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Price: 35 450 VND

Market Cap: ₫251.2T

Income Statement

Net Interest Income

Non Interest Income

Currency: VND

		Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025	Dec-2025
Revenue
Net Interest Income		5 871 341	6 420 750	6 831 371	6 762 580	7 208 380	7 368 441	7 841 968	8 294 188	8 142 221	8 309 235	8 331 344	8 374 296	8 930 412	9 291 094	9 574 937	10 636 482	11 389 939	12 273 683	12 968 251	13 576 051	14 257 844	15 284 867	16 021 731	17 444 706	18 751 209	20 662 518	23 314 940	24 909 749	26 698 613	28 685 955	29 891 995	30 714 967	30 289 775	28 705 592	27 206 629	26 913 328	27 691 120	29 663 784	32 846 833	34 503 349	35 507 963	35 313 812	34 972 962	35 968 929	38 155 091
Interest Income		13 030 328	13 336 632	13 456 607	13 164 133	13 374 087	13 647 206	14 435 669	15 330 922	15 736 077	16 369 573	16 765 270	16 948 202	17 594 504	18 172 827	18 668 446	20 182 127	21 413 626	22 507 352	23 529 715	24 227 371	25 016 341	32 352 936	33 045 006	34 370 474	29 001 912	30 148 884	32 239 438	33 658 810	35 503 251	38 040 169	39 881 864	42 012 968	44 752 636	47 796 765	51 231 483	54 512 818	56 707 759	57 482 792	58 833 915	59 469 481	60 089 462	60 532 248	61 486 874	63 918 167	68 017 450
Interest Expense		7 158 987	6 915 882	6 625 236	6 401 553	6 165 707	6 278 765	6 593 701	7 036 734	7 593 856	8 060 338	8 433 926	8 573 906	8 664 092	8 881 733	9 093 509	10 018 968	10 023 687	8 917 028	10 561 464	8 861 356	10 758 497	17 068 069	17 023 275	16 925 768	10 250 703	9 486 366	8 924 498	8 749 061	8 804 638	9 354 214	9 989 869	11 298 001	14 462 861	19 091 173	24 024 854	27 599 490	29 016 639	27 819 008	25 987 082	24 966 132	24 581 499	25 218 436	26 513 912	27 949 238	29 862 359
Non Interest Income		3 934 435	4 617 429	5 045 393	5 915 833	5 718 010	7 165 882	7 035 312	6 560 138	6 208 796	6 761 050	7 583 639	8 104 298	9 648 674	10 875 175	10 190 717	10 544 715	11 781 778	11 230 186	13 227 473	14 564 466	13 814 157	15 927 534	17 119 206	17 859 880	17 596 785	17 739 965	17 394 634	17 044 456	17 337 490	17 717 054	18 556 939	19 693 964	20 556 816	24 418 470	24 620 487	30 809 284	25 185 737	37 465 834	40 173 584	35 514 884	30 188 844	28 851 023	27 995 218	28 597 805	23 532 994
Revenue		9 805 776 N/A	11 038 179 +13%	11 876 764 +8%	12 678 413 +7%	12 926 390 +2%	14 534 323 +12%	14 877 280 +2%	14 854 326 0%	14 351 017 -3%	15 070 285 +5%	15 914 983 +6%	16 478 594 +4%	18 579 086 +13%	20 166 269 +9%	19 765 654 -2%	21 181 197 +7%	23 171 717 +9%	23 503 869 +1%	26 195 724 +11%	28 140 517 +7%	28 072 001 0%	31 212 401 +11%	33 140 937 +6%	35 304 586 +7%	36 347 994 +3%	38 402 483 +6%	40 709 574 +6%	41 954 205 +3%	44 036 103 +5%	46 403 009 +5%	48 448 934 +4%	50 408 931 +4%	50 846 591 +1%	53 124 062 +4%	51 827 116 -2%	57 722 612 +11%	52 876 857 -8%	67 129 618 +27%	73 020 417 +9%	70 018 233 -4%	65 696 807 -6%	64 164 835 -2%	62 968 180 -2%	64 566 734 +3%	61 688 085 -4%
Pre-Tax Income
Loan Loss Provision		(2 281 270)	(3 502 719)	(3 954 194)	(3 500 023)	(3 623 934)	(3 834 807)	(4 016 274)	(3 783 059)	(3 661 091)	(3 332 264)	(3 536 208)	(3 251 116)	(3 609 226)	(3 162 905)	(2 274 262)	(2 859 812)	(1 846 245)	(1 189 614)	(1 041 634)	(664 750)	(917 368)	(1 522 059)	(1 889 109)	(2 557 097)	(2 611 035)	(2 689 832)	(2 848 472)	(2 403 685)	(2 664 603)	(2 032 172)	(1 851 882)	(1 872 219)	(1 936 294)	(2 252 438)	(2 642 328)	(2 978 032)	(3 921 068)	(4 597 510)	(5 434 452)	(5 598 745)	(4 082 294)	(3 961 377)	(3 330 914)	(3 720 905)	(4 420 625)
Non Interest Expense		(6 107 485)	(6 383 371)	(6 422 467)	(7 372 636)	(7 265 251)	(8 488 087)	(8 268 276)	(7 721 577)	(6 693 286)	(6 999 042)	(7 235 425)	(7 254 660)	(6 933 563)	(7 723 049)	(6 992 791)	(7 351 250)	(10 664 456)	(11 605 035)	(14 027 732)	(15 728 719)	(14 316 365)	(16 348 333)	(17 337 681)	(18 058 024)	(17 936 663)	(17 514 783)	(17 262 311)	(17 363 266)	(18 133 207)	(19 865 516)	(20 788 361)	(21 575 271)	(23 342 529)	(26 465 828)	(26 451 118)	(32 883 199)	(26 067 561)	(37 465 579)	(40 341 937)	(35 804 082)	(34 076 145)	(33 230 521)	(32 592 250)	(32 764 965)	(24 729 394)
