Credit Saison Co Ltd
TSE:8253
Income Statement
Earnings Waterfall
Credit Saison Co Ltd
Revenue
|
405.6B
JPY
|
Cost of Revenue
|
-56.3B
JPY
|
Gross Profit
|
349.3B
JPY
|
Operating Expenses
|
-239.3B
JPY
|
Operating Income
|
110B
JPY
|
Other Expenses
|
-49.6B
JPY
|
Net Income
|
60.4B
JPY
|
Income Statement
Credit Saison Co Ltd
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Revenue |
343 003
N/A
|
336 933
-2%
|
332 461
-1%
|
330 535
-1%
|
329 592
0%
|
335 684
+2%
|
345 435
+3%
|
345 970
+0%
|
350 243
+1%
|
345 760
-1%
|
337 532
-2%
|
341 607
+1%
|
342 194
+0%
|
351 101
+3%
|
356 528
+2%
|
357 907
+0%
|
362 133
+1%
|
358 331
-1%
|
357 517
0%
|
361 622
+1%
|
366 470
+1%
|
371 842
+1%
|
376 226
+1%
|
392 494
+4%
|
396 019
+1%
|
397 112
+0%
|
380 161
-4%
|
353 970
-7%
|
338 319
-4%
|
325 381
-4%
|
339 339
+4%
|
351 126
+3%
|
360 111
+3%
|
362 955
+1%
|
363 024
+0%
|
361 694
0%
|
372 829
+3%
|
382 540
+3%
|
389 685
+2%
|
404 478
+4%
|
405 558
+0%
|
|
Gross Profit | ||||||||||||||||||||||||||||||||||||||||||
Cost of Revenue |
(109 613)
|
(102 745)
|
(97 510)
|
(93 337)
|
(89 446)
|
(89 331)
|
(92 795)
|
(90 732)
|
(90 741)
|
(87 614)
|
(80 830)
|
(81 386)
|
(79 533)
|
(83 227)
|
(83 386)
|
(80 480)
|
(80 968)
|
(65 080)
|
(58 518)
|
(57 740)
|
(57 189)
|
(66 987)
|
(69 343)
|
(79 649)
|
(82 812)
|
(85 702)
|
(77 451)
|
(61 491)
|
(51 436)
|
(42 755)
|
(51 347)
|
(59 643)
|
(64 788)
|
(63 937)
|
(60 358)
|
(54 578)
|
(57 633)
|
(59 902)
|
(58 970)
|
(64 032)
|
(56 253)
|
|
Gross Profit |
233 390
N/A
|
234 188
+0%
|
234 951
+0%
|
237 198
+1%
|
240 146
+1%
|
246 353
+3%
|
252 640
+3%
|
255 238
+1%
|
259 502
+2%
|
258 146
-1%
|
256 702
-1%
|
260 221
+1%
|
262 661
+1%
|
267 874
+2%
|
273 142
+2%
|
277 427
+2%
|
281 165
+1%
|
293 251
+4%
|
298 999
+2%
|
303 882
+2%
|
309 281
+2%
|
304 855
-1%
|
306 883
+1%
|
312 845
+2%
|
313 207
+0%
|
311 410
-1%
|
302 710
-3%
|
292 479
-3%
|
286 883
-2%
|
282 626
-1%
|
287 992
+2%
|
291 483
+1%
|
295 323
+1%
|
299 018
+1%
|
302 666
+1%
|
307 116
+1%
|
315 196
+3%
|
322 638
+2%
|
330 715
+3%
|
340 446
+3%
|
349 305
+3%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(190 771)
|
(197 852)
|
(197 792)
|
(200 224)
|
(201 455)
|
(206 192)
|
(209 297)
|
(210 892)
|
(228 579)
|
(221 553)
|
(222 532)
|
(224 943)
|
(218 617)
|
(236 661)
|
(241 271)
|
(245 533)
|
(246 774)
|
(214 026)
|
(211 033)
|
(208 208)
|
(201 298)
|
(220 974)
|
(222 653)
|
(224 804)
|
(225 727)
|
(236 910)
|
(229 076)
|
(222 439)
|
(216 671)
|
(202 380)
|
(204 964)
|
(205 679)
|
(207 642)
|
(222 541)
|
(226 228)
|
(230 258)
|
(234 811)
|
(229 322)
|
(232 670)
|
(236 302)
|
(239 307)
|
|
Selling, General & Administrative |
(190 848)
|
(186 311)
|
(197 791)
|
(200 224)
|
(201 454)
|
(196 819)
|
(209 298)
|
(210 891)
|
(228 579)
|
(213 924)
|
(222 531)
|
(224 942)
|
(218 618)
|
(229 967)
|
(241 271)
|
(245 534)
|
(246 774)
|
(201 235)
|
(198 242)
|
(195 416)
|
(188 507)
|
(198 500)
|
(222 653)
|
(224 804)
|
(225 727)
|
(210 455)
|
(229 076)
|
(222 439)
|
(216 671)
|
(175 781)
|
(204 964)
|
(205 679)
|
(207 642)
|
(194 511)
|
(226 228)
|
(230 258)
|
(234 811)
|
(199 814)
|
(232 670)
|
(236 302)
|
(239 307)
|
|
Depreciation & Amortization |
0
|
(11 541)
|
0
|
0
|
0
|
(9 373)
|
0
|
0
|
0
|
(7 629)
|
0
|
0
|
0
|
(6 694)
|
0
|
0
|
0
|
(12 791)
|
0
|
0
|
0
|
(22 474)
|
0
|
0
|
0
|
(26 455)
|
0
|
0
|
0
|
(26 599)
|
0
|
0
|
0
|
(28 030)
|
0
|
0
|
0
|
(29 508)
|
0
|
0
|
0
|
|
Other Operating Expenses |
77
|
0
|
(1)
|
0
|
(1)
|
0
|
1
|
(1)
|
0
|
0
|
0
|
(1)
|
0
|
0
|
0
|
1
|
0
|
0
|
(12 791)
|
(12 792)
|
(12 791)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Operating Income |
42 619
N/A
|
36 336
-15%
|
37 159
+2%
|
36 974
0%
|
38 691
+5%
|
40 161
+4%
|
43 343
+8%
|
44 346
+2%
|
30 923
-30%
|
36 593
+18%
|
34 170
-7%
|
35 278
+3%
|
44 044
+25%
|
31 213
-29%
|
31 871
+2%
|
31 894
+0%
|
34 391
+8%
|
79 225
+130%
|
87 966
+11%
|
95 674
+9%
|
107 983
+13%
|
83 881
-22%
|
84 230
+0%
|
88 041
+5%
|
87 480
-1%
|
74 500
-15%
|
73 634
-1%
|
70 040
-5%
|
70 212
+0%
|
80 246
+14%
|
83 028
+3%
|
85 804
+3%
|
87 681
+2%
|
76 477
-13%
|
76 438
0%
|
76 858
+1%
|
80 385
+5%
|
93 316
+16%
|
98 045
+5%
|
104 144
+6%
|
109 998
+6%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
9 574
|
8 184
|
8 556
|
7 324
|
4 880
|
3 694
|
3 696
|
4 016
|
6 430
|
2 931
|
2 984
|
3 210
|
5 046
|
21 704
|
35 022
|
35 103
|
33 675
|
13 065
|
(2 946)
|
(5 448)
|
(8 107)
|
(1 049)
|
(2 746)
|
(2 913)
|
(3 100)
|
(2 601)
|
(4 961)
|
(6 036)
|
(6 901)
|
(5 910)
|
(6 617)
|
(7 505)
|
(7 453)
|
(5 667)
|
(6 839)
|
(6 137)
|
(7 318)
|
(8 035)
|
(11 563)
|
6 066
|
5 345
|
|
Non-Reccuring Items |
320
|
(2 030)
|
(1 487)
|
(1 580)
|
(2 834)
|
(2 898)
|
(3 455)
|
(3 439)
|
(2 754)
|
3 461
|
3 448
|
14 103
|
14 106
|
7 534
|
7 787
|
(2 838)
|
(15 809)
|
(29 559)
|
(37 574)
|
(47 168)
|
(41 210)
|
(35 875)
|
(34 807)
|
(33 514)
|
(34 244)
|
(45 720)
|
(38 156)
|
(36 425)
|
(34 632)
|
(28 727)
|
(32 972)
|
(32 093)
|
(31 697)
|
(23 924)
|
(23 477)
|
(24 063)
|
(24 828)
|
(30 954)
|
(36 786)
|
(41 290)
|
(43 045)
|
|
Gain/Loss on Disposition of Assets |
14
|
(330)
|
(270)
|
(297)
|
(184)
|
(8 312)
|
(8 189)
|
(8 251)
|
(7 307)
|
0
|
934
|
961
|
(334)
|
(325)
|
(325)
|
(332)
|
(229)
|
(168)
|
0
|
0
|
0
|
(42)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2 037
|
0
|
0
|
0
|
(646)
|
0
|
0
|
0
|
(147)
|
0
|
0
|
0
|
|
Total Other Income |
2 466
|
1 843
|
1 759
|
1 661
|
834
|
1 586
|
1 951
|
4 607
|
4 011
|
5 523
|
4 304
|
2 090
|
2 477
|
2 081
|
2 123
|
1 752
|
2 527
|
(9 713)
|
(8 672)
|
(9 053)
|
(13 829)
|
(1 152)
|
(2 191)
|
(6 840)
|
(2 374)
|
1 279
|
(1 635)
|
4 033
|
6 451
|
3 269
|
8 529
|
8 646
|
8 268
|
3 696
|
9 210
|
9 989
|
11 961
|
6 864
|
13 199
|
11 531
|
8 033
|
|
Pre-Tax Income |
54 993
N/A
|
44 003
-20%
|
45 717
+4%
|
