Discover Financial Services
XBER:DC7
Income Statement
Income Statement
Discover Financial Services
| Nov-2006 | Feb-2007 | May-2007 | Aug-2007 | Nov-2007 | Feb-2008 | May-2008 | Aug-2008 | Nov-2008 | Feb-2009 | May-2009 | Aug-2009 | Nov-2009 | Feb-2010 | May-2010 | Aug-2010 | Nov-2010 | Feb-2011 | May-2011 | Aug-2011 | Nov-2011 | Feb-2012 | May-2012 | Aug-2012 | Nov-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
1 373
|
1 521
|
1 466
|
1 431
|
1 361
|
1 324
|
1 289
|
1 307
|
1 405
|
1 584
|
1 823
|
1 976
|
1 894
|
2 536
|
3 145
|
3 763
|
4 563
|
4 588
|
4 634
|
4 724
|
4 861
|
4 984
|
5 105
|
5 238
|
5 372
|
5 489
|
5 604
|
5 743
|
5 918
|
6 071
|
6 230
|
6 359
|
6 462
|
6 528
|
6 575
|
6 622
|
6 682
|
6 803
|
6 918
|
7 058
|
7 218
|
7 360
|
7 547
|
7 772
|
8 000
|
8 208
|
8 399
|
8 572
|
8 754
|
8 959
|
9 162
|
9 341
|
9 463
|
9 556
|
9 414
|
9 277
|
9 230
|
9 162
|
9 271
|
9 411
|
9 517
|
9 666
|
9 977
|
10 415
|
10 999
|
11 652
|
12 219
|
12 698
|
13 099
|
13 454
|
17 288
|
17 621
|
14 296
|
17 854
|
|
| Interest Income |
2 209
|
2 484
|
2 515
|
2 547
|
2 584
|
2 635
|
2 610
|
2 616
|
2 693
|
2 846
|
3 092
|
3 243
|
3 145
|
3 889
|
4 582
|
5 285
|
6 146
|
6 140
|
6 162
|
6 225
|
6 345
|
6 439
|
6 521
|
6 617
|
6 703
|
6 765
|
6 836
|
6 928
|
7 064
|
7 189
|
7 325
|
7 464
|
7 596
|
7 692
|
7 776
|
7 858
|
7 945
|
8 100
|
8 243
|
8 419
|
8 616
|
8 810
|
9 058
|
9 350
|
9 648
|
9 939
|
10 237
|
10 542
|
10 893
|
11 261
|
11 602
|
11 861
|
11 993
|
12 038
|
11 733
|
11 374
|
11 095
|
10 759
|
10 676
|
10 669
|
10 651
|
10 741
|
11 067
|
11 750
|
12 864
|
14 205
|
15 580
|
16 833
|
17 845
|
18 716
|
19 397
|
19 899
|
20 020
|
19 873
|
|
| Interest Expense |
836
|
963
|
1 049
|
1 116
|
1 223
|
1 311
|
1 321
|
1 309
|
1 288
|
1 261
|
1 268
|
1 267
|
1 251
|
1 352
|
1 437
|
1 522
|
1 583
|
1 552
|
1 527
|
1 500
|
1 485
|
1 455
|
1 416
|
1 379
|
1 331
|
1 276
|
920
|
873
|
1 146
|
1 118
|
1 095
|
1 105
|
1 134
|
1 164
|
1 201
|
1 236
|
1 263
|
1 297
|
1 325
|
1 361
|
1 398
|
1 450
|
1 511
|
1 578
|
1 648
|
1 731
|
1 838
|
1 970
|
2 139
|
2 302
|
2 440
|
2 520
|
2 530
|
2 482
|
2 319
|
2 097
|
1 865
|
1 597
|
1 405
|
1 258
|
1 134
|
1 075
|
1 090
|
1 335
|
1 865
|
2 553
|
3 361
|
4 135
|
4 746
|
5 262
|
5 596
|
5 765
|
5 724
|
5 506
|
|
| Non Interest Income |
3 369
|
3 440
|
3 338
|
3 252
|
