VersaBank
TSX:VB
Balance Sheet
Balance Sheet Decomposition
VersaBank
Net Loans | 2.1B |
Investments | 82.4m |
PP&E | 11.9m |
Intangibles | 3.6m |
Other Assets | 222.3m |
Total Deposits | 1.9B |
Long Term Debt | 211.1m |
Other Liabilities | 18.6m |
Balance Sheet
VersaBank
Oct-2012 | Oct-2013 | Oct-2014 | Oct-2015 | Oct-2016 | Oct-2017 | Oct-2018 | Oct-2019 | Oct-2020 | Oct-2021 | ||
---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||
Net Loans |
1 206
|
1 155
|
1 220
|
1 443
|
1 558
|
1 515
|
1 624
|
1 588
|
1 648
|
2 095
|
|
Investments |
206
|
93
|
92
|
61
|
38
|
53
|
55
|
69
|
86
|
82
|
|
PP&E Net |
5
|
5
|
5
|
4
|
4
|
8
|
8
|
8
|
10
|
12
|
|
PP&E Gross |
5
|
5
|
5
|
4
|
4
|
8
|
8
|
8
|
10
|
12
|
|
Accumulated Depreciation |
5
|
6
|
6
|
6
|
7
|
7
|
8
|
9
|
9
|
10
|
|
Intangible Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4
|
|
Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Other Long-Term Assets |
9
|
9
|
9
|
9
|
6
|
25
|
18
|
12
|
5
|
3
|
|
Other Assets |
18
|
21
|
19
|
21
|
32
|
12
|
12
|
12
|
14
|
29
|
|
Total Assets |
1 534
N/A
|
1 405
-8%
|
1 446
+3%
|
1 626
+12%
|
1 704
+5%
|
1 725
+1%
|
1 809
+5%
|
1 785
-1%
|
1 944
+9%
|
2 415
+24%
|
|
Liabilities | |||||||||||
Accounts Payable |
6
|
3
|
3
|
4
|
5
|
4
|
4
|
4
|
4
|
7
|
|
Total Deposits |
1 317
|
1 187
|
1 194
|
1 326
|
1 370
|
1 376
|
1 437
|
1 400
|
1 568
|
1 853
|
|
Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
3
|
|
Long-Term Debt |
50
|
78
|
94
|
119
|
140
|
132
|
139
|
135
|
113
|
211
|
|
Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
|
Other Liabilities |
68
|
4
|
3
|
3
|
4
|
5
|
5
|
6
|
4
|
8
|
|
Total Liabilities |
1 441
N/A
|
1 272
-12%
|
1 293
+2%
|
1 451
+12%
|
1 519
+5%
|
1 517
0%
|
1 586
+5%
|
1 545
-3%
|
1 689
+9%
|
2 083
+23%
|
|
Equity | |||||||||||
Common Stock |
104
|
142
|
156
|
172
|
177
|
182
|
182
|
182
|
182
|
241
|
|
Retained Earnings |
11
|
9
|
4
|
3
|
9
|
26
|
42
|
58
|
73
|
91
|
|
Additional Paid In Capital |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Other Equity |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Total Equity |
93
N/A
|
133
+43%
|
153
+15%
|
175
+14%
|
186
+6%
|
209
+12%
|
224
+7%
|
240
+7%
|
255
+6%
|
332
+30%
|
|
Total Liabilities & Equity |
1 534
N/A
|
1 405
-8%
|
1 446
+3%
|
1 626
+12%
|
1 704
+5%
|
1 725
+1%
|
1 809
+5%
|
1 785
-1%
|
1 944
+9%
|
2 415
+24%
|
|
Shares Outstanding | |||||||||||
Common Shares Outstanding |
14
|
19
|
19
|
19
|
20
|
21
|
21
|
21
|
21
|
27
|
|
Preferred Shares Outstanding |
0
|
0
|
0
|
0
|
3
|
3
|
3
|
3
|
3
|
1
|