Erste Group Bank AG
VSE:EBS

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Erste Group Bank AG
VSE:EBS
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Price: 107.3 EUR -2.45% Market Closed
Market Cap: €44B
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-
5Y
-76%
10Y
+33%
Investing Cash Flow
+
3Y
-158%
5Y
-240%
10Y
+7%
Financing Cash Flow
+
3Y
+65%
5Y
-
10Y
-

Cash Flow Statement
Erste Group Bank AG

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Cash Flow Statement
Currency: EUR
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
324
0
0
0
513
0
0
0
537
0
0
0
719
0
0
0
920
0
0
0
1 182
0
0
0
1 522
0
0
0
399
0
0
0
977
0
0
0
1 043
0
0
0
(563)
0
0
0
631
0
0
0
200
0
0
0
(1 313)
297
691
1 039
1 275
1 065
1 142
1 425
1 537
1 553
1 537
1 372
1 668
1 732
1 814
1 922
2 163
2 226
2 160
2 195
1 911
1 703
1 344
1 179
1 026
1 209
1 804
2 061
2 408
2 462
2 604
2 539
2 666
2 989
3 320
3 736
3 921
4 130
3 984
4 040
3 945
3 858
3 937
3 938
Depreciation & Amortization
271
0
0
0
407
0
0
0
489
0
0
0
342
0
0
0
355
0
0
0
355
0
0
0
485
0
0
0
1 359
0
0
0
826
0
0
0
676
0
0
0
1 608
0
0
0
1 112
0
0
0
972
0
0
0
1 612
119
233
357
567
357
402
396
622
622
598
598
558
556
551
604
571
589
595
559
738
743
759
765
614
611
607
614
607
606
595
600
594
594
597
585
632
630
622
613
554
555
554
561
Other Non-Cash Items
(1 704)
0
0
0
(1 627)
0
0
0
(1 893)
0
0
0
358
0
0
0
106
0
0
0
56
0
0
0
(106)
0
0
0
511
0
0
0
2 059
0
0
0
1 994
0
0
0
2 291
0
0
0
1 942
0
0
0
1 543
0
0
0
2 018
303
277
535
632
328
17
190
586
598
796
261
(180)
(378)
(351)
(164)
86
107
597
321
424
20
306
477
974
1 461
1 198
1 024
513
850
69
592
962
955
1 135
962
832
(1 134)
(678)
34
(492)
1 571
1 851
1 651
Cash Taxes Paid
0
0
0
0
0
0
0
0
90
0
0
0
138
0
0
0
304
0
0
0
330
0
0
0
344
0
0
0
342
0
0
0
262
0
0
0
329
0
0
0
240
0
0
0
170
0
0
0
209
0
0
0
267
0
180
264
355
340
319
313
408
434
398
412
407
416
444
450
457
445
409
419
468
469
501
546
439
439
401
318
391
448
405
518
549
517
466
379
315
340
544
639
807
794
775
899
Cash Interest Paid
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2 299
0
0
0
1 806
0
0
1 310
2 394
1 734
2 243
1 178
1 632
1 630
1 421
1 445
1 543
1 860
2 239
2 642
2 848
2 921
2 968
2 968
3 055
3 026
2 956
2 751
2 576
2 437
2 378
2 388
2 487
2 663
3 233
4 187
5 549
7 404
9 593
11 702
13 905
15 041
15 509
15 210
15 812
15 219
14 501
13 824
Change in Working Capital
5 671
2 895
2 268
2 991
4 004
4 940
5 260
3 236
4 485
2 303
2 749
3 852
638
2 842
1 088
740
(985)
(3 872)
(1 301)
(2 562)
1 904
5 271
4 559
5 642
(1 320)
1 828
(66)
(694)
(5 132)
(4 932)
(4 111)
(5 216)
(7 208)
(1 854)
(359)
(662)
(3 393)
2 111
2 846
2 558
3 386
4 761
3 073
8 431
