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VersaBank
TSX:VB

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VersaBank
TSX:VB
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Price: 13.45 CAD -0.07% Market Closed
Updated: Apr 28, 2024
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

60.2m
+4%
Net Interest Income
Growth Rates:
1 Year
+11%
3 Years
+17%
5 Years
+57%
7 Years
+116%
10 Years
-
5.2m
+66%
Non Interest Income
Growth Rates:
1 Year
+7 339%
3 Years
+2 641%
5 Years
+307%
7 Years
+97%
10 Years
-
22.4m
+5%
Net Income
Growth Rates:
1 Year
+15%
3 Years
+24%
5 Years
+164%
7 Years
+293%
10 Years
-

Income Statement
VersaBank

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Income Statement
Currency: CAD
Oct-2012 Jan-2013 Apr-2013 Jul-2013 Oct-2013 Jan-2014 Apr-2014 Jul-2014 Oct-2014 Jan-2015 Apr-2015 Jul-2015 Oct-2015 Jan-2016 Apr-2016 Jul-2016 Oct-2016 Jan-2017 Apr-2017 Jul-2017 Oct-2017 Jan-2018 Apr-2018 Jul-2018 Oct-2018 Jan-2019 Apr-2019 Jul-2019 Oct-2019 Jan-2020 Apr-2020 Jul-2020 Oct-2020 Jan-2021 Apr-2021 Jul-2021 Oct-2021
Revenue
Net Interest Income
20
21
23
24
26
27
27
27
28
29
31
33
34
35
36
37
38
40
42
43
44
45
47
49
52
53
53
54
54
54
56
54
54
55
56
58
60
Interest Income
61
62
61
61
61
60
59
58
58
59
61
63
64
66
68
69
70
71
71
71
72
72
74
77
81
84
86
88
88
89
90
87
86
85
84
87
89
Interest Expense
41
41
39
37
35
34
32
31
30
30
30
30
30
31
32
32
31
31
30
29
28
27
27
28
29
31
33
34
34
35
34
33
32
31
29
29
29
Non Interest Income
13
11
8
4
2
1
2
2
3
3
2
2
1
1
1
1
1
1
1
0
(0)
(0)
0
0
0
0
0
0
0
0
0
0
0
1
2
3
5
Revenue
33
N/A
32
-3%
30
-5%
29
-5%
28
-2%
28
+0%
29
+4%
29
+1%
31
+4%
32
+4%
33
+3%
34
+5%
35
+3%
36
+3%
38
+3%
39
+3%
40
+3%
42
+5%
42
+1%
43
+1%
44
+3%
45
+2%
47
+5%
49
+5%
52
+5%
53
+2%
53
+1%
54
+2%
54
0%
54
+0%
56
+3%
54
-3%
54
+0%
56
+3%
58
+3%
61
+6%
65
+7%
Pre-Tax Income
Loan Loss Provision
(0)
(0)
(1)
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(2)
(1)
(1)
(1)
(1)
(1)
(0)
(0)
0
0
(0)
(0)
(0)
0
0
0
0
0
(1)
(0)
0
0
1
1
0
Non Interest Expense
(24)
(25)
(25)
(24)
(25)
(25)
(25)
(24)
(23)
(23)
(24)
(24)
(25)
(25)
(26)
(26)
(27)
(28)
(29)
(29)
(29)
(29)
(28)
(27)
(26)
(26)
(26)
(27)
(26)
(26)
(27)
(26)
(28)
(29)
(31)
(32)
(35)
Pre-Tax Income
8
N/A
7
-14%
5
-31%
4
-21%
3
-34%
2
-8%
4
+74%
4
+5%
6
+47%
7
+16%
7
+3%
8
+13%
9
+8%
10
+10%
11
+7%
12
+10%
12
+2%
13
+9%
13
+3%
13
+2%
15
+9%
16
+8%
19
+19%
22
+14%
25
+15%
26
+5%
27
+3%
28
+1%
28
+1%
28
+1%
28
+1%
28
-3%
27
-3%
27
+1%
28
+3%
29
+5%
31
+5%
Net Income
Tax Provision
(4)
(4)
(3)
(3)
(1)
(1)
(1)
(1)
(1)
(1)
(0)
(0)
(1)
(1)
(2)
(2)
(3)
5
5
5
5
(4)
(5)
(6)
(7)
(7)
(8)
(8)
(8)
(8)
(8)
(8)
(7)
(7)
(8)
(8)
(8)
Income from Continuing Operations
4
3
2
1
2
2
3
3
6
6
7
8
8
9
9
9
8
18
18
19
19
12
14
16
18
19
20
20
20
20
21
20
19
20
20
21
22
Net Income (Common)
4
N/A
3
-19%
2
-37%
1
-46%
2
+69%
2
-8%
3
+77%
3
+5%
6
+88%
6
+12%
7
+13%
8
+10%
8
+4%
9
+8%
9
-3%
9
+9%
8
-9%
18
+113%
18
+2%
19
+1%
19
+5%
12
-40%
14
+19%
16
+15%
18
+15%
19
+5%
20
+3%
20
+1%
20
+1%
20
+1%
21
+1%
20
-3%
19
-3%
20
+1%
20
+3%
21
+5%
22
+5%
EPS (Diluted)
0.27
N/A
0.22
-19%
0.12
-45%
0.06
-50%
0.09
+50%
0.08
-11%
0.15
+88%
0.16
+7%
0.29
+81%
0.33
+14%
0.37
+12%
0.41
+11%
0.42
+2%
0.46
+10%
0.43
-7%
0.47
+9%
0.42
-11%
0.9
+114%
0.87
-3%
0.88
+1%
0.92
+5%
0.55
-40%
0.65
+18%
0.75
+15%
0.86
+15%
0.9
+5%
0.93
+3%
0.94
+1%
0.96
+2%
0.97
+1%
0.98
+1%
0.95
-3%
0.92
-3%
0.93
+1%
0.95
+2%
1
+5%
0.95
-5%

See Also

Summary
VB intrinsic value, competitors valuation, and company profile.
DCF Valuation
VB stock valuation using Discount Cash Flow valuation method.
Relative Valuation
VB stock valuation using valuation multiples.
Wall Street Estimates
VB price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
VB stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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