First Time Loading...
B

Bank Millennium SA
WSE:MIL

Watchlist Manager
Bank Millennium SA
WSE:MIL
Watchlist
Price: 8.75 PLN -0.11%
Updated: May 29, 2024

Intrinsic Value

Bank Millennium SA engages in the provision of commercial banking services. [ Read More ]

The intrinsic value of one MIL stock under the Base Case scenario is 11.05 PLN. Compared to the current market price of 8.75 PLN, Bank Millennium SA is Undervalued by 21%.

Key Points:
MIL Intrinsic Value
Base Case
11.05 PLN
Undervaluation 21%
Intrinsic Value
Price
B
Worst Case
Base Case
Best Case

Valuation Backtest
Bank Millennium SA

Backtest Intrinsic Value
Dive into the past to invest in the future

Run backtest to discover the historical profit from buying and selling MIL stocks based on their intrinsic value.

Analyze the historical link between intrinsic value and market price to make more informed investment decisions.

Run Backtest
Settings
Valuation Methods
Buy/Sell Thresholds
Buy When:
%
Sell When:
%
B
S
Run Backtest
How does it work?

Fundamental Analysis

Ask me anything about
Bank Millennium SA

Provide an overview of the primary business activities
of Bank Millennium SA.

What unique competitive advantages
does Bank Millennium SA hold over its rivals?

What risks and challenges
does Bank Millennium SA face in the near future?

Summarize the latest earnings call
of Bank Millennium SA.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Bank Millennium SA.

Provide P/S
for Bank Millennium SA.

Provide P/E
for Bank Millennium SA.

Provide P/B
for Bank Millennium SA.

Show me price targets
for Bank Millennium SA made by professional analysts.

What are the Revenue projections
for Bank Millennium SA?

How accurate were the past Revenue estimates
for Bank Millennium SA?

What are the Net Income projections
for Bank Millennium SA?

How accurate were the past Net Income estimates
for Bank Millennium SA?

What are the EPS projections
for Bank Millennium SA?

How accurate were the past EPS estimates
for Bank Millennium SA?

What are the EBIT projections
for Bank Millennium SA?

How accurate were the past EBIT estimates
for Bank Millennium SA?

Compare the revenue forecasts
for Bank Millennium SA with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Bank Millennium SA and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Bank Millennium SA against its competitors.

Analyze the profit margins
(gross, operating, and net) of Bank Millennium SA compared to its peers.

Compare the P/E ratios
of Bank Millennium SA against its peers.

Discuss the investment returns and shareholder value creation
comparing Bank Millennium SA with its peers.

Analyze the financial leverage
of Bank Millennium SA compared to its main competitors.

Show all profitability ratios
for Bank Millennium SA.

Provide ROE
for Bank Millennium SA.

Provide ROA
for Bank Millennium SA.

Provide Net Interest Margin
for Bank Millennium SA.

Provide Net Margin
for Bank Millennium SA.

Show all solvency ratios
for Bank Millennium SA.

Loans/Deposits Ratio
for Bank Millennium SA.

What is the historical Revenue growth
over the last 5 years for Bank Millennium SA?

What is the historical Net Income growth
over the last 5 years for Bank Millennium SA?

What is the current Free Cash Flow
of Bank Millennium SA?

Discuss the annual earnings per share (EPS)
trend over the past five years for Bank Millennium SA.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Bank Millennium SA

Net Loans 73.2B
Investments 30.4B
PP&E 559.8m
Intangibles 480.4m
Other Assets 27.5B
Total Deposits 113.4B
Short Term Debt 380.4m
Long Term Debt 4.9B
Other Liabilities 6.4B
Efficiency

Wall St
Price Targets

MIL Price Targets Summary
Bank Millennium SA

Wall Street analysts forecast MIL stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for MIL is 9.76 PLN with a low forecast of 6.87 PLN and a high forecast of 13.55 PLN.

Lowest
Price Target
6.87 PLN
22% Downside
Average
Price Target
9.76 PLN
12% Upside
Highest
Price Target
13.55 PLN
55% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Shareholder Return

MIL Price
Bank Millennium SA

1M 1M
-5%
6M 6M
+7%
1Y 1Y
+83%
3Y 3Y
+75%
5Y 5Y
-6%
10Y 10Y
+2%
Annual Price Range
8.75
52w Low
4.454
52w High
10.57
Price Metrics
Average Annual Return 6.25%
Standard Deviation of Annual Returns 94.41%
Max Drawdown -78%
Shares Statistics
Market Capitalization 10.6B PLN
Shares Outstanding 1 213 120 000
Percentage of Shares Shorted
N/A

MIL Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Bank Millennium SA

Country

Poland

Industry

Banking

Market Cap

10.6B PLN

Dividend Yield

0%

Description

Bank Millennium SA engages in the provision of commercial banking services. The company is headquartered in Warsaw, Woj. Mazowieckie and currently employs 7,079 full-time employees. Its product and service offer includes personal accounts, debit and credit cards, overdraft limits, cash and mortgage loans, saving accounts, term deposits, investment funds, brokerage services, structured products and insurance products. Its business is divided into three segments, including Retail Banking, providing services for individual customers and small enterprises; Corporate Banking, providing services for corporate customers; and Treasury and investment operations, offering financial instruments for both individual and corporate customers. As of December 31, 2012, the Bank rendered its services through a network of 447 outlets located in Polish cities, Internet banking (Millenet), telephone banking and a network of automated teller machines (ATMs). The company operated six subsidiaries, including Millennium Leasing Sp. z o.o. and Millennium Dom Maklerski SA, among others. Banco Comercial Portugues SA held a 65.51% stake in the Bank

Contact

WOJ. MAZOWIECKIE
Warsaw
ul. Stanislawa Zaryna 2A
+48225981110.0
https://www.bankmillennium.pl/

IPO

1992-08-13

Employees

7 079

Officers

Chairman of the Management Board
Mr. Joao Nuno Lima Bras Jorge
Deputy Chairman & Secretary of the Supervisory Board
Mr. Dariusz Rosati
Deputy Chairman of the Management Board & CFO
Mr. Fernando Maria Cardoso Rodrigues Bicho
Member of Management Board
Mr. Pan Jaroslaw Hermann
Head of Investor Relations Department
Dariusz Górski
Head of the Structured Finance Department
Mr. Tomasz Tomasiak

See Also

Discover More
What is the Intrinsic Value of one MIL stock?

The intrinsic value of one MIL stock under the Base Case scenario is 11.05 PLN.

Is MIL stock undervalued or overvalued?

Compared to the current market price of 8.75 PLN, Bank Millennium SA is Undervalued by 21%.