277
3 971
5 547
3 792
(2 438)
4 234
(1 547)
(2 482)
(4 008)
(4 050)
(1 783)
238
3 457
7 390
6 256
3 798
3 431
7 420
10 339
5 461
1 433
(1 372)
(10 206)
(8 329)
(5 727)
(10 769)
(2 367)
(1 722)
(9 267)
4 837
(855)
9 840
21 879
27 432
26 541
15 687
7 876
(9 986)
(6 760)
(4 210)
(13 037)
(6 478)
(14 078)
(16 819)
(2 799)
(15 733)
(8 605)
(10 332)
(13 036)
(9 112)
(2 940)
(3 258)
Cash from Operating Activities
4 562
N/A
2 895
-37%
2 268
-22%
2 991
+32%
3 297
+10%
4 940
+50%
5 260
+6%
3 236
-38%
3 618
+12%
2 303
-36%
2 749
+19%
3 852
+40%
2 057
-47%
2 842
+38%
1 088
-62%
740
-32%
396
-46%
(3 872)
N/A
(1 301)
+66%
(2 562)
-97%
3 497
N/A
5 271
+51%
4 559
-14%
5 642
+24%
581
-90%
1 828
+215%
(66)
N/A
(694)
-952%
(2 863)
-313%
(4 932)
-72%
(4 111)
+17%
(5 216)
-27%
(3 346)
+36%
(1 854)
+45%
(359)
+81%
(662)
-84%
320
N/A
2 111
+560%
2 846
+35%
2 558
-10%
6 722
+163%
4 761
-29%
3 073
-35%
8 431
+174%
3 962
-53%
3 971
+0%
5 547
+40%
3 792
-32%
277
-93%
4 234
+1 429%
(1 547)
N/A
(2 482)
-60%
(1 691)
+32%
(3 331)
-97%
(582)
+83%
2 169
N/A
5 931
+173%
7 209
+22%
5 886
-18%
3 878
-34%
6 176
+59%
10 193
+65%
13 270
+30%
7 692
-42%
3 479
-55%
538
-85%
(8 192)
N/A
(5 967)
+27%
(2 907)
+51%
(7 847)
-170%
985
N/A
1 353
+37%
(6 194)
N/A
7 303
N/A
1 554
-79%
12 261
+689%
24 493
+100%
30 713
+25%
30 150
-2%
19 386
-36%
11 404
-41%
(6 068)
N/A
(3 492)
+42%
(479)
+86%
(8 815)
-1 740%
(1 940)
+78%
(9 026)
-365%
(11 536)
-28%
2 586
N/A
(12 107)
N/A
(4 677)
+61%
(5 645)
-21%
(9 029)
-60%
(3 128)
+65%
3 402
N/A
2 892
-15%
Investing Cash Flow
Capital Expenditures
(341)
0
0
0
(1 169)
0
0
0
(1 323)
0
0
0
(443)
0
0
0
(760)
0
0
0
(626)
0
0
0
(933)
0
0
0
(930)
0
0
0
(940)
0
0
0
(622)
0
0
0
(534)
0
0
0
(727)
0
0
0
(726)
0
0
0
(634)
(634)
(634)
(634)
(773)
(773)
(773)
(773)
(807)
(826)
(826)
(826)
(636)
(480)
(480)
(480)
(541)
(40)
(175)
(207)
(591)
(515)
(465)
(521)
(550)
(584)
(693)
(716)
(548)
(526)
(409)
(471)
(479)
(567)
(510)
(459)
(528)
(428)
(522)
(615)
(746)
(773)
(779)
(716)
Other Items
(3 085)
(2 158)
(1 820)
(3 187)
(1 895)
(4 919)
(4 703)
(3 532)
(2 955)
(2 641)
(2 582)
(2 904)
(1 056)
(2 566)
(1 754)
(1 367)
(64)
1 219
(926)
(1 172)
(2 385)
(2 885)
(2 498)
(1 464)
609
(654)
272
972
3 776
2 348
2 961
1 593
(522)
(645)
(1 115)
(838)
813
(2 052)
(2 254)
(1 349)
(1 924)
(2 839)
(2 393)
(3 820)
(2 686)
(1 816)
(1 293)
(265)
1 570
1 374
1 355
923
1 148
(7)
(844)
(379)
(643)
(645)
(25)
(332)
424
533
237
282
282
112
320
115
51
(558)
(530)
(282)
158
223
249
243
198
144
135
148
65
89
94
104
246
257
226
213
(71)
(134)
(131)
(159)
(104)
(91)
(202)
(230)
Cash from Investing Activities
(3 426)
N/A
(2 158)
+37%
(1 820)
+16%
(3 187)
-75%