Pre-Tax Income		1 417 021 N/A	1 152 089 -19%	1 500 103 +30%	1 805 754 +20%	2 037 205 +13%	2 211 429 +9%	2 592 730 +17%	3 349 690 +29%	3 996 640 +19%	4 738 979 +19%	5 143 350 +9%	5 972 818 +16%	8 036 297 +35%	9 280 315 +15%	10 498 601 +13%	10 970 135 +4%	10 661 016 -3%	10 709 220 +0%	11 126 358 +4%	11 747 048 +6%	12 838 268 +9%	13 342 009 +4%	13 914 147 +4%	14 689 465 +6%	15 800 296 +8%	18 197 868 +15%	20 598 791 +13%	22 187 254 +8%	23 238 293 +5%	24 505 321 +5%	25 808 691 +5%	26 961 441 +4%	25 567 768 -5%	24 405 796 -5%	22 733 670 -7%	21 861 381 -4%	22 888 228 +5%	25 066 529 +10%	27 244 028 +9%	28 615 406 +5%	27 538 368 -4%	26 972 937 -2%	27 045 016 +0%	28 080 864 +4%	32 538 066 +16%
Net Income
Tax Provision		(335 163)	(281 808)	(354 002)	(417 393)	(508 017)	(520 095)	(599 932)	(738 709)	(847 794)	(1 006 572)	(1 078 133)	(1 223 740)	(1 590 702)	(1 844 994)	(2 087 591)	(2 205 760)	(2 187 019)	(2 192 143)	(2 277 254)	(2 374 916)	(2 612 059)	(2 702 255)	(2 818 080)	(2 995 723)	(3 217 829)	(3 644 838)	(4 128 099)	(4 464 774)	(4 822 911)	(4 951 612)	(5 179 384)	(5 396 649)	(5 131 342)	(5 046 817)	(4 753 497)	(4 580 043)	(4 697 362)	(5 135 757)	(5 546 737)	(5 793 798)	(5 778 264)	(5 476 325)	(5 470 762)	(5 686 107)	(6 583 594)
Income from Continuing Operations		1 081 858	870 281	1 146 101	1 388 361	1 529 188	1 691 334	1 992 798	2 610 981	3 148 846	3 732 407	4 065 217	4 749 078	6 445 595	7 435 321	8 411 010	8 764 375	8 473 997	8 517 077	8 849 104	9 372 132	10 226 209	10 639 754	11 096 067	11 693 742	12 582 467	14 553 030	16 470 692	17 722 480	18 415 382	19 553 709	20 629 307	21 564 792	20 436 426	19 358 979	17 980 173	17 281 338	18 190 866	19 930 772	21 697 291	22 821 608	21 760 104	21 496 612	21 574 254	22 394 757	25 954 472
Income to Minority Interest		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(11 222)	(9 284)	(33 127)	(61 490)	(151 070)	(191 548)	(239 821)	(292 707)	(257 476)	(287 202)	(310 617)	(323 823)	(363 132)	(393 574)	(376 773)	(351 892)	(286 049)	(216 321)	(185 985)	(172 173)	(187 064)	(202 868)	(231 081)	(230 836)	(237 176)	(246 721)	(270 360)	(409 024)	(664 242)
Net Income (Common)		1 068 197 N/A	856 620 -20%	1 132 440 +32%	1 374 700 +21%	1 503 716 +9%	1 665 862 +11%	1 967 326 +18%	2 585 509 +31%	3 129 130 +21%	3 712 691 +19%	4 045 501 +9%	4 729 362 +17%	6 445 595 +36%	7 435 321 +15%	8 411 010 +13%	8 764 375 +4%	8 442 775 -4%	8 476 571 +0%	8 774 755 +4%	9 269 420 +6%	10 043 139 +8%	10 416 206 +4%	10 834 246 +4%	11 379 035 +5%	12 301 991 +8%	14 242 828 +16%	16 137 075 +13%	17 375 657 +8%	18 014 250 +4%	19 122 135 +6%	20 214 534 +6%	21 174 900 +5%	20 111 877 -5%	19 104 158 -5%	17 755 688 -7%	17 070 665 -4%	17 955 802 +5%	19 679 904 +10%	21 418 210 +9%	22 542 772 +5%	21 486 928 -5%	21 213 891 -1%	21 267 894 +0%	21 949 733 +3%	25 290 230 +15%
EPS (Diluted)		321.64 N/A	321.67 +0%	425.24 +32%	516.22 +21%	452.79 -12%	625.55 +38%	494.42 -21%	970.9 +96%	951.97 -2%	1 394.17 +46%	1 034.65 -26%	4 362.88 +322%	2 573.09 -41%	2 251.08 -13%	2 256.17 +0%	2 506.25 +11%	3 815.08 +52%	2 421.87 -37%	2 512.09 +4%	2 648.4 +5%	2 871.1 +8%	2 976.05 +4%	3 095.49 +4%	3 251.15 +5%	3 514.85 +8%	4 063.57 +16%	4 598.76 +13%	4 948.91 +8%	5 136.65 +4%	5 452.56 +6%	5 743.87 +5%	6 020.31 +5%	2 862.47 -52%	5 431.57 +90%	5 048.18 -7%	4 853.42 -4%	2 548.72 -47%	2 793.44 +10%	2 943.16 +5%	3 199.81 +9%	3 049.26 -5%	3 002.73 -2%	3 026.02 +1%	3 063.23 +1%	3 568.92 +17%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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