Iyo Bank Ltd
TSE:8385
Income Statement
Income Statement
Iyo Bank Ltd
| Jun-2005 | Sep-2005 | Dec-2005 | Jun-2006 | Sep-2006 | Dec-2006 | Jun-2007 | Sep-2007 | Dec-2007 | Jun-2008 | Sep-2008 | Dec-2008 | Jun-2009 | Sep-2009 | Dec-2009 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
52 865
|
52 955
|
53 872
|
54 422
|
54 868
|
54 492
|
54 895
|
55 762
|
56 979
|
58 178
|
58 544
|
57 381
|
56 405
|
55 939
|
56 780
|
57 813
|
57 866
|
58 563
|
77 358
|
77 885
|
78 253
|
78 175
|
78 215
|
78 021
|
77 923
|
77 890
|
78 216
|
79 797
|
81 171
|
80 979
|
80 467
|
83 178
|
80 755
|
81 678
|
80 468
|
78 444
|
77 646
|
74 995
|
74 075
|
70 504
|
69 096
|
68 790
|
67 419
|
67 525
|
68 213
|
68 631
|
69 797
|
68 972
|
68 660
|
67 796
|
66 544
|
65 303
|
64 805
|
65 959
|
66 375
|
67 839
|
68 738
|
69 600
|
71 616
|
73 214
|
73 724
|
73 896
|
72 681
|
72 887
|
|
| Interest Income |
56 413
|
56 765
|
58 189
|
59 328
|
61 149
|
62 514
|
65 371
|
68 008
|
70 678
|
71 836
|
72 366
|
70 814
|
68 619
|
66 404
|
65 555
|
65 731
|
65 038
|
65 216
|
85 980
|
86 070
|
86 152
|
86 207
|
86 470
|
86 320
|
86 249
|
85 908
|
85 848
|
87 084
|
88 064
|
87 578
|
86 749
|
89 408
|
86 957
|
87 849
|
86 657
|
84 533
|
83 674
|
81 094
|
80 292
|
76 920
|
75 816
|
76 041
|
75 139
|
75 363
|
76 073
|
76 085
|
77 314
|
77 338
|
77 716
|
78 196
|
78 119
|
77 620
|
78 108
|
79 531
|
79 601
|
79 250
|
77 671
|
76 026
|
75 992
|
76 796
|
76 965
|
77 006
|
75 698
|
77 228
|
|
| Interest Expense |
3 548
|
3 810
|
4 317
|
4 906
|
6 281
|
8 022
|
10 476
|
12 246
|
13 699
|
13 658
|
13 822
|
13 433
|
12 214
|
10 465
|
8 775
|
7 918
|
7 172
|
6 653
|
8 622
|
8 185
|
7 899
|
8 032
|
8 255
|
8 299
|
8 326
|
8 018
|
7 632
|
7 287
|
6 893
|
6 599
|
6 282
|
6 230
|
6 202
|
6 171
|
6 189
|
6 089
|
6 028
|
6 099
|
6 217
|
6 416
|
6 720
|
7 251
|
7 720
|
7 838
|
7 860
|
7 454
|
7 517
|
8 366
|
9 056
|
10 400
|
11 575
|
12 317
|
13 303
|
13 572
|
13 226
|
11 411
|
8 933
|
6 426
|
4 376
|
3 582
|
3 241
|
3 110
|
3 017
|
4 341
|
|
| Non Interest Income |
23 794
|
23 525
|
22 728
|
22 500
|
25 751
|
26 335
|
26 326
|
23 095
|
22 053
|
22 630
|
33 217
|
34 931
|
33 524
|
22 796
|
23 352
|
24 085
|
24 379
|
21 857
|
31 028
|
33 333
|
33 251
|
34 283
|
38 085
|
38 125
|
37 097
|
36 291
|
30 940
|
35 830
|
38 490
|
38 942
|
38 111
|
32 938
|
34 252
