Ho Chi Minh City Development Joint Stock Commercial Bank
VN:HDB
Income Statement
Income Statement
Ho Chi Minh City Development Joint Stock Commercial Bank
| Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
4 678 080
|
5 013 252
|
5 201 984
|
5 941 694
|
6 374 824
|
6 850 167
|
7 358 116
|
7 229 347
|
7 645 693
|
7 844 163
|
8 283 522
|
9 019 686
|
9 746 555
|
10 600 242
|
10 986 041
|
11 502 754
|
11 897 705
|
12 306 082
|
13 065 243
|
13 349 942
|
13 890 777
|
14 571 370
|
15 653 894
|
16 832 462
|
18 011 568
|
18 808 985
|
19 212 275
|
19 643 573
|
22 183 974
|
24 503 516
|
27 268 879
|
30 126 176
|
30 857 076
|
31 104 826
|
33 204 106
|
33 193 983
|
34 746 190
|
|
| Interest Income |
11 321 302
|
12 313 193
|
13 118 193
|
14 237 333
|
14 634 263
|
15 150 001
|
15 661 167
|
15 819 025
|
16 797 067
|
17 303 575
|
18 006 305
|
18 789 737
|
19 618 067
|
20 629 242
|
21 282 108
|
22 343 804
|
23 137 246
|
24 024 929
|
25 180 869
|
25 614 900
|
26 176 210
|
27 017 463
|
28 503 394
|
30 321 903
|
33 323 404
|
37 161 118
|
41 752 955
|
46 856 668
|
52 640 577
|
56 000 631
|
57 574 441
|
58 405 531
|
57 995 528
|
58 608 319
|
62 352 859
|
64 264 309
|
67 992 416
|
|
| Interest Expense |
6 643 222
|
7 299 941
|
7 916 209
|
8 295 639
|
8 259 439
|
8 299 834
|
6 434 945
|
8 589 678
|
9 151 374
|
9 459 412
|
9 722 783
|
9 770 051
|
9 871 512
|
10 029 000
|
10 296 067
|
10 841 050
|
11 239 541
|
11 718 847
|
12 115 626
|
12 264 958
|
12 285 433
|
12 446 093
|
12 849 500
|
13 489 441
|
15 311 836
|
18 352 133
|
22 540 680
|
27 213 095
|
30 456 604
|
31 497 115
|
30 305 562
|
28 279 355
|
27 138 452
|
27 503 493
|
29 148 753
|
31 070 326
|
33 246 226
|
|
| Non Interest Income |
817 670
|
964 207
|
1 192 290
|
1 402 210
|
1 232 141
|
1 561 263
|
1 717 835
|
1 594 549
|
1 954 165
|
1 932 134
|
1 865 880
|
1 871 520
|
1 873 588
|
1 766 110
|
1 853 441
|
1 991 205
|
2 131 271
|
2 776 687
|
3 123 715
|
3 093 714
|
3 381 401
|
3 693 015
|
3 989 366
|
4 518 070
|
4 367 209
|
4 304 949
|
4 912 760
|
5 165 065
|
5 154 568
|
5 302 317
|
4 856 254
|
4 954 423
|
5 218 144
|
6 913 922
|
8 218 617
|
8 950 683
|
9 801 961
|
|
| Revenue |
5 495 750
N/A
|
5 977 459
+9%
|
6 394 274
+7%
|
7 343 904
+15%
|
7 606 965
+4%
|
8 411 430
+11%
|
9 075 951
+8%
|
8 823 896
-3%
|
9 599 858
+9%
|
9 776 297
+2%
|
10 149 402
+4%
|
10 891 206
+7%
|
11 620 143
+7%
|
12 366 352
+6%
|
12 839 482
+4%
|
13 493 959
+5%
|
