National Citizen Commercial Joint Stock Bank
VN:NVB
Income Statement
Income Statement
National Citizen Commercial Joint Stock Bank
| Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
490 264
|
557 378
|
596 749
|
663 467
|
740 112
|
812 727
|
826 312
|
743 459
|
732 411
|
589 608
|
446 099
|
596 040
|
433 183
|
581 950
|
596 905
|
600 482
|
631 894
|
643 727
|
683 066
|
762 879
|
762 881
|
848 313
|
879 659
|
952 864
|
1 018 765
|
1 017 789
|
979 025
|
1 117 506
|
1 117 555
|
1 134 820
|
1 160 068
|
981 173
|
929 606
|
956 221
|
945 168
|
1 158 408
|
1 220 459
|
1 175 934
|
1 284 981
|
1 433 742
|
1 592 714
|
1 602 106
|
1 690 462
|
1 259 219
|
1 124 305
|
1 063 539
|
1 074 532
|
931 777
|
1 384 409
|
1 402 593
|
959 249
|
457 229
|
897 098
|
958 815
|
1 226 005
|
(1 782 193)
|
(1 498 940)
|
(1 014 202)
|
(603 207)
|
2 371 396
|
|
| Interest Income |
1 714 750
|
1 855 474
|
2 104 847
|
2 431 065
|
2 691 190
|
2 921 762
|
2 976 649
|
2 751 483
|
2 609 380
|
2 552 860
|
1 829 329
|
2 144 236
|
1 614 159
|
2 242 021
|
2 385 885
|
2 454 329
|
2 511 305
|
2 521 243
|
2 593 590
|
2 751 284
|
2 883 590
|
3 121 943
|
3 307 917
|
3 561 013
|
3 839 220
|
4 039 142
|
4 159 868
|
4 437 486
|
4 523 313
|
4 618 734
|
4 772 906
|
4 738 865
|
4 762 585
|
4 851 982
|
4 967 308
|
5 291 273
|
5 507 062
|
5 597 065
|
5 751 801
|
5 958 774
|
6 149 745
|
6 120 128
|
6 133 032
|
5 542 515
|
5 120 555
|
4 871 670
|
6 569 432
|
4 763 294
|
7 584 729
|
8 242 255
|
6 572 367
|
6 433 619
|
6 107 988
|
5 733 207
|
5 648 277
|
2 928 691
|
3 346 433
|
4 266 155
|
5 276 210
|
8 777 359
|
|
| Interest Expense |
1 224 485
|
1 298 097
|
1 508 099
|
1 767 599
|
1 951 078
|
2 109 036
|
2 150 338
|
2 008 024
|
1 876 969
|
1 963 252
|
1 383 231
|
1 548 196
|
1 180 976
|
1 660 072
|
1 812 683
|
1 853 847
|
1 879 411
|
1 877 516
|
1 910 524
|
1 988 405
|
2 120 710
|
2 273 631
|
2 428 259
|
2 608 149
|
2 820 455
|
3 021 353
|
3 180 843
|
3 319 980
|
3 405 758
|
3 483 914
|
3 612 838
|
3 757 692
|
3 832 979
|
3 895 761
|
4 022 140
|
4 132 865
|
4 286 603
|
4 421 131
|
4 466 820
|
4 525 032
|
4 557 031
|
4 518 022
|
4 442 570
|
4 283 296
|
3 996 250
|
3 808 131
|
5 494 900
|
3 831 517
|
6 200 320
|
4 099 861
|
5 613 118
|
5 976 390
|
10 210 148
|
9 773 650
|
9 421 530
|
4 710 884
|
4 845 373
|
5 280 357
|
5 879 417
|
6 405 963
|
|
