` Comparison: 541133 vs IF - Alpha Spread

541133
vs
IF

Over the past 12 months, ACFL has underperformed IF, delivering a return of 0% compared to the IF's +13% growth.

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541133
IF
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Valuation Comparison

ACFL Intrinsic Value
34.49 INR
Overvaluation 24%
Intrinsic Value
Price
IF Intrinsic Value
51.29 EUR
Undervaluation 52%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Apex Capital and Finance Ltd
BSE:541133
45.6 INR
Banca IFIS SpA
MIL:IF
24.68 EUR
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Growth Comparison

Growth Over Time
541133, IF

541133
IF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Apex Capital and Finance Ltd
Revenue
Banca IFIS SpA
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
541133, IF

541133
IF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Apex Capital and Finance Ltd
BSE:541133
Banca IFIS SpA
MIL:IF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

ACFL
0%
IF
LTM 3Y Avg 5Y Avg 10Y Avg
Apex Capital and Finance Ltd
Banca IFIS SpA
Not applicable for financial companies

Operating Margin

ACFL
59.8%
IF
LTM 3Y Avg 5Y Avg 10Y Avg
Apex Capital and Finance Ltd
Banca IFIS SpA
Not applicable for financial companies

Net Margin

ACFL
43.1%
IF
57.9%

FCF Margin

ACFL
-1 506.3%
IF
LTM 3Y Avg 5Y Avg 10Y Avg
Apex Capital and Finance Ltd
Banca IFIS SpA
Not applicable for financial companies

ROE

ACFL
3%
IF
28.6%

ROA

ACFL
3%
IF
3.4%

ROIC

ACFL
3%
IF
LTM 3Y Avg 5Y Avg 10Y Avg
Apex Capital and Finance Ltd
Banca IFIS SpA
Not applicable for financial companies

ROCE

ACFL
4.1%
IF
LTM 3Y Avg 5Y Avg 10Y Avg
Apex Capital and Finance Ltd
Banca IFIS SpA
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
541133, IF

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Performance Gap
541133, IF

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541133
IF
Difference
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Performance By Year
541133, IF

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541133
IF
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett