` Comparison: CNF vs SOFI - Alpha Spread
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C
CNF
vs
SOFI

Over the past 12 months, CNF has underperformed SOFI, delivering a return of -32% compared to the SOFI's +21% growth.

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CNF
SOFI
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Stocks Compared:
CNF SOFI
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Valuation Comparison

CNF Intrinsic Value
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SOFI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
C
Conafi SpA
MIL:CNF
0.144 EUR
SoFi Technologies Inc
NASDAQ:SOFI
19.6201 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
CNF, SOFI

CNF
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
C
Conafi SpA
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CNF, SOFI

CNF
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
C
Conafi SpA
MIL:CNF
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

CNF
94.3%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
C
Conafi SpA
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

CNF
-31.4%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
C
Conafi SpA
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

CNF
-23.6%
SOFI
13.3%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Conafi SpA
SoFi Technologies Inc

FCF Margin

CNF
-19.6%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
C
Conafi SpA
SoFi Technologies Inc
Not applicable for financial companies

ROE

CNF
-10.8%
SOFI
5.7%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Conafi SpA
SoFi Technologies Inc

ROA

CNF
-6%
SOFI
1.1%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Conafi SpA
SoFi Technologies Inc

ROIC

CNF
-15.4%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
C
Conafi SpA
SoFi Technologies Inc
Not applicable for financial companies

ROCE

CNF
-9.9%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
C
Conafi SpA
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

C
Conafi SpA
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
SoFi Technologies Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CNF, SOFI

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CNF
SOFI
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Performance Gap
CNF, SOFI

Performance Gap Between CNF and SOFI
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Performance By Year
CNF, SOFI

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CNF
SOFI
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