3 377
|
3 562
|
3 577
|
3 648
|
4 264
|
4 479
|
4 715
|
5 156
|
4 841
|
4 197
|
3 628
|
2 876
|
2 095
|
2 112
|
2 143
|
2 131
|
2 205
|
2 192
|
2 181
|
2 224
|
2 281
|
2 314
|
2 391
|
2 350
|
2 306
|
2 239
|
2 211
|
2 210
|
2 015
|
2 042
|
1 998
|
1 949
|
2 057
|
1 989
|
1 915
|
1 888
|
1 881
|
1 854
|
1 870
|
1 869
|
1 897
|
1 925
|
1 918
|
1 944
|
1 955
|
1 938
|
1 984
|
1 981
|
1 996
|
2 028
|
1 980
|
1 931
|
1 858
|
1 833
|
2 641
|
2 564
|
2 570
|
2 528
|
1 862
|
2 126
|
2 294
|
2 525
|
2 612
|
2 698
|
2 695
|
2 824
|
3 810
|
3 886
|
3 614
|
4 307
|
|
| Revenue |
4 742
N/A
|
4 961
+5%
|
4 803
-3%
|
4 683
-2%
|
4 738
+1%
|
4 886
+3%
|
4 866
0%
|
4 955
+2%
|
5 669
+14%
|
6 063
+7%
|
6 539
+8%
|
7 132
+9%
|
6 735
-6%
|
6 733
0%
|
6 774
+1%
|
6 640
-2%
|
6 658
+0%
|
6 700
+1%
|
6 777
+1%
|
6 855
+1%
|
7 066
+3%
|
7 176
+2%
|
7 287
+2%
|
7 462
+2%
|
7 653
+3%
|
7 802
+2%
|
7 995
+2%
|
8 093
+1%
|
8 224
+2%
|
8 310
+1%
|
8 441
+2%
|
8 569
+2%
|
8 477
-1%
|
8 570
+1%
|
8 573
+0%
|
8 571
0%
|
8 739
+2%
|
8 792
+1%
|
8 833
+0%
|
8 946
+1%
|
9 099
+2%
|
9 214
+1%
|
9 417
+2%
|
9 641
+2%
|
9 897
+3%
|
10 133
+2%
|
10 317
+2%
|
10 516
+2%
|
10 709
+2%
|
10 897
+2%
|
11 146
+2%
|
11 322
+2%
|
11 459
+1%
|
11 584
+1%
|
11 394
-2%
|
11 208
-2%
|
11 088
-1%
|
10 995
-1%
|
11 912
+8%
|
11 975
+1%
|
12 087
+1%
|
12 194
+1%
|
11 839
-3%
|
12 541
+6%
|
13 293
+6%
|
14 177
+7%
|
14 831
+5%
|
15 396
+4%
|
15 794
+3%
|
16 278
+3%
|
21 098
+30%
|
21 507
+2%
|
17 910
-17%
|
22 161
+24%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(607)
|
(748)
|
(763)
|
(677)
|
(734)
|
(892)
|
(959)
|
(1 178)
|
(1 596)
|
(2 228)
|
(2 661)
|
(2 677)
|
(2 362)
|
(2 812)
|
(2 892)
|
(3 224)
|
(3 207)
|
(2 237)
|
(1 689)
|
(1 075)
|
(1 013)
|
(747)
|
(804)
|
(831)
|
(848)
|
(856)
|
(863)
|
(1 070)
|
(1 086)
|
(1 199)
|
(1 319)
|
(1 340)
|
(1 443)
|
(1 561)
|
(1 507)
|
(1 485)
|
(1 512)
|
(1 546)
|
(1 652)
|
(1 765)
|
(1 859)
|
(2 021)
|
(2 249)
|
(2 478)
|
(2 579)
|
(2 744)
|
(2 846)
|
(2 914)
|
(3 035)
|
(3 093)
|
(3 138)
|
(3 195)
|
(3 231)
|
0
|
0
|
0
|
0
|
365
|
230
|
45
|
(218)
|
(737)
|
(1 151)
|
(1 739)
|
(2 359)
|
(3 307)
|
(4 063)
|
(4 992)
|
(6 018)
|
(6 413)
|
(7 344)
|
(7 115)
|
(4 911)
|
(6 155)
|
|
| Non Interest Expense |
(2 467)
|
(2 704)
|
(2 680)
|
(2 623)
|
(2 478)
|
(2 489)
|
(2 472)
|
(2 458)
|
(2 416)
|
(2 373)
