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MS&AD Insurance Group Holdings Inc
TSE:8725

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MS&AD Insurance Group Holdings Inc
TSE:8725
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Price: 4 190 JPY -0.4% Market Closed
Market Cap: ¥6.3T

Net Margin

10.1%
Current
Improving
by 2.2%
vs 3-y average of 7.9%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
10.1%
=
Net Income
¥724.3B
/
Revenue
¥7.2T

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
10.1%
=
Net Income
¥724.3B
/
Revenue
¥7.2T

Peer Comparison

Country Company Market Cap Net
Margin
JP
MS&AD Insurance Group Holdings Inc
TSE:8725
6.2T JPY
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CH
Chubb Ltd
NYSE:CB
126.7B USD
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US
Progressive Corp
NYSE:PGR
119.7B USD
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JP
Tokio Marine Holdings Inc
TSE:8766
12T JPY
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US
Travelers Companies Inc
NYSE:TRV
64.1B USD
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CN
People's Insurance Company Group of China Ltd
SSE:601319
396.7B CNY
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US
Allstate Corp
NYSE:ALL
53.8B USD
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ZA
Santam Ltd
JSE:SNT
49.3B ZAR
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CN
PICC Property and Casualty Co Ltd
HKEX:2328
366.6B HKD
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CA
Fairfax Financial Holdings Ltd
TSX:FFH
52.4B CAD
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BM
Arch Capital Group Ltd
NASDAQ:ACGL
36.1B USD
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Market Distribution

Higher than 76% of companies in Japan
Percentile
76th
Based on 6 917 companies
76th percentile
10.1%
Low
-122 700% — 2.9%
Typical Range
2.9% — 8.5%
High
8.5% — 63 031.4%
Distribution Statistics
Japan
Min -122 700%
30th Percentile 2.9%
Median 5.4%
70th Percentile 8.5%
Max 63 031.4%

Other Profitability Ratios

MS&AD Insurance Group Holdings Inc
Glance View

Market Cap
6.3T JPY
Industry
Insurance

In the heart of Tokyo, the pulse of Japan's insurance industry beats steadily at MS&AD Insurance Group Holdings Inc., a company born from a merger that brought together industry giants to form a formidable presence in the global market. Established in 2010, the merger saw the fusion of Mitsui Sumitomo Insurance, Aioi Insurance, and Nissay Dowa General Insurance, creating a diversified network spread across the globe. This synergy enabled MS&AD to draw from a rich tapestry of expertise and resources, bolstering its international reach and securing its position as one of the largest non-life insurance groups worldwide. Their operations cover a wide spectrum, including property and casualty, life insurance, and international business, which helps them maintain a sturdy financial backbone and navigate the complex world of insurance with confidence and acumen. MS&AD’s revenue engine thrives on its comprehensive array of insurance solutions tailored for individual and corporate clients alike. By underwriting policies that range from automobile, fire, and marine insurance to more specialized services like reinsurance and risk management, MS&AD crafts value propositions attuned to the dynamic needs of its clientele. Their meticulous approach to underwriting, combined with strategic investments and regional diversification, insulates the company from market volatility and enhances profitability. In an era where risk awareness resonates deeply, MS&AD not only mitigates risks but also capitalizes on emerging opportunities by integrating technology and innovative practices into its operations. This foresight, paired with a steadfast dedication to client satisfaction, forms the cornerstone of MS&AD’s enduring success in the ever-evolving landscape of the global insurance industry.

Intrinsic Value
6 488.25 JPY
Undervaluation 35%
Intrinsic Value
Price
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
10.1%
=
Net Income
¥724.3B
/
Revenue
¥7.2T
What is MS&AD Insurance Group Holdings Inc's current Net Margin?

The current Net Margin for MS&AD Insurance Group Holdings Inc is 10.1%, which is above its 3-year median of 7.9%.

How has Net Margin changed over time?

Over the last 3 years, MS&AD Insurance Group Holdings Inc’s Net Margin has increased from 2% to 10.1%. During this period, it reached a low of 2% on Sep 30, 2022 and a high of 12.2% on Sep 30, 2024.

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