|
34 973
|
35 157
|
39 447
|
37 897
|
39 323
|
38 161
|
38 952
|
38 232
|
38 278
|
41 338
|
41 890
|
43 946
|
45 037
|
43 096
|
46 292
|
46 756
|
45 369
|
47 633
|
45 051
|
46 945
|
48 108
|
46 192
|
50 783
|
47 692
|
48 119
|
48 244
|
51 834
|
54 387
|
58 227
|
57 722
|
65 968
|
|
| Revenue |
76 659
N/A
|
76 480
0%
|
76 600
+0%
|
76 922
+0%
|
80 619
+5%
|
80 827
+0%
|
81 221
+0%
|
78 857
-3%
|
79 032
+0%
|
80 808
+2%
|
91 761
+14%
|
92 312
+1%
|
89 929
-3%
|
78 735
-12%
|
80 132
+2%
|
81 898
+2%
|
82 245
+0%
|
80 420
-2%
|
108 386
+35%
|
111 218
+3%
|
111 504
+0%
|
112 458
+1%
|
116 300
+3%
|
116 146
0%
|
115 020
-1%
|
114 181
-1%
|
109 156
-4%
|
115 627
+6%
|
119 661
+3%
|
119 921
+0%
|
118 578
-1%
|
116 116
-2%
|
115 007
-1%
|
116 651
+1%
|
115 625
-1%
|
117 891
+2%
|
115 543
-2%
|
114 318
-1%
|
112 236
-2%
|
109 456
-2%
|
107 328
-2%
|
107 068
0%
|
108 757
+2%
|
109 415
+1%
|
112 159
+3%
|
113 668
+1%
|
112 893
-1%
|
115 264
+2%
|
115 416
+0%
|
113 165
-2%
|
114 177
+1%
|
110 354
-3%
|
111 750
+1%
|
114 067
+2%
|
112 567
-1%
|
118 622
+5%
|
116 430
-2%
|
117 719
+1%
|
119 860
+2%
|
125 048
+4%
|
128 111
+2%
|
132 123
+3%
|
130 403
-1%
|
138 855
+6%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(5 126)
|
(14 344)
|
(17 981)
|
(15 678)
|
(12 653)
|
(14 071)
|
(9 493)
|
(6 941)
|
(8 242)
|
(9 879)
|
(9 012)
|
(5 862)
|
494
|
(9 303)
|
(14 408)
|
(16 011)
|
(16 048)
|
(7 516)
|
(8 442)
|
(7 152)
|
(5 320)
|
(3 624)
|
(1 018)
|
121
|
(872)
|
2 109
|
0
|
0
|
0
|
(1 483)
|
125
|
243
|
409
|
(826)
|
589
|
144
|
(550)
|
(3 501)
|
(3 205)
|
(2 725)
|
(3 230)
|
(5 891)
|
(7 732)
|
(8 143)
|
(8 235)
|
(6 512)
|
(4 623)
|
(5 213)
|
(4 145)
|
(12 310)
|
(14 646)
|
(14 483)
|
(14 954)
|
(3 749)
|
(418)
|
|
| Non Interest Expense |
(46 719)
|
(47 833)
|
(48 073)
|
(48 072)
|
(57 447)
|
(58 249)
|
(60 470)
|
(48 254)
|
(53 362)
|
(51 994)
|
(61 209)
|
(60 008)
|
(60 239)
|
(55 134)
|
(52 920)
|
(53 420)
|
(53 752)
|
(53 565)
|
(72 244)
|
(71 657)
|
(75 713)
|
(75 611)
|
(71 710)
|
(73 090)
|
(71 676)
|
(68 241)
|
(70 017)
|
(69 439)
|
(65 540)
|
(69 205)
|
(70 701)
|
(71 067)
|
(70 691)
|
(70 687)
|
(71 612)
|
(71 033)
|
(73 452)
|
(73 380)
|
(70 466)
|
(74 360)
|
(72 980)
|
(73 669)
|
(74 804)
|
(75 998)
|
(76 111)
|
(76 136)
|
(73 601)
|
(77 211)
|
(79 836)
|
(80 136)
|
(80 157)
|
(78 834)
|