| Non Interest Income |
182 955
|
183 789
|
184 885
|
191 205
|
286 034
|
284 807
|
282 423
|
279 392
|
283 756
|
35 097
|
21 944
|
169 243
|
153 027
|
174 160
|
172 831
|
346 011
|
263 545
|
266 592
|
353 283
|
286 084
|
347 503
|
349 950
|
268 490
|
653 976
|
394 935
|
454 699
|
509 781
|
313 135
|
314 913
|
594 003
|
529 038
|
1 792 493
|
601 133
|
377 465
|
594 028
|
932 012
|
1 014 558
|
1 101 960
|
1 041 917
|
950 718
|
896 275
|
929 919
|
1 066 882
|
1 318 225
|
1 520 918
|
1 730 303
|
2 701 810
|
1 766 728
|
2 412 348
|
2 183 778
|
1 218 478
|
936 816
|
1 708 146
|
2 840 667
|
2 611 119
|
5 229 075
|
1 886 083
|
1 137 567
|
1 315 192
|
3 132 765
|
|
| Revenue |
673 219
N/A
|
741 167
+10%
|
781 634
+5%
|
854 672
+9%
|
1 026 146
+20%
|
1 097 534
+7%
|
1 108 735
+1%
|
1 022 851
-8%
|
1 016 167
-1%
|
624 705
-39%
|
468 043
-25%
|
765 283
+64%
|
586 210
-23%
|
756 110
+29%
|
769 736
+2%
|
946 493
+23%
|
895 439
-5%
|
910 319
+2%
|
1 036 349
+14%
|
1 048 963
+1%
|
1 110 384
+6%
|
1 198 263
+8%
|
1 148 149
-4%
|
1 606 840
+40%
|
1 413 700
-12%
|
1 472 488
+4%
|
1 488 806
+1%
|
1 430 641
-4%
|
1 432 468
+0%
|
1 728 823
+21%
|
1 689 106
-2%
|
2 773 666
+64%
|
1 530 739
-45%
|
1 333 686
-13%
|
1 539 196
+15%
|
2 090 420
+36%
|
2 235 017
+7%
|
2 277 894
+2%
|
2 326 898
+2%
|
2 384 460
+2%
|
2 488 989
+4%
|
2 532 025
+2%
|
2 757 344
+9%
|
2 577 444
-7%
|
2 645 223
+3%
|
2 793 842
+6%
|
3 776 342
+35%
|
2 698 505
-29%
|
3 796 757
+41%
|
3 586 371
-6%
|
2 177 727
-39%
|
1 394 045
-36%
|
2 605 244
+87%
|
3 799 482
+46%
|
3 837 124
+1%
|
3 446 882
-10%
|
387 143
-89%
|
123 365
-68%
|
711 985
+477%
|
5 504 161
+673%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(41 919)
|
(41 918)
|
(31 444)
|
(34 233)
|
(69 484)
|
(83 619)
|
(76 511)
|
(68 741)
|
(88 345)
|
14 135
|
14 471
|
(24 485)
|
(5 062)
|
(40 356)
|
(48 016)
|
(49 397)
|
(49 397)
|
10 135
|
(669)
|
(31 516)
|
(31 516)
|
(81 215)
|
(70 364)
|
(82 705)
|
0
|
(94 257)
|
(88 764)
|
(62 009)
|
(62 009)
|
(64 642)
|
(30 017)
|
(63 963)
|
(63 963)
|
(47 346)
|
(73 639)
|
(71 523)
|
(91 523)
|
(84 755)
|
(76 418)
|
(48 335)
|
(28 607)
|
(25 667)
|
(155 765)
|
(243 057)
|
(349 409)
|
(396 486)
|
(478 936)
|
(268 075)
|
(368 603)
|
(309 495)
|
(116 848)
|
(146 950)
|
(180 055)
|
(230 604)
|
(245 482)
|
(263 544)
|
(318 526)
|
(377 903)
|
(446 522)
|
(702 387)