(3 064)
+4%
(4 919)
-61%
(4 703)
+4%
(3 532)
+25%
(4 278)
-21%
(2 641)
+38%
(2 582)
+2%
(2 904)
-12%
(1 499)
+48%
(2 566)
-71%
(1 754)
+32%
(1 367)
+22%
(824)
+40%
1 219
N/A
(926)
N/A
(1 172)
-27%
(3 011)
-157%
(2 885)
+4%
(2 498)
+13%
(1 464)
+41%
(324)
+78%
(654)
-102%
272
N/A
972
+257%
2 846
+193%
2 348
-17%
2 961
+26%
1 593
-46%
(1 462)
N/A
(645)
+56%
(1 115)
-73%
(838)
+25%
191
N/A
(2 052)
N/A
(2 254)
-10%
(1 349)
+40%
(2 458)
-82%
(2 839)
-16%
(2 393)
+16%
(3 820)
-60%
(3 413)
+11%
(1 816)
+47%
(1 293)
+29%
(265)
+80%
844
N/A
1 374
+63%
1 355
-1%
923
-32%
514
-44%
(641)
N/A
(1 478)
-131%
(1 013)
+31%
(1 416)
-40%
(784)
+45%
(164)
+79%
(471)
-187%
(383)
+19%
(293)
+23%
(589)
-101%
(544)
+8%
(354)
+35%
(368)
-4%
(160)
+57%
(365)
-128%
(490)
-34%
(598)
-22%
(705)
-18%
(489)
+31%
(433)
+11%
(292)
+33%
(216)
+26%
(278)
-29%
(352)
-27%
(440)
-25%
(558)
-27%
(568)
-2%
(483)
+15%
(437)
+10%
(315)
+28%
(367)
-17%
(233)
+36%
(310)
-33%
(284)
+8%
(246)
+13%
(599)
-143%
(562)
+6%
(653)
-16%
(774)
-19%
(850)
-10%
(864)
-2%
(981)
-14%
(946)
+4%
Financing Cash Flow
Net Issuance of Common Stock
0
0
0
0
641
0
0
0
6
0
0
0
31
0
0
0
38
0
0
0
3 195
0
0
0
45
0
0
0
28
0
0
0
3 470
0
0
0
2
0
0
0
8
0
0
0
67
0
0
0
(1 122)
0
0
0
0
0
0
0
1
0
497
497
499
499
498
499
496
496
(1)
10
11
508
513
501
502
502
504
504
1 249
752
747
745
(495)
(497)
(498)
(496)
(2)
0
0
24
(107)
(146)
162
(206)
(255)
0
470
814
Cash Paid for Dividends
(62)
0
0
0
(62)
0
0
0
(74)
0
0
0
(90)
0
0
0
(120)
0
0
0
(133)
0
0
0
(202)
0
0
0
(235)
0
0
0
(203)
0
0
0
(385)
0
0
0
(405)
0
0
0
(141)
0
0
0
(299)
0
0
0
(171)
0
0
0
0
0
(209)
(205)
(222)
(222)
(445)
(449)
(470)
(470)
(567)
(567)
(568)
(568)
(649)
(649)
(663)
(663)
(104)
(104)
(115)
(115)
(339)
(339)
(756)
0
(1 181)
(1 181)
(754)
0
(881)
(881)
(869)
(869)
(1 186)
(1 186)
(1 217)
0
(1 314)
(1 314)
Other
351
68
343
1 034
(180)
273
(99)
(294)
136
(90)
(156)
(658)
(367)
(27)
378
694
477
2 914
2 426
3 171
920
1 520
1 577
549
356
70
308
435
572
1 224
1 801
1 778
98
2 382
1 152
1 092
(310)
(1 036)
(652)
(414)
(179)
(1 290)
(1 322)
(1 561)
(141)
866
569
(360)
(44)
(3 607)
(3 080)
(2 234)
(121)
1 783
1 772
1 869
(40)
(35)
(12)
(68)
(69)
(71)
(95)
(38)
(30)
(29)
(48)
(48)
(271)
(270)
(261)
(264)
(36)
(37)
(7)
(3)
(8)
(19)
(47)
(45)
(56)
(47)
(104)
(23)
(1)
(2)
50
(34)
(44)
(50)
(76)
(80)
(81)
(76)
(94)
(95)
Cash from Financing Activities
289
N/A
68
-76%
343
+404%
1 034
+201%
399
-61%
273
-32%
(99)
N/A
(294)
-197%
68
N/A
(90)
N/A
(156)
-73%
(658)
-322%
(426)
+35%
(27)
+94%
378
N/A
694
+84%
395
-43%
2 914
+638%
2 426
-17%
3 171
+31%
3 982
+26%
1 520
-62%
1 577
+4%
549
-65%
199
-64%
70
-65%
308
+340%
435
+41%
365
-16%
1 224