(76 710)
|
(77 036)
|
(77 663)
|
(77 502)
|
(79 172)
|
(80 920)
|
(81 751)
|
(87 069)
|
(86 648)
|
(84 619)
|
(88 878)
|
(90 607)
|
|
| Pre-Tax Income |
29 940
N/A
|
28 647
-4%
|
28 527
0%
|
28 850
+1%
|
23 172
-20%
|
22 578
-3%
|
20 751
-8%
|
24 130
+16%
|
25 670
+6%
|
23 688
-8%
|
22 681
-4%
|
14 323
-37%
|
14 012
-2%
|
10 948
-22%
|
13 141
+20%
|
18 985
+44%
|
21 552
+14%
|
18 613
-14%
|
26 263
+41%
|
30 549
+16%
|
29 929
-2%
|
37 341
+25%
|
35 287
-6%
|
28 648
-19%
|
27 333
-5%
|
29 892
+9%
|
31 623
+6%
|
37 746
+19%
|
46 969
+24%
|
45 396
-3%
|
44 253
-3%
|
44 031
-1%
|
44 437
+1%
|
45 092
+1%
|
46 122
+2%
|
47 744
+4%
|
42 642
-11%
|
40 687
-5%
|
40 287
-1%
|
35 221
-13%
|
34 591
-2%
|
33 808
-2%
|
33 127
-2%
|
34 006
+3%
|
36 192
+6%
|
36 982
+2%
|
35 791
-3%
|
34 848
-3%
|
32 855
-6%
|
29 799
-9%
|
28 129
-6%
|
23 788
-15%
|
26 897
+13%
|
28 796
+7%
|
28 392
-1%
|
36 497
+29%
|
32 045
-12%
|
32 654
+2%
|
25 799
-21%
|
23 333
-10%
|
26 980
+16%
|
32 550
+21%
|
37 776
+16%
|
47 830
+27%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(11 998)
|
(11 282)
|
(10 849)
|
(10 801)
|
(8 827)
|
(8 583)
|
(7 873)
|
(9 016)
|
(9 427)
|
(8 619)
|
(8 316)
|
(5 287)
|
(4 953)
|
(3 874)
|
(4 715)
|
(7 014)
|
(8 181)
|
(6 889)
|
(9 985)
|
(11 700)
|
(11 610)
|
(16 345)
|
(16 197)
|
(13 324)
|
(12 664)
|
(11 753)
|
(11 638)
|
(13 752)
|
(17 174)
|
(16 480)
|
(17 003)
|
(16 548)
|
(16 541)
|
(16 368)
|
(17 881)
|
(18 430)
|
(16 662)
|
(15 965)
|
(14 340)
|
(12 283)
|
(11 818)
|
(11 376)
|
(10 147)
|
(10 573)
|
(11 153)
|
(11 354)
|
(11 020)
|
(10 695)
|
(10 010)
|
(9 057)
|
(8 374)
|
(6 736)
|
(7 663)
|
(8 217)
|
(8 099)
|
(10 791)
|
(9 436)
|
(9 600)
|
(7 549)
|
(6 839)
|
(7 861)
|
(9 595)
|
(11 149)
|
(14 206)
|
|
| Income from Continuing Operations |
17 942
|
17 365
|
17 678
|
18 049
|
14 345
|
13 995
|
12 878
|
15 114
|
16 243
|
15 069
|
14 365
|
9 036
|
9 059
|
7 074
|
8 426
|
11 971
|
13 371
|
11 724
|
16 278
|
18 849
|
18 319
|
20 996
|
19 090
|
15 324
|
14 669
|
18 139
|
19 985
|
23 994
|
29 795
|
28 916
|
27 250
|
27 483
|
27 896
|
28 724
|
28 241
|
29 314
|
25 980
|
24 722
|
25 947
|
22 938
|
22 773
|
22 432
|
22 980
|
23 433
|
25 039
|
25 628
|
24 771
|
24 153
|
22 845
|
20 742
|
19 755
|
17 052
|
19 234
|
20 579
|
20 293
|
25 706
|
22 609
|
23 054
|
18 250
|
16 494
|
19 119
|
22 955
|
