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Payfare Inc
TSX:PAY

Watchlist Manager
Payfare Inc Logo
Payfare Inc
TSX:PAY
Watchlist
Price: 6.65 CAD -0.75%
Updated: May 14, 2024

Profitability Summary

We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Past Growth

To be successful and remain in business, both growth and profitability are important and necessary. Net Income growth is often seen as a sign of a company's efficiency from an operational standpoint, but is influenced heavily by a company's goals and challenges and should therefore be assessed in conjunction with other metrics like revenue and operating income growth.

Margins

Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.

Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Earnings Waterfall
Payfare Inc

Revenue
171.6m CAD
Cost of Revenue
-130.6m CAD
Gross Profit
41m CAD
Operating Expenses
-32.2m CAD
Operating Income
8.8m CAD
Other Expenses
2.3m CAD
Net Income
11.1m CAD

Margins Comparison
Payfare Inc Competitors

Country Company Market Cap Gross
Margin
Operating
Margin
Net
Margin
CA
Payfare Inc
TSX:PAY
317.8m CAD
24%
5%
6%
US
Visa Inc
NYSE:V
549.3B USD
80%
67%
53%
US
Mastercard Inc
NYSE:MA
421.3B USD
0%
58%
46%
US
Automatic Data Processing Inc
NASDAQ:ADP
101.2B USD
46%
26%
20%
US
Fiserv Inc
NASDAQ:FISV
71.7B USD
56%
22%
13%
US
PayPal Holdings Inc
NASDAQ:PYPL
67.8B USD
39%
17%
14%
US
Paychex Inc
NASDAQ:PAYX
45.1B USD
0%
41%
32%
US
Fidelity National Information Services Inc
NYSE:FIS
44.5B USD
37%
16%
-68%
US
Block Inc
NYSE:SQ
43.9B USD
34%
3%
2%
NL
Adyen NV
AEX:ADYEN
39.4B EUR
87%
37%
37%
ES
Amadeus IT Group SA
MAD:AMS
28.3B EUR
76%
27%
21%
Country CA
Market Cap 317.8m CAD
Gross Margin
24%
Operating Margin
5%
Net Margin
6%
Country US
Market Cap 549.3B USD
Gross Margin
80%
Operating Margin
67%
Net Margin
53%
Country US
Market Cap 421.3B USD
Gross Margin
0%
Operating Margin
58%
Net Margin
46%
Country US
Market Cap 101.2B USD
Gross Margin
46%
Operating Margin
26%
Net Margin
20%
Country US
Market Cap 71.7B USD
Gross Margin
56%
Operating Margin
22%
Net Margin
13%
Country US
Market Cap 67.8B USD
Gross Margin
39%
Operating Margin
17%
Net Margin
14%
Country US
Market Cap 45.1B USD
Gross Margin
0%
Operating Margin
41%
Net Margin
32%
Country US
Market Cap 44.5B USD
Gross Margin
37%
Operating Margin
16%
Net Margin
-68%
Country US
Market Cap 43.9B USD
Gross Margin
34%
Operating Margin
3%
Net Margin
2%
Country NL
Market Cap 39.4B EUR
Gross Margin
87%
Operating Margin
37%
Net Margin
37%
Country ES
Market Cap 28.3B EUR
Gross Margin
76%
Operating Margin
27%
Net Margin
21%

Return on Capital

Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.

Return on Capital Comparison
Payfare Inc Competitors

Country Company Market Cap ROE ROA ROCE ROIC
CA
Payfare Inc
TSX:PAY
317.8m CAD
20%
5%
16%
5%
US
Visa Inc
NYSE:V
549.3B USD
46%
20%
34%
26%
US
Mastercard Inc
NYSE:MA
421.3B USD
188%
29%
59%
38%
US
Automatic Data Processing Inc
NASDAQ:ADP
101.2B USD
89%
6%
55%
6%
US
Fiserv Inc
NASDAQ:FISV
71.7B USD
8%
3%
7%
4%
US
PayPal Holdings Inc
NASDAQ:PYPL
67.8B USD
21%
5%
15%
15%
US
Paychex Inc
NASDAQ:PAYX
45.1B USD
46%
14%
44%
16%
US
Fidelity National Information Services Inc
NYSE:FIS
44.5B USD
-29%
-11%
4%
2%
US
Block Inc
NYSE:SQ
43.9B USD
3%
1%
3%
2%
NL
Adyen NV
AEX:ADYEN
39.4B EUR
25%
8%
23%
48%
ES
Amadeus IT Group SA
MAD:AMS
28.3B EUR
25%
10%
17%
14%
Country CA
Market Cap 317.8m CAD
ROE
20%
ROA
5%
ROCE
16%
ROIC
5%
Country US
Market Cap 549.3B USD
ROE
46%
ROA
20%
ROCE
34%
ROIC
26%
Country US
Market Cap 421.3B USD
ROE
188%
ROA
29%
ROCE
59%
ROIC
38%
Country US
Market Cap 101.2B USD
ROE
89%
ROA
6%
ROCE
55%
ROIC
6%
Country US
Market Cap 71.7B USD
ROE
8%
ROA
3%
ROCE
7%
ROIC
4%
Country US
Market Cap 67.8B USD
ROE
21%
ROA
5%
ROCE
15%
ROIC
15%
Country US
Market Cap 45.1B USD
ROE
46%
ROA
14%
ROCE
44%
ROIC
16%
Country US
Market Cap 44.5B USD
ROE
-29%
ROA
-11%
ROCE
4%
ROIC
2%
Country US
Market Cap 43.9B USD
ROE
3%
ROA
1%
ROCE
3%
ROIC
2%
Country NL
Market Cap 39.4B EUR
ROE
25%
ROA
8%
ROCE
23%
ROIC
48%
Country ES
Market Cap 28.3B EUR
ROE
25%
ROA
10%
ROCE
17%
ROIC
14%

Free Cash Flow

Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.

If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.

See Also

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