` Comparison: FSR vs SLM - Alpha Spread
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F
FSR
vs
S
SLM

Over the past 12 months, FSR has significantly outperformed SLM, delivering a return of +40% compared to the SLM's +20% growth.

Valuation Growth Profitability Solvency Stocks Performance
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FSR
SLM
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Stocks Compared:
FSR SLM
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Valuation Comparison

FSR Intrinsic Value
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SLM Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
F
FirstRand Ltd
F:FSR
51 EUR
S
Sanlam Ltd
JSE:SLM
10 551 Zac
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
FSR, SLM

FSR
SLM
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
F
FirstRand Ltd
Revenue
S
Sanlam Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FSR, SLM

FSR
SLM
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
F
FirstRand Ltd
F:FSR
FCF is not applicable for financial companies
S
Sanlam Ltd
JSE:SLM
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

FSR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
F
FirstRand Ltd
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

Operating Margin

FSR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
F
FirstRand Ltd
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

Net Margin

FSR
25.3%
SLM
17%
LTM 3Y Avg 5Y Avg 10Y Avg
F
FirstRand Ltd
S
Sanlam Ltd

FCF Margin

FSR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
F
FirstRand Ltd
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

ROE

FSR
18.6%
SLM
23.7%
LTM 3Y Avg 5Y Avg 10Y Avg
F
FirstRand Ltd
S
Sanlam Ltd

ROA

FSR
1.7%
SLM
2%
LTM 3Y Avg 5Y Avg 10Y Avg
F
FirstRand Ltd
S
Sanlam Ltd

ROIC

FSR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
F
FirstRand Ltd
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

ROCE

FSR
SLM
LTM 3Y Avg 5Y Avg 10Y Avg
F
FirstRand Ltd
Not applicable for financial companies
S
Sanlam Ltd
Not applicable for financial companies

Solvency Comparison

F
FirstRand Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
S
Sanlam Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FSR, SLM

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FSR
SLM
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
FSR, SLM

Performance Gap Between FSR and SLM
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Performance By Year
FSR, SLM

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FSR
SLM
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