-49%
|
57.77
+1%
|
64.22
+11%
|
70.91
+10%
|
72.09
+2%
|
73.29
+2%
|
70.02
-4%
|
64.39
-8%
|
65.78
+2%
|
66.66
+1%
|
74.44
+12%
|
80.41
+8%
|
76.51
-5%
|
80.19
+5%
|
74.85
-7%
|
73.36
-2%
|
67.97
-7%
|
64.78
-5%
|
63.31
-2%
|
63.2
0%
|
59.48
-6%
|
54.97
-8%
|
53.14
-3%
|
52.52
-1%
|
66.84
+27%
|
69.96
+5%
|
71.72
+3%
|
73.93
+3%
|
|