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Price: 34 300 VND -2.28% Market Closed

Market Cap: ₫266.4T

Income Statement

Net Interest Income

Non Interest Income

Currency: VND

		Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Net Interest Income		4 615 879	7 693 286	10 702 966	12 089 002	14 040 531	16 119 931	18 467 238	20 048 054	20 206 155	19 734 306	19 057 467	18 420 024	18 706 817	18 689 170	12 477 147	18 277 255	11 774 776	11 673 649	17 789 713	17 862 116	18 249 517	18 611 456	18 936 308	18 838 985	19 524 158	20 482 206	21 512 656	22 303 879	23 091 804	24 525 030	25 017 781	27 072 987	28 141 036	28 028 500	29 103 327	22 211 832	22 927 895	23 948 239	24 771 020	33 199 037	33 667 839	33 238 533	33 986 963	35 579 628	37 803 326	40 884 011	41 677 537	41 788 465	41 292 194	42 426 535	45 478 365	47 791 955	50 312 261	51 056 806	51 220 607	52 957 478	55 465 543	58 046 960	60 537 037	62 402 794	62 703 773	63 207 502	64 805 706	66 453 245
Interest Income		11 225 338	18 826 435	27 331 714	31 919 188	38 061 365	44 210 330	50 571 813	55 775 244	58 078 214	57 389 778	53 932 813	50 660 762	47 980 859	46 204 714	45 586 412	44 280 823	42 967 575	42 071 362	41 640 486	41 357 011	41 291 007	41 351 516	41 966 672	42 471 731	44 454 274	47 134 601	50 099 272	52 889 585	55 487 899	59 039 699	61 317 455	65 277 199	68 015 223	69 846 746	72 834 624	73 869 866	75 917 837	77 700 981	79 389 835	82 742 771	84 595 684	84 651 707	84 550 168	83 676 516	83 260 549	84 228 000	84 113 991	84 628 302	85 665 105	89 404 030	95 822 623	104 664 634	115 292 589	124 350 156	130 089 997	132 351 895	130 543 560	126 565 302	124 656 221	124 449 608	126 186 232	130 924 356	137 009 029	143 142 328
Interest Expense		6 609 459	11 133 149	16 628 748	19 830 186	24 020 834	30 174 288	34 188 463	35 727 190	37 872 059	37 655 472	34 875 348	32 240 738	31 615 171	27 515 544	33 109 264	26 003 568	31 192 799	30 397 713	23 850 773	23 494 894	11 375 748	22 740 060	11 666 052	23 632 746	24 930 116	26 652 395	28 586 616	30 585 706	32 396 095	34 514 669	18 493 037	38 204 212	20 163 012	41 818 246	43 731 297	51 658 030	52 989 941	53 752 742	54 618 815	49 543 736	50 927 845	51 413 174	50 563 205	48 096 890	45 457 223	43 343 989	42 436 454	42 839 836	44 372 911	46 977 495	50 344 258	56 872 679	64 980 328	73 293 351	78 869 390	79 714 259	75 397 861	68 838 184	64 439 026	62 057 892	63 493 535	67 727 931	72 214 400	76 689 083
