Philippine Savings Bank
XPHS:PSB
Decide at what price you'd be comfortable buying and we'll help you stay ready.
Intrinsic Value
The intrinsic value of Philippine Savings Bank (PSB) under the Base Case is 50.61 PHP per share. Compared with the current market price of 54 PHP, the stock appears Overvalued by 6% .
The intrinsic value is calculated using valuation multiples.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Philippine Savings Bank Does
Philippine Savings Bank is a Philippine thrift bank that takes deposits and lends money to individual customers and small businesses. It sells everyday banking products such as savings accounts, checking accounts, and time deposits, and it also offers loans for cars, homes, personal needs, and business use. Its main customers are retail savers, salaried workers, and small and medium-sized businesses that want straightforward banking and credit.
- Headquarters
- Philippines PH
- Employees
- 2 864
- IPO date
- Oct 10, 1994
What is the Intrinsic Value of one PSB stock?
The intrinsic value for Philippine Savings Bank (PSB) under the Base Case is 50.61 PHP.
Is PSB stock undervalued or overvalued?
Compared with the current market price of 54 PHP, the stock appears Overvalued by 6% .