|
(2 326)
|
(2 238)
|
(2 251)
|
(2 167)
|
(2 120)
|
(2 162)
|
(2 183)
|
(2 303)
|
(2 425)
|
(2 501)
|
(2 541)
|
(2 623)
|
(2 736)
|
(2 920)
|
(3 052)
|
(3 128)
|
(3 200)
|
(3 157)
|
(3 194)
|
(3 225)
|
(3 202)
|
(3 246)
|
(3 340)
|
(3 429)
|
(3 559)
|
(3 614)
|
(3 615)
|
(3 628)
|
(3 607)
|
(3 620)
|
(3 584)
|
(3 583)
|
(3 589)
|
(3 642)
|
(3 781)
|
(3 864)
|
(3 936)
|
(4 003)
|
(4 077)
|
(4 133)
|
(4 227)
|
(4 319)
|
(4 393)
|
(6 335)
|
(8 380)
|
(9 028)
|
(9 653)
|
(7 768)
|
(5 867)
|
(5 302)
|
(4 805)
|
(4 854)
|
(4 855)
|
(5 053)
|
(5 216)
|
(5 489)
|
(5 670)
|
(5 736)
|
(6 139)
|
(6 177)
|
(8 055)
|
(8 389)
|
(6 925)
|
(8 488)
|
|
| Pre-Tax Income |
1 668
N/A
|
1 509
-10%
|
1 360
-10%
|
1 383
+2%
|
1 526
+10%
|
1 505
-1%
|
1 435
-5%
|
1 319
-8%
|
1 658
+26%
|
1 463
-12%
|
1 552
+6%
|
2 218
+43%
|
2 121
-4%
|
1 754
-17%
|
1 762
+0%
|
1 254
-29%
|
1 269
+1%
|
2 160
+70%
|
2 664
+23%
|
3 279
+23%
|
3 511
+7%
|
3 806
+8%
|
3 746
-2%
|
3 711
-1%
|
3 753
+1%
|
3 819
+2%
|
3 933
+3%
|
3 867
-2%
|
3 944
+2%
|
3 886
-1%
|
3 920
+1%
|
3 983
+2%
|
3 694
-7%
|
3 580
-3%
|
3 507
-2%
|
3 472
-1%
|
3 612
+4%
|
3 618
+0%
|
3 574
-1%
|
3 561
0%
|
3 656
+3%
|
3 610
-1%
|
3 579
-1%
|
3 521
-2%
|
3 537
+0%
|
3 525
0%
|
3 535
+0%
|
3 599
+2%
|
3 597
0%
|
3 671
+2%
|
3 781
+3%
|
3 808
+1%
|
3 835
+1%
|
2 827
-26%
|
1 379
-51%
|
1 344
-3%
|
1 435
+7%
|
3 592
+150%
|
6 275
+75%
|
6 718
+7%
|
7 064
+5%
|
6 603
-7%
|
5 833
-12%
|
5 749
-1%
|
5 718
-1%
|
5 381
-6%
|
5 098
-5%
|
4 668
-8%
|
3 637
-22%
|
3 688
+1%
|
5 699
+55%
|
6 003
+5%
|
6 074
+1%
|
7 518
+24%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(536)
|
(478)
|
(422)
|
(442)
|
(562)
|
(562)
|
(541)
|
(490)
|
(595)
|
(518)
|
(583)
|
(850)
|
(845)
|
(702)
|
(677)
|
(486)
|
(504)
|
(826)
|
(988)
|
(1 215)
|
(1 285)
|
(1 413)
|
(1 417)
|
(1 404)
|
(1 408)
|
(1 432)
|
(1 480)
|
(1 448)
|
(1 474)
|
(1 458)
|
(1 450)
|
(1 462)
|
(1 371)
|
(1 302)
|
(1 274)
|
(1 271)
|
(1 315)
|
(1 332)
|
(1 271)
|
(1 231)
|
(1 263)
|
(1 228)
|
(1 267)
|
(1 246)
|
(1 249)
|
(1 135)
|
(1 022)
|
(968)
|
(855)
|
(869)
|
(895)
|
(872)
|
(878)
|
(657)
|
(330)
|
(294)
|
(294)
|
(797)
|
(1 414)
|
(1 537)
|
(1 615)
|
(1 505)
|
(1 322)
|
(1 323)
|
(1 344)
|
(1 263)
|
(1 190)
|
(1 083)
|
(841)
|
(865)
|
(1 403)
|
(1 520)
|
(1 539)
|
(1 879)
|
|
| Income from Continuing Operations |