Non Interest Income		854 132	1 411 497	2 108 906	3 590 608	3 882 841	4 093 069	4 326 645	4 111 123	3 627 353	3 818 936	4 100 425	5 001 040	5 055 999	5 125 967	5 439 624	9 487 590	4 997 231	6 302 361	5 798 505	9 536 385	9 510 567	10 447 603	11 227 227	10 180 838	10 841 251	10 782 381	10 988 303	10 515 954	10 875 631	11 670 421	11 829 834	11 207 792	11 167 857	8 839 007	9 641 329	12 181 086	10 228 795	11 689 815	11 567 507	16 870 182	17 521 351	17 717 106	18 542 494	30 398 082	30 549 120	31 870 627	32 018 258	20 415 102	19 241 685	20 192 021	22 884 004	28 318 225	24 027 599	24 858 530	24 083 294	30 283 906	24 341 430	24 584 347	27 153 365	38 616 345	28 374 179	28 858 812	27 877 548	28 541 088
Revenue		5 470 011 N/A	9 104 783 +66%	12 811 872 +41%	15 679 610 +22%	17 923 372 +14%	20 213 000 +13%	22 793 883 +13%	24 159 177 +6%	23 833 508 -1%	23 553 242 -1%	23 157 892 -2%	23 421 064 +1%	23 762 816 +1%	23 815 137 +0%	17 916 771 -25%	27 764 845 +55%	16 772 007 -40%	17 976 010 +7%	23 588 218 +31%	27 398 501 +16%	27 760 084 +1%	29 059 059 +5%	30 163 535 +4%	29 019 823 -4%	30 365 409 +5%	31 264 587 +3%	32 500 959 +4%	32 819 833 +1%	33 967 435 +3%	36 195 451 +7%	36 847 615 +2%	38 280 779 +4%	39 308 893 +3%	36 867 507 -6%	38 744 656 +5%	34 392 918 -11%	33 156 690 -4%	35 638 054 +7%	36 338 527 +2%	50 069 219 +38%	51 189 190 +2%	50 955 639 0%	52 529 457 +3%	65 977 710 +26%	68 352 446 +4%	72 754 638 +6%	73 695 795 +1%	62 203 567 -16%	60 533 879 -3%	62 618 556 +3%	68 362 369 +9%	76 110 180 +11%	74 339 860 -2%	75 915 336 +2%	75 303 901 -1%	83 241 384 +11%	79 806 973 -4%	82 631 307 +4%	87 690 402 +6%	101 019 139 +15%	91 077 952 -10%	92 066 314 +1%	92 683 254 +1%	94 994 333 +2%
Pre-Tax Income
Loan Loss Provision		(281 465)	(706 219)	(1 076 681)	(2 659 495)	(4 725 782)	(4 045 878)	(4 146 421)	(4 904 251)	(3 766 189)	(5 511 631)	(5 506 879)	(4 357 954)	(4 876 474)	(3 900 871)	(4 231 444)	(4 123 423)	(3 801 827)	(3 979 780)	(3 958 200)	(3 922 676)	(4 408 103)	(4 741 333)	(5 250 311)	(4 678 986)	(4 609 933)	(5 152 053)	(5 836 084)	(5 058 609)	(5 682 148)	(6 892 939)	(6 744 286)	(8 343 899)	(8 630 570)	(8 452 573)	(10 011 119)	(7 802 854)	(8 692 989)	(10 231 119)	(10 354 731)	(13 003 531)	(14 154 767)	(12 223 244)	(13 579 630)	(12 168 215)	(9 125 580)	(14 024 442)	(14 714 209)	(18 381 626)	(21 458 176)	(20 235 194)	(23 007 907)	(23 790 589)	(26 460 315)	(27 055 395)	(26 175 094)	(25 115 141)	(26 440 479)	(27 778 865)	(29 607 204)	(27 598 829)	(27 660 632)	(22 816 661)	(19 411 406)	(17 298 056)
Non Interest Expense		(3 562 407)	(5 766 150)	(7 618 001)	(8 422 077)	(8 608 835)	(9 852 446)	(11 755 015)	(10 862 905)	(10 820 508)	(10 752 230)	(8 934 341)	(10 895 210)	(11 365 244)	(10 401 193)	(10 913 594)	(15 890 800)	(11 293 358)	(12 671 185)	(13 446 012)	(16 172 364)	(15 942 253)	(17 008 351)	(17 364 411)	(16 995 396)	(17 569 044)	(18 372 732)	(18 559 718)	(19 307 521)	(19 692 474)	(20 308 124)	(20 902 638)	(20 730 686)	(20 988 