Kruk SA
WSE:KRU
Intrinsic Value
KRUK SA engages in the provision of debt collection services, and in the purchase of debt portfolios and credit management. [ Read More ]
The intrinsic value of one KRU stock under the Base Case scenario is 499.53 PLN. Compared to the current market price of 473 PLN, Kruk SA is Undervalued by 5%.
Valuation Backtest
Kruk SA
Run backtest to discover the historical profit from buying and selling KRU stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Balance Sheet Decomposition
Kruk SA
Current Assets | 486.9m |
Cash & Short-Term Investments | 388.5m |
Receivables | 83.4m |
Other Current Assets | 15m |
Non-Current Assets | 9.4B |
Long-Term Investments | 8.7B |
PP&E | 91.8m |
Intangibles | 75.3m |
Other Non-Current Assets | 595.1m |
Current Liabilities | 625.3m |
Accounts Payable | 220.4m |
Other Current Liabilities | 404.9m |
Non-Current Liabilities | 5.5B |
Long-Term Debt | 5.1B |
Other Non-Current Liabilities | 373.7m |
Earnings Waterfall
Kruk SA
Revenue
|
2.6B
PLN
|
Operating Expenses
|
-904.1m
PLN
|
Operating Income
|
1.7B
PLN
|
Other Expenses
|
-688.3m
PLN
|
Net Income
|
983.9m
PLN
|
Free Cash Flow Analysis
Kruk SA
KRU Profitability Score
Profitability Due Diligence
Kruk SA's profitability score is 62/100. The higher the profitability score, the more profitable the company is.
Score
Kruk SA's profitability score is 62/100. The higher the profitability score, the more profitable the company is.
KRU Solvency Score
Solvency Due Diligence
Kruk SA's solvency score is 34/100. The higher the solvency score, the more solvent the company is.
Score
Kruk SA's solvency score is 34/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
KRU Price Targets Summary
Kruk SA
According to Wall Street analysts, the average 1-year price target for KRU is 513.06 PLN with a low forecast of 478.74 PLN and a high forecast of 547.05 PLN.
Shareholder Return
KRU Price
Kruk SA
Average Annual Return | 31.52% |
Standard Deviation of Annual Returns | 67.61% |
Max Drawdown | -67% |
Market Capitalization | 9.1B PLN |
Shares Outstanding | 19 318 790 |
Percentage of Shares Shorted |
N/A
|
Company Profile
Country
Industry
Market Cap
Dividend Yield
Description
KRUK SA engages in the provision of debt collection services, and in the purchase of debt portfolios and credit management. The company is headquartered in Wroclaw, Woj. Dolnoslaskie and currently employs 3,274 full-time employees. The company went IPO on 2011-05-10. The firm is a multi-operator, which offers loss prevention and debt collection services. The firm divides its business into two main operating segments: Debt Purchase, including acquisition of non-performing debt portfolios, and Debt Collection Outsourcing, offering fee-based collection of debt on client’s behalf, focused on consumer and corporate loans. The firm provides services to financial institutions and large corporate customers. The company manages receivables of banks, credit intermediaries, leasing companies and digital platform providers, among others. The Company’s operating activities concentrate in a number of countries, such as Poland, Romania, Czech Republic, Slovakia and Spain. The firm's subsidiaries include Kruk Deutschland GmbH, Presco Investments Sarl and Espand Soluciones de Gestion y Recuperacion de Deuda SL, among others.
Contact
IPO
Employees
Officers
The intrinsic value of one KRU stock under the Base Case scenario is 499.53 PLN.
Compared to the current market price of 473 PLN, Kruk SA is Undervalued by 5%.