Everyday People Financial Corp
XTSX:EPF
Income Statement
Earnings Waterfall
Everyday People Financial Corp
Income Statement
Everyday People Financial Corp
| Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||
| Interest Expense |
1
|
1
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
2
|
|
| Revenue |
19
N/A
|
28
+50%
|
38
+34%
|
45
+18%
|
50
+11%
|
58
+17%
|
57
-2%
|
60
+5%
|
66
+11%
|
67
+2%
|
|
| Gross Profit | |||||||||||
| Cost of Revenue |
(8)
|
(11)
|
(15)
|
(16)
|
(17)
|
(21)
|
(23)
|
(25)
|
(29)
|
(27)
|
|
| Gross Profit |
11
N/A
|
17
+58%
|
23
+33%
|
29
+25%
|
33
+13%
|
37
+13%
|
34
-8%
|
35
+3%
|
38
+8%
|
41
+8%
|
|
| Operating Income | |||||||||||
| Operating Expenses |
(11)
|
(17)
|
(29)
|
(32)
|
(35)
|
(38)
|
(39)
|
(41)
|
(44)
|
(49)
|
|
| Selling, General & Administrative |
(8)
|
(13)
|
(26)
|
(28)
|
(32)
|
(36)
|
(35)
|
(37)
|
(40)
|
(45)
|
|
| Depreciation & Amortization |
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
|
| Other Operating Expenses |
(2)
|
(3)
|
(0)
|
(1)
|
(0)
|
1
|
(0)
|
(0)
|
(0)
|
(0)
|
|
| Operating Income |
(0)
N/A
|
(0)
+61%
|
(6)
-3 195%
|
(3)
+43%
|
(3)
+17%
|
(2)
+42%
|
(5)
-210%
|
(6)
-31%
|
(7)
-6%
|
(8)
-19%
|
|
| Pre-Tax Income | |||||||||||
| Interest Income Expense |
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
|
| Non-Reccuring Items |
(0)
|
(1)
|
6
|
(1)
|
(0)
|
1
|
1
|
1
|
1
|
1
|
|
| Total Other Income |
(0)
|
(0)
|
(1)
|
6
|
6
|
6
|
(0)
|
(0)
|
(0)
|
(0)
|
|
| Pre-Tax Income |
(2)
N/A
|
(2)
-25%
|
(3)
-11%
|
0
N/A
|
1
+978%
|
3
+150%
|
(7)
N/A
|
(7)
-7%
|
(7)
+4%
|
(8)
-18%
|
|
| Net Income | |||||||||||
| Tax Provision |
0
|
0
|
1
|
(0)
|
(1)
|
(1)
|
0
|
0
|
1
|
1
|
|
| Income from Continuing Operations |
(2)
|
(2)
|
(2)
|
0
|
1
|
2
|
(7)
|
(7)
|
(6)
|
(7)
|
|
| Net Income (Common) |
(2)
N/A
|
(2)
-21%
|
(2)
+6%
|
0
N/A
|
1
+2 253%
|
2
+192%
|
(7)
N/A
|
(7)
-1%
|
(6)
+11%
|
(7)
-12%
|
|
| EPS (Diluted) |
-0.02
N/A
|
-0.02
N/A
|
-0.02
N/A
|
0
N/A
|
0.01
N/A
|
0.02
+100%
|
-0.06
N/A
|
-0.06
N/A
|
-0.05
+17%
|
-0.06
-20%
|
|