509)	(18 756 742)	(19 163 779)	(20 031 431)	(17 779 820)	(18 779 025)	(18 564 585)	(25 284 695)	(25 431 944)	(24 826 301)	(25 261 131)	(36 689 679)	(37 021 286)	(38 220 128)	(38 314 915)	(26 232 785)	(23 724 242)	(24 036 905)	(25 912 068)	(31 187 718)	(26 775 647)	(26 990 909)	(26 545 389)	(33 136 718)	(28 147 022)	(29 433 220)	(30 982 247)	(41 656 385)	(31 040 479)	(31 525 606)	(31 486 090)	(34 250 323)
Pre-Tax Income		1 626 139 N/A	2 632 414 +62%	4 117 190 +56%	4 598 038 +12%	4 588 755 0%	6 314 676 +38%	6 892 447 +9%	8 392 021 +22%	9 246 810 +10%	7 289 381 -21%	8 716 672 +20%	8 167 900 -6%	7 521 099 -8%	9 513 073 +26%	2 771 734 -71%	7 750 622 +180%	1 676 823 -78%	1 325 046 -21%	6 184 006 +367%	7 303 461 +18%	7 409 728 +1%	7 309 375 -1%	7 548 813 +3%	7 345 441 -3%	8 186 432 +11%	7 739 802 -5%	8 105 157 +5%	8 453 703 +4%	8 592 813 +2%	8 994 388 +5%	9 200 691 +2%	9 206 194 +0%	9 689 814 +5%	9 658 192 0%	9 569 758 -1%	6 558 633 -31%	6 683 881 +2%	6 627 910 -1%	7 419 211 +12%	11 780 993 +59%	11 602 479 -2%	13 906 094 +20%	13 688 696 -2%	17 119 816 +25%	22 205 580 +30%	20 510 068 -8%	20 666 671 +1%	17 589 156 -15%	15 351 461 -13%	18 346 457 +20%	19 442 394 +6%	21 131 873 +9%	21 103 898 0%	21 869 032 +4%	22 583 418 +3%	24 989 525 +11%	25 219 472 +1%	25 419 222 +1%	27 100 951 +7%	31 763 925 +17%	32 376 841 +2%	37 724 047 +17%	41 785 758 +11%	43 445 954 +4%
Net Income
Tax Provision		(95 482)	(437 134)	(702 164)	(1 183 691)	(1 165 001)	(1 633 684)	(1 849 001)	(2 132 654)	(2 444 279)	(1 833 177)	(2 130 785)	(1 998 221)	(1 849 268)	(2 341 933)	(2 284 089)	(1 942 644)	(1 933 028)	(1 771 701)	(1 407 635)	(1 575 581)	(1 573 773)	(1 570 673)	(1 634 728)	(1 628 563)	(1 793 957)	(1 643 416)	(1 656 255)	(1 688 492)	(1 712 106)	(1 722 870)	(1 756 778)	(1 747 292)	(1 829 502)	(1 867 403)	(1 857 762)	(1 281 387)	(1 308 088)	(1 296 180)	(1 443 250)	(2 304 004)	(2 259 857)	(2 721 505)	(2 679 604)	(3 334 608)	(4 353 938)	(3 972 212)	(4 004 827)	(3 373 814)	(2 909 358)	(3 519 960)	(3 761 870)	(4 148 228)	(4 135 615)	(4 317 945)	(4 456 673)	(4 944 903)	(5 003 527)	(5 057 573)	(5 442 112)	(6 281 358)	(6 397 411)	(7 401 971)	(8 143 731)	(8 588 512)
Income from Continuing Operations		1 530 657	2 195 280	3 415 026	3 414 347	3 423 754	4 680 992	5 043 446	6 259 367	6 802 532	5 456 204	6 585 887	6 169 679	5 671 829	7 171 140	487 644	5 807 978	(256 204)	(446 655)	4 776 372	5 727 880	5 835 955	5 738 702	5 914 085	5 716 878	6 392 475	6 096 386	6 448 902	6 765 211	6 880 707	7 271 518	7 443 913	7 458 902	7 860 312	7 790 789	7 711 996	5 277 246	5 375 793	5 331 730	5 975 961	9 476 989	9 342 622	11 184 589	11 009 092	13 785 208	17 851 642	16 537 856	16 661 844	14 215 342	12 442 103	14 826 497	15 680 524	16 983 645	16 968 283	17 551 087	18 126 745	20 044 622	20 215 945	20 361 649	21 658 839	25 482 567	25 979 430	30 322 076	33 642 027	34 857 442
