Mortgage insurance
This is Radian’s main business. It sells mortgage insurance that protects lenders if a homebuyer stops paying a loan, usually on higher-down-payment or lower-down-payment mortgages. The company also supports lenders with...
Customers
Mortgage lenders, banks, credit unions, and other loan originators that want protection on residential mortgages.
Revenue Model
Radian charges premiums for the insurance coverage and fees for related mortgage services.
Title and real estate services
This business handles title insurance and other closing-related services used when homes are bought, sold, or refinanced. It helps verify ownership, clear liens, and complete the transaction.
Customers
Homebuyers, sellers, mortgage lenders, real estate agents, and settlement companies involved in residential property transactions.
Revenue Model
Radian earns title insurance premiums and service fees from real estate closings and related transactions.