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Intrinsic Value

Is BAJFINANCE undervalued or overvalued?

See the intrinsic value estimate for Bajaj Finance Ltd and find out whether today’s valuation is cheap or expensive by its own historical standards.

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BAJFINANCE Intrinsic Value
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Today vs. history

BAJFINANCE looks undervalued.
But is it cheap by its own standards?

See how today’s valuation compares with BAJFINANCE’s past valuations and how the stock performed after similar periods.

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Intrinsic Value Locked
Margin of Safety 20% Locked
Current Price ₹940.85
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Fundamental Analysis

What Bajaj Finance Does

Financial Services Financials

Bajaj Finance Ltd is a non-bank lender that gives loans and offers payment products to consumers and small businesses in India. It finances purchases such as consumer goods, two-wheelers, used cars, homes, and business equipment, and it also offers cards, deposits, and related financial services. Its main customers are retail borrowers, self-employed people, and small firms that need quick access to credit.

Headquarters
India IN
Employees
64 092
IPO date
Feb 9, 1995
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Bajaj Finance has no economic moat

No Moat Narrow Wide

Borrowers can choose another lender for their next loan without moving their existing accounts, leaving Bajaj Finance exposed to competing offers. Banks such as HDFC Bank also offer personal loans and purchase financing, so these products are not exclusive to Bajaj Finance.

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Financials
Efficiency

Earnings Waterfall
Bajaj Finance Ltd

Wall St Price Targets

Capital Returns

Buyback Yield
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Debt Paydown Yield
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Competitive Landscape

Ownership

BAJFINANCE Insider Trading
Buy and sell transactions by insiders

What is the Intrinsic Value of one BAJFINANCE stock?

The intrinsic value for Bajaj Finance Ltd (BAJFINANCE) under the Base Case is hidden INR.

Is BAJFINANCE stock undervalued or overvalued?

Compared with the current market price of 940.85 INR, the stock appears hidden.

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