Income to Minority Interest		(1 991)	(4 133)	2 568	(8 869)	(6 597)	(7 950)	(17 520)	(15 572)	(19 923)	(21 345)	(22 242)	(18 134)	(15 454)	(15 539)	(15 116)	(15 529)	(16 957)	(14 161)	(14 524)	(14 997)	(13 611)	(17 072)	(17 051)	(18 957)	(20 167)	(17 208)	(17 890)	(19 984)	(23 299)	(29 638)	(26 668)	(26 539)	(31 026)	(26 205)	(26 235)	(2 443)	(1 368)	1 246	(3 330)	(15 722)	4 910	(32 071)	(31 065)	(65 006)	(84 373)	(92 042)	(92 910)	(126 582)	(150 969)	(140 145)	(115 616)	(59 920)	(50 739)	(75 650)	(126 561)	(141 072)	(159 962)	(143 677)	(78 083)	(134 352)	(171 150)	(209 206)	(306 232)	(266 785)
Net Income (Common)		1 528 666 N/A	2 191 147 +43%	3 417 594 +56%	2 589 501 -24%	2 601 180 +0%	3 857 066 +48%	4 209 950 +9%	5 242 795 +25%	5 781 610 +10%	4 433 859 -23%	5 562 644 +25%	5 151 545 -7%	4 656 375 -10%	6 155 601 +32%	(527 471) N/A	4 692 449 N/A	(1 373 161) N/A	(1 560 816) -14%	3 661 848 N/A	4 712 883 +29%	4 822 344 +2%	4 721 630 -2%	4 897 034 +4%	4 497 921 -8%	5 172 308 +15%	4 879 178 -6%	5 231 012 +7%	5 332 961 +2%	5 445 142 +2%	5 829 614 +7%	6 004 979 +3%	5 757 490 -4%	6 154 413 +7%	6 089 711 -1%	6 010 888 -1%	5 274 803 -12%	5 374 425 +2%	5 332 976 -1%	5 972 631 +12%	7 318 504 +23%	7 204 769 -2%	9 009 755 +25%	8 835 264 -2%	11 916 525 +35%	15 963 592 +34%	14 642 137 -8%	14 765 257 +1%	14 088 760 -5%	12 291 134 -13%	14 686 352 +19%	15 564 908 +6%	14 514 187 -7%	16 917 544 +17%	17 475 437 +3%	18 000 184 +3%	17 185 391 -5%	20 055 983 +17%	20 217 972 +1%	21 580 756 +7%	25 348 215 +17%	25 808 280 +2%	30 112 870 +17%	33 335 795 +11%	34 590 657 +4%
EPS (Diluted)		575.98 N/A	825.6 +43%	1 287.71 +56%	1 048.38 -19%	787.28 -25%	1 154.81 +47%	1 274.19 +10%	1 777.21 +39%	1 606.44 -10%	1 218.42 -24%	1 545.6 +27%	1 495.8 -3%	1 293.79 -14%	1 513.17 +17%	-125.11 N/A	1 165.24 N/A	-285.71 N/A	-321.22 -12%	761.93 N/A	980.62 +29%	1 003.4 +2%	971.72 -3%	1 018.94 +5%	935.89 -8%	1 076.21 +15%	1 004.15 -7%	1 088.43 +8%	1 109.64 +2%	1 132.98 +2%	1 199.75 +6%	1 249.47 +4%	1 197.97 -4%	1 280.56 +7%	1 267.1 -1%	1 250.7 -1%	1 097.54 -12%	1 118.27 +2%	1 109.64 -1%	1 242.74 +12%	1 522.78 +23%	1 499.11 -2%	1 874.68 +25%	1 838.38 -2%	2 479.5 +35%	3 321.59 +34%	3 046.63 -8%	3 072.25 +1%	3 346.49 +9%	2 557.45 -24%	3 055.99 +19%	3 238.8 +6%	1 868.71 -42%	3 520.27 +88%	3 254.25 -8%	3 351.96 +3%	2 212.63 -34%	3 734.84 +69%	3 764.99 +1%	4 018.76 +7%	3 263.6 -19%	3 322.83 +2%	3 877.05 +17%	4 292 +11%	4 453.57 +4%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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