Commerzbank AG banner

Company Overview

Business Description

Sector
Financials
Industry
Banking
Headquarters
Germany DE
Employees
40 812
IPO date
Feb 26, 1870

Commerzbank AG is a German commercial bank that serves both companies and individual customers. It offers everyday banking, savings products, mortgages, business loans, trade finance, payment services, and foreign exchange services. For larger clients, it also helps with capital markets, interest-rate and currency risk management, and other corporate finance needs.

The bank makes money mainly by charging interest on loans, earning fees for payment, account, and advisory services, and taking spreads on deposit and funding activities. Its main customers are small and medium-sized businesses, larger corporate clients, and retail customers in Germany, with some international business tied to German trade and commerce.

What sets Commerzbank apart is its role as a relationship bank for the German economy, especially for export-oriented companies and mid-sized firms that need both lending and trade-related services. It sits between ordinary deposit-taking banks and specialized capital markets firms, giving it a mix of stable banking income and fee-based corporate services.

Commerzbank AG Investor Relations

Address
Kaiserstrasse 16
Frankfurt, Hessen
Germany

Business Segments

Private and small-business banking

This part serves individual customers and smaller businesses with checking and savings accounts, cards, personal loans, mortgages, and everyday banking services.

Customers and revenue model

Corporate clients

This part provides banking services to mid-sized companies and large businesses, including working capital loans, cash management, trade finance, foreign exchange, and capital market products.

Customers and revenue model

Other and treasury

Description, customers and revenue model

Management

Mr. Michael Harald Kotzbauer

Deputy CEO, Head of Corporate Clients Business & Deputy Chairman of the Board of MD

Biography unavailable

Magistrate Thomas Schaufler CEFA

Member of the Board of Managing Director - Small-Business Customers

Biography unavailable

Ms. Sabine Mlnarsky-Bstandig

Chief Human Resources Officer, Labour Relations Director & Member of Board MD

Biography unavailable

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