` Comparison: IF, IRFC - Alpha Spread

IF
vs
IRFC

Over the past 12 months, IF has significantly outperformed IRFC, delivering a return of +22% compared to the IRFC's 27% drop.

Valuation Growth Profitability Solvency Stocks Performance
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IF
IRFC
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Stocks Compared:
IF IRFC
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Valuation Comparison

IF Intrinsic Value
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IRFC Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Banca IFIS SpA
MIL:IF
25.52 EUR
Indian Railway Finance Corp Ltd
NSE:IRFC
111.02 INR
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
IF, IRFC

IF
IRFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Banca IFIS SpA
Revenue
Indian Railway Finance Corp Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
IF, IRFC

IF
IRFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Banca IFIS SpA
MIL:IF
FCF is not applicable for financial companies
Indian Railway Finance Corp Ltd
NSE:IRFC
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What is Free Cash Flow?

Gross Margin

IF
IRFC
0%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Indian Railway Finance Corp Ltd

Operating Margin

IF
IRFC
99.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Indian Railway Finance Corp Ltd

Net Margin

IF
57.9%
IRFC
25.5%

FCF Margin

IF
IRFC
13.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Indian Railway Finance Corp Ltd

ROE

IF
28.6%
IRFC
12.7%

ROA

IF
3.4%
IRFC
1.4%

ROIC

IF
IRFC
5.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Indian Railway Finance Corp Ltd

ROCE

IF
IRFC
5.3%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Indian Railway Finance Corp Ltd

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
IF, IRFC

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IF
IRFC
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Performance Gap
IF, IRFC

Performance Gap Between IF and IRFC
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Performance By Year
IF, IRFC

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IRFC
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