1 132
|
1 031
|
938
|
941
|
964
|
943
|
895
|
829
|
1 063
|
944
|
969
|
1 367
|
1 276
|
1 052
|
1 085
|
768
|
765
|
1 333
|
1 676
|
2 064
|
2 227
|
2 393
|
2 329
|
2 307
|
2 345
|
2 387
|
2 452
|
2 419
|
2 470
|
2 428
|
2 470
|
2 521
|
2 323
|
2 278
|
2 233
|
2 201
|
2 297
|
2 286
|
2 303
|
2 330
|
2 393
|
2 382
|
2 312
|
2 275
|
2 288
|
2 390
|
2 513
|
2 631
|
2 742
|
2 802
|
2 886
|
2 936
|
2 957
|
2 170
|
1 049
|
1 050
|
1 141
|
2 795
|
4 861
|
5 181
|
5 449
|
5 098
|
4 511
|
4 426
|
4 374
|
4 118
|
3 908
|
3 585
|
2 796
|
2 823
|
4 296
|
4 483
|
4 535
|
5 639
|
|
| Net Income (Common) |
1 077
N/A
|
1 005
-7%
|
871
-13%
|
832
-5%
|
589
-29%
|
436
-26%
|
461
+6%
|
439
-5%
|
911
+108%
|
965
+6%
|
936
-3%
|
1 309
+40%
|
1 207
-8%
|
971
-20%
|
950
-2%
|
656
-31%
|
668
+2%
|
1 248
+87%
|
1 657
+33%
|
2 041
+23%
|
2 202
+8%
|
2 367
+7%
|
2 305
-3%
|
2 284
-1%
|
2 318
+1%
|
2 353
+1%
|
2 409
+2%
|
2 367
-2%
|
2 414
+2%
|
2 373
-2%
|
2 415
+2%
|
2 466
+2%
|
2 270
-8%
|
2 225
-2%
|
2 181
-2%
|
2 150
-1%
|
2 246
+4%
|
2 235
0%
|
2 251
+1%
|
2 277
+1%
|
2 339
+3%
|
2 328
0%
|
2 258
-3%
|
2 222
-2%
|
2 031
-9%
|
2 126
+5%
|
2 257
+6%
|
2 367
+5%
|
2 689
+14%
|
2 748
+2%
|
2 832
+3%
|
2 882
+2%
|
2 908
+1%
|
2 123
-27%
|
1 007
-53%
|
1 009
+0%
|
1 104
+9%
|
2 723
+147%
|
4 780
+76%
|
5 084
+6%
|
5 351
+5%
|
5 010
-6%
|
4 427
-12%
|
4 339
-2%
|
4 286
-1%
|
4 030
-6%
|
3 820
-5%
|
3 500
-8%
|
2 715
-22%
|
2 741
+1%
|
4 174
+52%
|
4 361
+4%
|
4 446
+2%
|
5 515
+24%
|
|
| EPS (Diluted) |
2.25
N/A
|
2.1
-7%
|
1.82
-13%
|
1.73
-5%
|
1.22
-29%
|
0.9
-26%
|
0.95
+6%
|
0.9
-5%
|
1.9
+111%
|
2
+5%
|
2
N/A
|
2.53
+26%
|
2.38
-6%
|
1.78
-25%
|
1.67
-6%
|
1.2
-28%
|
1.22
+2%
|
2.28
+87%
|
2.99
+31%
|
3.74
+25%
|
4.06
+9%
|
4.45
+10%
|
4.22
-5%
|
4.44
+5%
|
4.46
+0%
|
4.73
+6%
|
4.91
+4%
|
4.89
0%
|
4.96
+1%
|
5.02
+1%
|
5.17
+3%
|
5.34
+3%
|
4.9
-8%
|
4.96
+1%
|
4.93
-1%
|
4.95
+0%
|
5.13
+4%
|
5.35
+4%
|
5.47
+2%
|
5.66
+3%
|
5.76
+2%
|
6.03
+5%
|
5.95
-1%
|
5.98
+1%
|
5.43
-9%
|
5.98
+10%
|
6.48
+8%
|
6.92
+7%
|
7.79
+13%
|
8.37
+7%
|
8.76
+5%
|
9.09
+4%
|
9.09
N/A
|
6.89
-24%
|
3.29
-52%
|
3.29
N/A
|
3.6
+9%
|
8.87
+146%
|
15.72
+77%
|
17.06
+9%
|
17.84
+5%
|
17.57
-2%
|
15.86
-10%
|
15.83
0%
|
15.42
-3%
|
15.8
+2%
|
15.09
-4%
|
14
-7%
|
10.69
-24%
|
10.96
+3%
|
16.62
+52%
|
17.39
+5%
|
17.71
+2%
|
21.88
+24%
|
|