|
|
| Non Interest Expense |
(421 953)
|
(444 902)
|
(486 718)
|
(565 311)
|
(734 650)
|
(788 701)
|
(816 158)
|
(798 537)
|
(924 431)
|
(677 274)
|
(584 739)
|
(716 877)
|
(564 590)
|
(698 597)
|
(699 749)
|
(887 345)
|
(819 422)
|
(913 045)
|
(1 035 605)
|
(1 009 974)
|
(1 080 205)
|
(1 101 744)
|
(1 062 800)
|
(1 510 587)
|
(1 316 973)
|
(1 365 769)
|
(1 386 040)
|
(1 337 888)
|
(1 337 932)
|
(1 625 948)
|
(1 621 249)
|
(2 621 873)
|
(1 379 101)
|
(1 193 596)
|
(1 371 207)
|
(1 963 856)
|
(2 086 794)
|
(2 135 430)
|
(2 190 654)
|
(2 332 387)
|
(2 444 593)
|
(2 400 150)
|
(2 420 850)
|
(2 332 077)
|
(2 295 056)
|
(2 501 699)
|
(3 661 415)
|
(2 429 192)
|
(3 427 835)
|
(3 261 999)
|
(2 110 383)
|
(1 913 614)
|
(3 369 690)
|
(4 472 425)
|
(4 315 805)
|
(8 311 428)
|
(5 003 415)
|
(4 417 844)
|
(4 681 694)
|
(4 800 205)
|
|
| Pre-Tax Income |
209 348
N/A
|
254 348
+21%
|
263 473
+4%
|
255 129
-3%
|
222 012
-13%
|
225 214
+1%
|
216 066
-4%
|
155 574
-28%
|
3 390
-98%
|
(38 434)
N/A
|
(102 225)
-166%
|
23 921
N/A
|
16 559
-31%
|
17 159
+4%
|
21 971
+28%
|
9 751
-56%
|
26 621
+173%
|
7 409
-72%
|
75
-99%
|
7 473
+9 864%
|
(1 339)
N/A
|
15 302
N/A
|
14 984
-2%
|
13 548
-10%
|
14 022
+3%
|
12 462
-11%
|
14 002
+12%
|
30 744
+120%
|
32 527
+6%
|
38 233
+18%
|
37 840
-1%
|
87 830
+132%
|
87 675
0%
|
92 744
+6%
|
94 350
+2%
|
55 041
-42%
|
56 700
+3%
|
57 709
+2%
|
59 826
+4%
|
3 738
-94%
|
15 789
+322%
|
106 208
+573%
|
180 729
+70%
|
2 310
-99%
|
758
-67%
|
(104 343)
N/A
|
(364 009)
-249%
|
1 238
N/A
|
319
-74%
|
14 877
+4 564%
|
(49 504)
N/A
|
(666 519)
-1 246%
|
(944 501)
-42%
|
(903 547)
+4%
|
(724 163)
+20%
|
(5 128 090)
-608%
|
(4 934 798)
+4%
|
(4 672 382)
+5%
|
(4 416 231)
+5%
|
1 569
N/A
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(52 434)
|
(52 434)
|
(65 965)
|
(63 879)
|
(55 811)
|
(71 725)
|
(54 324)
|
(39 201)
|
(1 216)
|
14 698
|
30 645
|
(5 467)
|
(3 533)
|
(3 666)
|
(4 096)
|
(1 616)
|
(5 328)
|
(1 098)
|
30
|
(983)
|
968
|
(2 520)
|
(2 486)
|
(2 709)
|
(2 607)
|
(3 004)
|
(3 437)
|
(8 789)
|
(9 128)
|
(9 775)
|
(9 571)
|
(51 590)
|
(51 559)
|
(52 565)
|
(52 894)
|
(11 899)
|
(12 230)
|
(12 665)
|
(14 540)
|
(2 526)
|
(4 936)
|
(22 795)
|
(36 240)
|
(910)
|
(600)
|
20 420
|
35 855
|
(1 230)
|
(1 047)
|
(4 451)
|
(3 472)
|
(3 037)
|
(4 709)
|
(3 736)
|
(4 780)
|
(848)
|
(1 474)