26 627
|
33 624
|
|
| Income to Minority Interest |
(1 038)
|
(1 119)
|
(1 012)
|
(998)
|
(966)
|
(926)
|
(963)
|
(735)
|
(696)
|
(468)
|
(701)
|
(734)
|
(823)
|
(844)
|
(721)
|
(752)
|
(907)
|
(1 082)
|
(1 199)
|
(1 265)
|
(1 264)
|
(1 201)
|
(677)
|
(654)
|
(832)
|
(834)
|
(1 608)
|
(1 561)
|
(1 448)
|
(1 426)
|
(1 116)
|
(1 159)
|
(1 198)
|
(1 108)
|
(1 241)
|
(1 248)
|
(1 235)
|
(1 409)
|
(1 495)
|
(1 448)
|
(1 383)
|
(1 339)
|
(1 183)
|
(1 126)
|
(1 117)
|
(1 047)
|
(1 131)
|
(1 146)
|
(1 197)
|
(1 183)
|
(1 227)
|
(1 290)
|
(1 333)
|
(1 374)
|
(1 370)
|
(1 129)
|
(729)
|
(354)
|
(162)
|
(44)
|
(162)
|
(199)
|
(208)
|
(226)
|
|
| Net Income (Common) |
16 903
N/A
|
16 242
-4%
|
16 664
+3%
|
17 049
+2%
|
13 379
-22%
|
13 067
-2%
|
11 913
-9%
|
14 375
+21%
|
15 545
+8%
|
14 600
-6%
|
13 661
-6%
|
8 298
-39%
|
8 230
-1%
|
6 230
-24%
|
7 703
+24%
|
11 219
+46%
|
12 457
+11%
|
10 637
-15%
|
15 076
+42%
|
17 581
+17%
|
17 054
-3%
|
19 796
+16%
|
18 413
-7%
|
14 671
-20%
|
13 839
-6%
|
17 305
+25%
|
18 377
+6%
|
22 433
+22%
|
28 346
+26%
|
27 490
-3%
|
26 133
-5%
|
26 323
+1%
|
26 697
+1%
|
27 615
+3%
|
26 999
-2%
|
28 065
+4%
|
24 745
-12%
|
23 311
-6%
|
24 451
+5%
|
21 490
-12%
|
21 389
0%
|
21 093
-1%
|
21 797
+3%
|
22 307
+2%
|
23 923
+7%
|
24 581
+3%
|
23 639
-4%
|
23 005
-3%
|
21 646
-6%
|
19 559
-10%
|
18 527
-5%
|
15 761
-15%
|
17 899
+14%
|
19 203
+7%
|
18 922
-1%
|
24 576
+30%
|
21 880
-11%
|
22 698
+4%
|
18 088
-20%
|
16 450
-9%
|
18 958
+15%
|
22 757
+20%
|
26 417
+16%
|
33 396
+26%
|
|
| EPS (Diluted) |
52.33
N/A
|
49.82
-5%
|
51.59
+4%
|
52.78
+2%
|
41.03
-22%
|
40.45
-1%
|
36.99
-9%
|
44.09
+19%
|
48.57
+10%
|
45.76
-6%
|
42.29
-8%
|
26.01
-38%
|
25.78
-1%
|
19.28
-25%
|
24.13
+25%
|
35.15
+46%
|
39.05
+11%
|
33.33
-15%
|
47.25
+42%
|
55.1
+17%
|
53.45
-3%
|
62.04
+16%
|
57.72
-7%
|
45.99
-20%
|
43.51
-5%
|
54.76
+26%
|
57.78
+6%
|
70.99
+23%
|
89.7
+26%
|
86.99
-3%
|
82.69
-5%
|
83.3
+1%
|
84.48
+1%
|
87.11
+3%
|
85.17
-2%
|
88.53
+4%
|
78.05
-12%
|
73.53
-6%
|
77.13
+5%
|
67.79
-12%
|
67.47
0%
|
66.53
-1%
|
68.76
+3%
|
70.36
+2%
|
75.46
+7%
|
77.54
+3%
|
74.57
-4%
|
72.58
-3%
|
68.29
-6%
|
61.7
-10%
|
58.45
-5%
|
49.72
-15%
|
56.46
+14%
|
60.58
+7%
|
59.7
-1%
|
77.52
+30%
|
69.02
-11%
|
71.6
+4%
|
57.06
-20%
|
51.89
-9%
|
59.81
+15%
|
71.56
+20%
|
83.32
+16%
|
105.63
+27%
|
|