` Comparison: IF, PFC - Alpha Spread

IF
vs
PFC

Over the past 12 months, IF has underperformed PFC, delivering a return of +20% compared to the PFC's +20% growth.

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IF
PFC
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IF PFC
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Valuation Comparison

IF Intrinsic Value
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PFC Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Banca IFIS SpA
MIL:IF
25.48 EUR
Power Finance Corporation Ltd
NSE:PFC
335.65 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
IF, PFC

IF
PFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Banca IFIS SpA
Revenue
Power Finance Corporation Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
IF, PFC

IF
PFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Banca IFIS SpA
MIL:IF
FCF is not applicable for financial companies
Power Finance Corporation Ltd
NSE:PFC
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What is Free Cash Flow?

Gross Margin

IF
PFC
99.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Power Finance Corporation Ltd

Operating Margin

IF
PFC
98.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Power Finance Corporation Ltd

Net Margin

IF
57.9%
PFC
21.8%

FCF Margin

IF
PFC
-59.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Power Finance Corporation Ltd

ROE

IF
28.6%
PFC
20.9%

ROA

IF
3.4%
PFC
2.1%

ROIC

IF
PFC
7.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Power Finance Corporation Ltd

ROCE

IF
PFC
9.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Banca IFIS SpA
Not applicable for financial companies
Power Finance Corporation Ltd

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
IF, PFC

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IF
PFC
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Performance Gap
IF, PFC

Performance Gap Between IF and PFC
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Performance By Year
IF, PFC

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PFC
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