|
(363)
|
(1 267)
|
(1 491)
|
|
| Income from Continuing Operations |
156 914
|
201 915
|
197 508
|
191 250
|
166 201
|
153 490
|
161 742
|
116 372
|
2 174
|
(23 737)
|
(71 579)
|
18 454
|
13 026
|
13 493
|
17 875
|
8 134
|
21 292
|
6 310
|
104
|
6 490
|
(372)
|
12 781
|
12 497
|
10 839
|
11 415
|
9 458
|
10 565
|
21 955
|
23 399
|
28 458
|
28 269
|
36 240
|
36 116
|
40 179
|
41 456
|
43 142
|
44 470
|
45 044
|
45 286
|
1 212
|
10 853
|
83 413
|
144 489
|
1 400
|
158
|
(83 923)
|
(328 154)
|
8
|
(728)
|
10 426
|
(52 976)
|
(669 556)
|
(949 210)
|
(907 283)
|
(728 943)
|
(5 128 938)
|
(4 936 272)
|
(4 672 745)
|
(4 417 498)
|
78
|
|
| Net Income (Common) |
156 914
N/A
|
201 915
+29%
|
197 508
-2%
|
191 250
-3%
|
166 201
-13%
|
153 490
-8%
|
161 742
+5%
|
116 372
-28%
|
2 174
-98%
|
(23 737)
N/A
|
(71 579)
-202%
|
18 454
N/A
|
13 026
-29%
|
13 493
+4%
|
17 875
+32%
|
8 134
-54%
|
21 292
+162%
|
6 310
-70%
|
104
-98%
|
6 490
+6 140%
|
(372)
N/A
|
12 781
N/A
|
12 497
-2%
|
10 839
-13%
|
11 415
+5%
|
9 458
-17%
|
10 565
+12%
|
21 955
+108%
|
23 399
+7%
|
28 458
+22%
|
28 269
-1%
|
36 240
+28%
|
36 116
0%
|
40 179
+11%
|
41 456
+3%
|
43 142
+4%
|
44 470
+3%
|
45 044
+1%
|
45 286
+1%
|
1 212
-97%
|
10 852
+795%
|
83 413
+669%
|
144 489
+73%
|
1 400
-99%
|
159
-89%
|
(83 923)
N/A
|
(328 154)
-291%
|
8
N/A
|
(728)
N/A
|
10 426
N/A
|
(52 976)
N/A
|
(669 556)
-1 164%
|
(949 210)
-42%
|
(907 283)
+4%
|
(728 943)
+20%
|
(5 128 938)
-604%
|
(4 936 272)
+4%
|
(4 672 745)
+5%
|
(4 417 498)
+5%
|
78
N/A
|
|
| EPS (Diluted) |
1 171
N/A
|
535.58
-54%
|
591.34
+10%
|
507.29
-14%
|
497.6
-2%
|
411.5
-17%
|
429.02
+4%
|
311.98
-27%
|
5.83
-98%
|
-63.63
N/A
|
-191.9
-202%
|
49.47
N/A
|
34.92
-29%
|
35.79
+2%
|
47.92
+34%
|
21.8
-55%
|
57.08
+162%
|
16.91
-70%
|
0.29
-98%
|
17.39
+5 897%
|
-0.99
N/A
|
34.26
N/A
|
41.93
+22%
|
29.05
-31%
|
30.6
+5%
|
25.35
-17%
|
28.34
+12%
|
58.86
+108%
|
62.73
+7%
|
76.29
+22%
|
75.78
-1%
|
97.15
+28%
|
96.82
0%
|
61.71
-36%
|
81.44
+32%
|
102.71
+26%
|
87.36
-15%
|
88.32
+1%
|
88.97
+1%
|
2.38
-97%
|
21.32
+796%
|
163.55
+667%
|
283.86
+74%
|
2.75
-99%
|
0.39
-86%
|
-205.98
N/A
|
-589.35
-186%
|
0.01
N/A
|
-1.3
N/A
|
18.72
N/A
|
-95.14
N/A
|
-1 202.5
-1 164%
|
-1 704.75
-42%
|
-1 629.45
+4%
|
-1 309.16
+20%
|
-4 366.42
-234%
|
-4 202.39
+4%
|
-3 975.56
+5%
|
-3 759.57
+5%
|
0.04
N/A
|
|