Bajaj Finance Ltd
NSE:BAJFINANCE
Intrinsic Value
Bajaj Finance Ltd. operates as a non-banking financial company. [ Read More ]
The intrinsic value of one
BAJFINANCE
stock under the Base Case scenario is
7 948.6834
INR.
Compared to the current market price of 7 286.8999 INR,
Bajaj Finance Ltd
is
Undervalued by 8%.
Bajaj Finance Ltd's market capitalization is 4.4T INR.
BAJFINANCE stock price is 7 286.8999 INR.
BAJFINANCE stock price (7286.8999 INR) is 8% less than its Intrinsic Value (7 948.6834 INR).
BAJFINANCE stock (4 286.6759 INR) is 41% less than its price (7286.8999 INR). Open DCF Valuation
BAJFINANCE stock price (7286.8999 INR) is 37% less than its Relative Value (11 610.6908 INR). Open Relative Valuation
BAJFINANCE has upside potential of 21% compared to the average analyst price target.
Open Wall St Estimates
BAJFINANCE's ROIC (Return on Invested Capital) has decreased in the last 3 years from 5% to 5%.
BAJFINANCE's Altman Z-Score is equal to 2.52.
BAJFINANCE's ROIC (Return on Invested Capital) for the past 12 months is positive and is equal to 5%.
BAJFINANCE's long-term assets (3T INR) exceed its long-term liabilties (3T INR).
BAJFINANCE's Revenue has grown by an exceptional 22% over the past 12 months.
BAJFINANCE's ROE (Return on Equity) has increased in the last 3 years from 13% to 20%.
BAJFINANCE's ROE (Return on Equity) for the past 12 months is positive and is equal to 20%.
BAJFINANCE's Revenue is forecast to grow at a rate of 12% per year over the next 3 years.
BAJFINANCE has positive three-year average ROIC (Return on Invested Capital): 5%. The company is efficient at using invested capital to generate operating income.
BAJFINANCE has positive Net Income for the last twelve months.
BAJFINANCE has positive three-year average ROE (Return on Equity): 18%. The company is efficient at transforming stockholders' equity into net income.
BAJFINANCE's Revenue has been growing by an exceptional 20% per year for the last 3 years.
BAJFINANCE has positive Operating Income for the last twelve months.
BAJFINANCE has positive Gross Profit for the last twelve months.
BAJFINANCE has negative Free Cash Flow for the last twelve months.
BAJFINANCE's D/E (Debt to Equity) is very high and is equal to 3.37.
BAJFINANCE has positive Net Debt. This means that the company has more debt (2T INR) than cash and short-term investments (37B INR).
BAJFINANCE's short-term assets (3T INR) exceed its short-term liabilties (579B INR).
Valuation Backtest
Bajaj Finance Ltd
Run backtest to discover the historical profit from buying and selling
BAJFINANCE
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Bajaj Finance Ltd
Balance Sheet Decomposition
Bajaj Finance Ltd
| Current Assets | 3T |
| Cash & Short-Term Investments | 37B |
| Receivables | 16.5B |
| Other Current Assets | 2.9T |
| Non-Current Assets | 263.4B |
| Long-Term Investments | 225.7B |
| PP&E | 19.3B |
| Intangibles | 7.7B |
| Other Non-Current Assets | 10.7B |
| Current Liabilities | 579.4B |
| Accounts Payable | 19.1B |
| Other Current Liabilities | 560.3B |
| Non-Current Liabilities | 2T |
| Long-Term Debt | 2T |
| Other Non-Current Liabilities | 23.7B |
Earnings Waterfall
Bajaj Finance Ltd
|
Revenue
|
470B
INR
|
|
Cost of Revenue
|
-154.1B
INR
|
|
Gross Profit
|
315.9B
INR
|
|
Operating Expenses
|
-98.1B
INR
|
|
Operating Income
|
217.8B
INR
|
|
Other Expenses
|
-111.6B
INR
|
|
Net Income
|
106.3B
INR
|
Free Cash Flow Analysis
Bajaj Finance Ltd
BAJFINANCE Profitability Score
Profitability Due Diligence
Bajaj Finance Ltd's profitability score is 57/100. The higher the profitability score, the more profitable the company is.
Score
Bajaj Finance Ltd's profitability score is 57/100. The higher the profitability score, the more profitable the company is.
BAJFINANCE Solvency Score
Solvency Due Diligence
Bajaj Finance Ltd's solvency score is 46/100. The higher the solvency score, the more solvent the company is.
Score
Bajaj Finance Ltd's solvency score is 46/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
BAJFINANCE Price Targets Summary
Bajaj Finance Ltd
According to Wall Street analysts, the average 1-year price target for
BAJFINANCE
is 8 787.8275 INR
with a low forecast of 6 109.49 INR and a high forecast of 10 610.25 INR.
Shareholder Return
BAJFINANCE Price
Bajaj Finance Ltd
| Average Annual Return | 22.68% |
| Standard Deviation of Annual Returns | 21.82% |
| Max Drawdown | -62% |
| Market Capitalization | 4.4T INR |
| Shares Outstanding | 617 987 599 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Bajaj Finance Ltd
Country
Industry
Market Cap
Dividend Yield
Description
Bajaj Finance Ltd. operates as a non-banking financial company. The company is headquartered in Pune, Maharashtra and currently employs 35,425 full-time employees. The Company’s consumer lending products include consumer electronics, furniture, digital products, e-commerce purchases and daily spends financing. Its small and medium enterprises (SME) lending consist of working capital loans and term facilities to SME, and professionals. The Company’s rural lending offers all its lending and deposits products, which include consumer business-to-business (B2B) lending, personal loans, gold loans, and retail deposits in small towns and villages. Its loan against securities business offers medium-term and short-term financing against shares, bonds, mutual funds, insurance policies and deposits to customer. Its mortgages offer home loans, loans against property and developer finance. Its commercial lending is engaged in lending to auto component manufacturers and the light engineering industry, loans to financial institutions, loans to the specialty chemical and pharma industry.
Contact
IPO
Employees
Officers
The intrinsic value of one
BAJFINANCE
stock under the Base Case scenario is
7 948.6834
INR.
Compared to the current market price of 7 286.8999 INR,
Bajaj Finance Ltd
is
Undervalued by 8%.
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