44 082
-4%
|
41 387
-6%
|
34 231
-17%
|
37 346
+9%
|
41 279
+11%
|
31 303
-24%
|
48 508
+55%
|
45 840
-6%
|
55 642
+21%
|
65 339
+17%
|
62 207
-5%
|
76 478
+23%
|
65 579
-14%
|
54 555
-17%
|
52 850
-3%
|
38 774
-27%
|
34 005
-12%
|
44 837
+32%
|
45 763
+2%
|
44 486
-3%
|
44 774
+1%
|
47 762
+7%
|
27 458
-43%
|
28 882
+5%
|
31 612
+9%
|
35 130
+11%
|
50 915
+45%
|
51 968
+2%
|
54 852
+6%
|
56 799
+4%
|
49 936
-12%
|
55 332
+11%
|
56 647
+2%
|
60 200
+6%
|
61 044
+1%
|
62 895
+3%
|
80 451
+28%
|
80 331
0%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(20 442)
|
(18 320)
|
(17 932)
|
(18 218)
|
(17 713)
|
(23 195)
|
(24 101)
|
(25 134)
|
(20 582)
|
(21 998)
|
(20 729)
|
(22 461)
|
(25 970)
|
(18 404)
|
(22 535)
|
(19 705)
|
(14 587)
|
(14 463)
|
(11 130)
|
(8 767)
|
(13 791)
|
(16 423)
|
(15 856)
|
(15 579)
|
(11 754)
|
(4 813)
|
(4 882)
|
(7 068)
|
(12 913)
|
(14 668)
|
(15 669)
|
(17 344)
|
(17 792)
|
(14 343)
|
(15 817)
|
(15 146)
|
(15 321)
|
(17 183)
|
(17 220)
|
(20 004)
|
(19 574)
|
|
Income from Continuing Operations |
34 551
|
25 683
|
27 785
|
25 864
|
23 674
|
11 036
|
13 245
|
16 145
|
10 721
|
26 510
|
25 111
|
33 181
|
39 369
|
43 803
|
53 943
|
45 874
|
39 968
|
38 387
|
27 644
|
25 238
|
31 046
|
29 340
|
28 630
|
29 195
|
36 008
|
22 645
|
24 000
|
24 544
|
22 217
|
36 247
|
36 299
|
37 508
|
39 007
|
35 593
|
39 515
|
41 501
|
44 879
|
43 861
|
45 675
|
60 447
|
60 757
|
|
Income to Minority Interest |
(341)
|
(113)
|
262
|
563
|
221
|
1 592
|
1 297
|
985
|
1 490
|
(347)
|
(299)
|
(1 799)
|
(1 933)
|
(1 549)
|
(1 254)
|
144
|
177
|
59
|
81
|
(137)
|
756
|
1 176
|
864
|
1 292
|
581
|
218
|
212
|
78
|
(35)
|
(114)
|
(180)
|
(217)
|
(313)
|
(218)
|
(200)
|
(181)
|
(191)
|
(261)
|
(300)
|
(334)
|
(365)
|
|
Net Income (Common) |
34 210
N/A
|
25 569
-25%
|
28 047
+10%
|
26 429
-6%
|
23 896
-10%
|
12 628
-47%
|
14 543
+15%
|
17 129
+18%
|
12 210
-29%
|
26 163
+114%
|
24 811
-5%
|
31 381
+26%
|
37 436
+19%
|
42 253
+13%
|
52 689
+25%
|
46 018
-13%
|
40 145
-13%
|
38 446
-4%
|
27 725
-28%
|
25 101
-9%
|
31 802
+27%
|
30 517
-4%
|
29 495
-3%
|
30 488
+3%
|
36 590
+20%
|
22 863
-38%
|
24 212
+6%
|
24 621
+2%
|
22 181
-10%
|
36 132
+63%
|
36 118
0%
|
37 290
+3%
|
38 692
+4%
|
35 375
-9%
|
39 314
+11%
|
41 319
+5%
|
44 687
+8%
|
43 599
-2%
|
45 371
+4%
|
60 109
+32%
|
60 387
+0%
|
|
EPS (Diluted) |
185.92
N/A
|
138.96
-25%
|
152.42
+10%
|
143.65
-6%
|
129.86
-10%
|
68.77
-47%
|
79.03
+15%
|
93.09
+18%
|
68.59
-26%
|
147.37
+115%
|
152.21
+3%
|
192.52
+26%
|
229.66
+19%
|
258.69
+13%
|
323.24
+25%
|
282.31
-13%
|
246.28
-13%
|
235.39
-4%
|
170.09
-28%
|
153.99
-9%
|
194.7
+26%
|
186.84
-4%
|
180.82
-3%
|
190.19
+5%
|
232.04
+22%
|
143.43
-38%
|
154.97
+8%
|
157.56
+2%
|
141.95
-10%
|
231.23
+63%
|
231.13
0%
|
238.59
+3%
|
247.55
+4%
|
226.34
-9%
|
251.53
+11%
|
264.32
+5%
|
285.85
+8%
|
278.91
-2%
|
290.23
+4%
|
372.1
+28%
|
369.95
-1%
|