14 028 976
+4%
|
15 082 769
+8%
|
16 188 958
+7%
|
16 443 656
+2%
|
17 272 178
+5%
|
18 264 385
+6%
|
19 643 260
+8%
|
21 350 532
+9%
|
22 378 777
+5%
|
23 113 934
+3%
|
24 125 035
+4%
|
24 808 638
+3%
|
27 338 542
+10%
|
29 805 833
+9%
|
32 125 133
+8%
|
35 080 599
+9%
|
36 075 220
+3%
|
38 018 748
+5%
|
41 422 723
+9%
|
42 144 666
+2%
|
44 548 151
+6%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(993 605)
|
(1 055 318)
|
(997 320)
|
(962 953)
|
(1 016 760)
|
(1 058 683)
|
(1 078 431)
|
(906 030)
|
(994 271)
|
(973 736)
|
(1 031 330)
|
(1 234 264)
|
(1 289 083)
|
(1 354 877)
|
(1 457 103)
|
(1 539 843)
|
(1 788 384)
|
(1 932 659)
|
(2 002 474)
|
(1 973 555)
|
(2 305 860)
|
(2 538 456)
|
(2 832 996)
|
(3 110 614)
|
(3 068 339)
|
(3 355 121)
|
(4 015 974)
|
(3 971 138)
|
(4 267 751)
|
(4 581 512)
|
(4 274 576)
|
(4 731 975)
|
(5 321 434)
|
(5 376 378)
|
(8 391 219)
|
(9 591 733)
|
(9 750 955)
|
|
| Non Interest Expense |
(3 354 512)
|
(3 676 885)
|
(3 770 438)
|
(3 969 486)
|
(4 173 423)
|
(4 276 554)
|
(4 399 256)
|
(4 529 425)
|
(4 600 959)
|
(4 742 971)
|
(4 965 342)
|
(5 088 058)
|
(5 312 647)
|
(5 844 134)
|
(5 667 038)
|
(6 002 464)
|
(6 422 370)
|
(6 482 354)
|
(7 082 407)
|
(6 948 835)
|
(6 896 701)
|
(7 228 979)
|
(7 630 399)
|
(8 238 656)
|
(9 042 382)
|
(9 275 573)
|
(9 660 352)
|
(9 953 946)
|
(10 054 059)
|
(10 922 713)
|
(12 153 581)
|
(13 308 507)
|
(14 023 791)
|
(14 584 715)
|
(14 398 068)
|
(13 675 404)
|
(13 475 398)
|
|
| Pre-Tax Income |
1 147 633
N/A
|
1 245 256
+9%
|
1 626 516
+31%
|
2 411 465
+48%
|
2 416 782
+0%
|
3 076 193
+27%
|
3 598 264
+17%
|
3 388 441
-6%
|
4 004 628
+18%
|
4 059 590
+1%
|
4 152 730
+2%
|
4 568 884
+10%
|
5 018 413
+10%
|
5 167 341
+3%
|
5 715 341
+11%
|
5 951 652
+4%
|
5 818 222
-2%
|
6 667 756
+15%
|
7 104 077
+7%
|
7 521 266
+6%
|
8 069 617
+7%
|
8 496 950
+5%
|
9 179 865
+8%
|
10 001 262
+9%
|
10 268 056
+3%
|
10 483 240
+2%
|
10 448 709
0%
|
10 883 554
+4%
|
13 016 732
+20%
|
14 301 608
+10%
|
15 696 976
+10%
|
17 040 117
+9%
|
16 729 995
-2%
|
18 057 655
+8%
|
18 633 436
+3%
|
18 877 529
+1%
|
21 321 798
+13%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(233 135)
|
(251 821)
|
(319 296)
|
(478 191)
|
(462 375)
|
(597 468)
|
(703 066)
|
(662 145)
|
(803 117)
|
(813 267)
|
(830 075)
|
(912 820)
|
(998 079)
|
(1 024 428)
|
(1 148 260)
|
(1 194 925)
|
(1 171 125)
|
(1 341 849)
|
(1 427 092)
|
(1 509 928)
|
(1 616 118)
