LLD Intrinsic Valuation and Fundamental Analysis - Lloyds Banking Group PLC

L	Lloyds Banking Group PLC XHAN:LLD	UK
L	Logitech international SA XMUN:LTEC	CH
I	Imperial Oil Ltd XMUN:IMP	CA

Intrinsic Value

The intrinsic value of Lloyds Banking Group PLC (LLD) under the Base Case is 1.13 EUR per share. Compared with the current market price of 0.81 EUR, the stock appears Undervalued by 29% .

The intrinsic value is calculated using the DCF method.

Do our valuations actually work? See backtest results .

LLD Intrinsic Value

Undervaluation 29%

Intrinsic Value

Price €0.81

Track Buy Zone

20% below Intrinsic Value €0.91

Get notified when the price drops into your buy zone

Intrinsic Value €1.13

Margin of Safety 20% €0.91

Current Price €0.81

Or choose another margin of safety

0% below Intrinsic Value

10% below Intrinsic Value

30% below Intrinsic Value

40% below Intrinsic Value

50% below Intrinsic Value

Custom

Fundamental Analysis

What Lloyds Banking Group Does

Banking Financials

Lloyds Banking Group is a large UK financial services company that focuses on everyday banking. It offers current accounts, savings accounts, mortgages, personal loans, credit cards, insurance, and business banking through brands such as Lloyds Bank, Halifax, and Bank of Scotland. Its main customers are individuals, small businesses, and some larger commercial clients in the UK.

Headquarters: United Kingdom UK
Employees: 60 061
IPO date: Oct 8, 1986

Read the full company overview

3 business segments

Retail banking This is the bank’s personal banking business. It provides current accounts, savings, mortgages, personal loans, credit cards, overdrafts, and everyday banking services through its branches, mobile app, and online channels.
Commercial banking This unit serves businesses with banking services such as business accounts, lending, cash management, payments, and trade finance. It also works with larger companies and institutions on more complex banking needs.
Insurance and wealth This segment provides insurance, pensions, and long-term savings products, including life insurance, retirement plans, and investment products.

Customers and revenue model by segment

View Company Overview