+235%
1 801
+47%
1 778
-1%
3 365
+89%
2 382
-29%
1 152
-52%
1 092
-5%
(693)
N/A
(1 036)
-49%
(652)
+37%
(414)
+37%
(576)
-39%
(1 290)
-124%
(1 322)
-2%
(1 561)
-18%
(215)
+86%
866
N/A
569
-34%
(360)
N/A
(1 465)
-307%
(3 607)
-146%
(3 080)
+15%
(2 234)
+27%
(292)
+87%
1 783
N/A
1 772
-1%
1 869
+5%
(39)
N/A
(35)
+10%
276
N/A
224
-19%
208
-7%
206
-1%
(42)
N/A
12
N/A
(4)
N/A
(3)
+25%
(616)
-20 433%
(605)
+2%
(828)
-37%
(330)
+60%
(397)
-20%
(412)
-4%
(197)
+52%
(198)
-1%
393
N/A
397
+1%
1 127
+184%
619
-45%
362
-42%
362
N/A
(1 307)
N/A
(1 300)
+1%
(1 783)
-37%
(1 700)
+5%
(757)
+56%
(756)
+0%
(831)
-10%
(891)
-7%
(1 020)
-15%
(1 065)
-4%
(1 100)
-3%
(1 472)
-34%
(1 553)
-6%
(1 509)
+3%
(938)
+38%
(595)
+37%
Change in Cash
Effect of Foreign Exchange Rates
2
15
29
47
(24)
(44)
(32)
(59)
(40)
(18)
(23)
0
42
52
42
37
38
21
(4)
12
182
168
457
229
(219)
(322)
(413)
(332)
(407)
(526)
(608)
(389)
(117)
185
(35)
(20)
25
55
125
(82)
(114)
(195)
(226)
(118)
(7)
(48)
18
10
(95)
(80)
(39)
(48)
4
39
32
62
39
27
(25)
15
1
(17)
219
200
323
350
14
72
(21)
(88)
73
(51)
(32)
(165)
(140)
(170)
(123)
32
34
97
43
75
(13)
(27)
(6)
86
131
42
33
(146)
(147)
(59)
(123)
17
(63)
23
Net Change in Cash
1 427
N/A
820
-43%
820
N/A
885
+8%
608
-31%
250
-59%
426
+70%
(649)
N/A
(632)
+3%
(446)
+29%
(12)
+97%
290
N/A
174
-40%
301
+73%
(246)
N/A
104
N/A
5
-95%
282
+5 540%
195
-31%
(551)
N/A
4 650
N/A
4 074
-12%
4 095
+1%
4 956
+21%
237
-95%
922
+289%
101
-89%
381
+277%
(59)
N/A
(1 886)
-3 097%
43
N/A
(2 234)
N/A
(1 560)
+30%
68
N/A
(357)
N/A
(428)
-20%
(157)
+63%
(922)
-487%
65
N/A
713
+997%
3 574
+401%
437
-88%
(868)
N/A
2 932
N/A
327
-89%
2 973
+809%
4 841
+63%
3 177
-34%
(439)
N/A
1 921
N/A
(3 311)
N/A
(3 841)
-16%
(1 465)
+62%
(2 150)
-47%
(256)
+88%
3 087
N/A
4 515
+46%
6 417
+42%
5 973
-7%
3 646
-39%
6 002
+65%
10 089
+68%
12 858
+27%
7 360
-43%
3 444
-53%
517
-85%
(8 954)
N/A
(6 865)
+23%
(4 246)
+38%
(8 863)
-109%
(44)
+100%
401
N/A
(6 856)
N/A
6 648
N/A
1 591
-76%
12 210
+667%
25 145
+106%
30 924
+23%
29 988
-3%
19 277
-36%
9 657
-50%
(7 730)
N/A
(5 603)
+28%
(2 573)
+54%
(9 811)
-281%
(2 920)
+70%
(10 010)
-243%
(12 631)
-26%
1 000
N/A
(13 880)
N/A
(6 577)
+53%
(7 950)
-21%
(11 555)
-45%
(5 484)
+53%
1 420
N/A
1 374
-3%

See Also

Summary
EBS intrinsic value, competitors valuation, and company profile.
DCF Valuation
EBS stock valuation using Discount Cash Flow valuation method.
Relative Valuation
EBS stock valuation using valuation multiples.
Wall Street Estimates
EBS price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
EBS stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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