|
(1 703 127)
|
(1 837 424)
|
(2 002 373)
|
(2 058 586)
|
(2 100 497)
|
(2 106 531)
|
(2 195 705)
|
(2 680 719)
|
(2 946 135)
|
(3 269 179)
|
(3 581 842)
|
(3 482 347)
|
(3 665 507)
|
(3 817 081)
|
(3 807 993)
|
(4 269 094)
|
|
| Income from Continuing Operations |
914 498
|
993 435
|
1 307 220
|
1 933 274
|
1 954 407
|
2 478 725
|
2 895 198
|
2 726 296
|
3 201 511
|
3 246 323
|
3 322 655
|
3 656 064
|
4 020 334
|
4 142 913
|
4 567 081
|
4 756 727
|
4 647 097
|
5 325 907
|
5 676 985
|
6 011 338
|
6 453 499
|
6 793 823
|
7 342 441
|
7 998 889
|
8 209 470
|
8 382 743
|
8 342 178
|
8 687 849
|
10 336 013
|
11 355 473
|
12 427 797
|
13 458 275
|
13 247 648
|
14 392 148
|
14 816 355
|
15 069 536
|
17 052 704
|
|
| Income to Minority Interest |
(176 366)
|
(183 042)
|
(191 684)
|
(187 819)
|
(207 920)
|
(242 136)
|
(272 230)
|
(315 166)
|
(359 426)
|
(362 676)
|
(390 810)
|
(392 672)
|
(415 568)
|
(448 340)
|
(448 184)
|
(445 202)
|
(398 148)
|
(402 198)
|
(411 947)
|
(406 544)
|
(399 980)
|
(385 293)
|
(406 663)
|
(478 192)
|
(459 676)
|
(463 338)
|
(343 347)
|
(224 563)
|
(265 115)
|
(262 813)
|
(378 799)
|
(465 841)
|
(484 695)
|
(504 213)
|
(528 451)
|
(558 870)
|
(549 234)
|
|
| Net Income (Common) |
738 132
N/A
|
810 393
+10%
|
1 112 536
+37%
|
1 745 455
+57%
|
1 743 487
0%
|
2 233 589
+28%
|
2 617 968
+17%
|
2 406 130
-8%
|
2 837 085
+18%
|
2 878 647
+1%
|
2 931 845
+2%
|
3 263 392
+11%
|
3 594 766
+10%
|
3 684 573
+2%
|
4 108 897
+12%
|
4 301 525
+5%
|
4 248 949
-1%
|
4 923 709
+16%
|
5 265 038
+7%
|
5 604 794
+6%
|
6 053 519
+8%
|
6 408 530
+6%
|
6 935 778
+8%
|
7 520 697
+8%
|
7 749 794
+3%
|
7 919 405
+2%
|
7 998 831
+1%
|
8 463 286
+6%
|
10 070 898
+19%
|
11 092 660
+10%
|
12 048 998
+9%
|
12 992 434
+8%
|
12 762 953
-2%
|
13 887 935
+9%
|
14 287 904
+3%
|
14 510 666
+2%
|
16 503 470
+14%
|
|
| EPS (Diluted) |
441.73
N/A
|
630.65
+43%
|
468.04
-26%
|
460.29
-2%
|
1 237.39
+169%
|
1 435.46
+16%
|
1 294.1
-10%
|
1 546.35
+19%
|
1 402.41
-9%
|
1 422.95
+1%
|
1 449.25
+2%
|
1 613.14
+11%
|
1 787.55
+11%
|
2 409.79
+35%
|
2 062.69
-14%
|
2 159.4
+5%
|
2 134.07
-1%
|
2 471.74
+16%
|
2 643.09
+7%
|
7 032.36
+166%
|
3 038.91
-57%
|
3 217.13
+6%
|
2 730.2
-15%
|
2 600.04
-5%
|
1 721.56
-34%
|
2 737.42
+59%
|
2 765.79
+1%
|
2 925.91
+6%
|
2 237.17
-24%
|
3 195.46
+43%
|
3 471.57
+9%
|
3 743.05
+8%
|
2 830.7
-24%
|
3 063.91
+8%
|
3 152.15
+3%
|
3 201.3
+2%
|
3 297.21
+3%
|
|