B+S Banksysteme AG
XETRA:DTD2
Intrinsic Value
B+S Banksysteme AG engages in the development and provision of software solutions for bank processes, as well as core, mobile, and online banking. [ Read More ]
The intrinsic value of one
DTD2
stock under the Base Case scenario is
2.73
EUR.
Compared to the current market price of 1.67 EUR,
B+S Banksysteme AG
is
Undervalued by 39%.
B+S Banksysteme AG's market capitalization is 10.4m EUR.
DTD2 stock price is 1.67 EUR.
DTD2 stock price (1.67 EUR) is 39% less than its Intrinsic Value (2.73 EUR).
DTD2 has upside potential of 114% compared to the average analyst price target.
Open Wall St Estimates
DTD2's Revenue has grown by 12% over the past 12 months.
DTD2's ROE (Return on Equity) for the past 12 months is positive and is equal to 6%.
DTD2's Revenue is forecast to grow at a rate of 6% per year over the next 3 years.
DTD2's ROIC (Return on Invested Capital) has increased in the last 3 years from 0% to 4%.
DTD2's Revenue has been growing by 6% per year for the last 3 years.
DTD2's ROIC (Return on Invested Capital) for the past 12 months is very low and is equal to 4%.
DTD2's ROE (Return on Equity) has increased in the last 3 years from -2% to 6%.
DTD2 has positive Operating Income for the last twelve months.
DTD2 has positive Net Income for the last twelve months.
DTD2 has positive Free Cash Flow for the last twelve months.
DTD2 has a very low three-year average ROE (Return on Equity): 1%. The company is not efficient at transforming stockholders' equity into net income.
DTD2 has a very low three-year average ROIC (Return on Invested Capital): 1%. The company is not efficient at using invested capital to generate operating income.
DTD2's short-term liabilties (6m EUR) exceed its short-term assets (4m EUR).
DTD2's long-term assets (25m EUR) exceed its long-term liabilties (11m EUR).
DTD2 has positive Gross Profit for the last twelve months.
DTD2's D/E (Debt to Equity) is very low and is equal to 0.4.
DTD2's Altman Z-Score is very low and is equal to 1.35.
DTD2 has positive Net Debt. This means that the company has more debt (5m EUR) than cash and short-term investments (901k EUR).
DTD2 generates enough operating income (606k EUR) to cover interest payments on its debt (180k EUR).
Valuation Backtest
B+S Banksysteme AG
Run backtest to discover the historical profit from buying and selling
DTD2
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
B+S Banksysteme AG
Balance Sheet Decomposition
B+S Banksysteme AG
| Current Assets | 4m |
| Cash & Short-Term Investments | 901k |
| Receivables | 3.1m |
| Non-Current Assets | 20.9m |
| Long-Term Investments | 5.4m |
| PP&E | 2.2m |
| Intangibles | 12.3m |
| Other Non-Current Assets | 1m |
| Current Liabilities | 6.1m |
| Accounts Payable | 267k |
| Accrued Liabilities | 1.2m |
| Short-Term Debt | 750k |
| Other Current Liabilities | 3.9m |
| Non-Current Liabilities | 5.3m |
| Long-Term Debt | 4.6m |
| Other Non-Current Liabilities | 716k |
Earnings Waterfall
B+S Banksysteme AG
|
Revenue
|
11.9m
EUR
|
|
Cost of Revenue
|
-1.4m
EUR
|
|
Gross Profit
|
10.4m
EUR
|
|
Operating Expenses
|
-9.8m
EUR
|
|
Operating Income
|
606k
EUR
|
|
Other Expenses
|
209k
EUR
|
|
Net Income
|
815k
EUR
|
Free Cash Flow Analysis
B+S Banksysteme AG
DTD2 Profitability Score
Profitability Due Diligence
B+S Banksysteme AG's profitability score is 50/100. The higher the profitability score, the more profitable the company is.
Score
B+S Banksysteme AG's profitability score is 50/100. The higher the profitability score, the more profitable the company is.
DTD2 Solvency Score
Solvency Due Diligence
B+S Banksysteme AG's solvency score is 36/100. The higher the solvency score, the more solvent the company is.
Score
B+S Banksysteme AG's solvency score is 36/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
DTD2 Price Targets Summary
B+S Banksysteme AG
According to Wall Street analysts, the average 1-year price target for
DTD2
is 3.57 EUR
with a low forecast of 3.54 EUR and a high forecast of 3.68 EUR.
Shareholder Return
DTD2 Price
B+S Banksysteme AG
| Average Annual Return | -7.75% |
| Standard Deviation of Annual Returns | 41.24% |
| Max Drawdown | -71% |
| Market Capitalization | 10.4m EUR |
| Shares Outstanding | 6 209 933 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
B+S Banksysteme AG
Country
Industry
Market Cap
Dividend Yield
Description
B+S Banksysteme AG engages in the development and provision of software solutions for bank processes, as well as core, mobile, and online banking. The company is headquartered in Muenchen, Bayern and currently employs 114 full-time employees. The product portfolio encompasses solutions in the areas of payment transactions, core banking system, credit business, risk management, treasury/trading and electronic banking. In addition, B+S Banksysteme AG offers consulting services, project management, as well as implementation of its software. The firm operates through its subsidiaries located in Munich, Salzburg and Hilterfingen.
Contact
IPO
Employees
Officers
The intrinsic value of one
DTD2
stock under the Base Case scenario is
2.73
EUR.
Compared to the current market price of 1.67 EUR,
B+S Banksysteme AG
is
Undervalued by 39%.
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